Share / Margin Lending — Top 3 by class
Lowest share / margin lending headline rate per institution within Class A, B, and C; top three (lowest first) in each class.
Class A — Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
Loan against Shares — BR + 2.00% to 3.50%
9.35%
2
Nepal SBI
Nepal SBI Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
9.95%
3
RBB
Rastriya Banijya Bank
Loan against Shares — BR + 2.00% to 3.50%
10.00%
Class B — Development banks
1
Garima
Garima Bikas Bank Limited
Loan Against Share — BR + 1% to 3%
8.30%
2
Muktinath
Muktinath Bikas Bank Limited
Share Loan — BR + 1.00% to 3.00%
8.83%
3
Saptakoshi
Saptakoshi Development Bank Limited
Share / Saptakoshi Share Loan — BR + up to 2.50%
8.85%
Class C — Finance companies
1
Reliance Finance
Reliance Finance Limited
Loan against Shares / Securities — BR + 0.25% to 1.50%
9.13%
2
Progressive Finance
Progressive Finance Limited
Share Loan — BR + up to 3%
10.66%
Share / Margin Lending — all BFIs
Lowest share / margin lending headline rate published per institution. Ranked lowest first.
1
Garima
Garima Bikas Bank Limited
Loan Against Share — BR + 1% to 3%
8.30%
2
Muktinath
Muktinath Bikas Bank Limited
Share Loan — BR + 1.00% to 3.00%
8.83%
3
Saptakoshi
Saptakoshi Development Bank Limited
Share / Saptakoshi Share Loan — BR + up to 2.50%
8.85%
4
Reliance Finance
Reliance Finance Limited
Loan against Shares / Securities — BR + 0.25% to 1.50%
9.13%
5
Std. Chartered
Standard Chartered Bank Nepal Limited
Loan against Shares — BR + 2.00% to 3.50%
9.35%
6
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Loan Against Shares — BR + up to 3.75%
9.58%
7
Shangrila
Shangrila Development Bank Limited
Share / Security Loan — BR + up to 3.99%
9.75%
8
Nepal SBI
Nepal SBI Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
9.95%
9
RBB
Rastriya Banijya Bank
Loan against Shares — BR + 2.00% to 3.50%
10.00%
10
Lumbini
Lumbini Bikas Bank Limited
Margin Lending Loan — BR + up to 4%
10.00%
11
Nabil Bank
Nabil Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.05%
12
HBL
Himalayan Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.15%
13
Everest Bank
Everest Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.30%
14
ADBL
Agricultural Development Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.35%
15
Nepal Bank
Nepal Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.40%
16
Citizens Bank
Citizens Bank International Limited
Loan against Shares — BR + 2.00% to 3.50%
10.45%
17
NIMB
Nepal Investment Mega Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.45%
18
Sanima Bank
Sanima Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.45%
19
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.50%
20
NMB Bank
NMB Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.50%
21
NIC Asia
NIC Asia Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.55%
22
Siddhartha Bank
Siddhartha Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.55%
23
Global IME
Global IME Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.60%
24
Prime Bank
Prime Commercial Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.60%
25
Progressive Finance
Progressive Finance Limited
Share Loan — BR + up to 3%
10.66%
26
Kumari Bank
Kumari Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.70%
27
MBL
Machhapuchchhre Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.75%
28
Prabhu Bank
Prabhu Bank Limited
Loan against Shares — BR + 2.00% to 3.50%
10.90%
29
Miteri
Miteri Development Bank Limited
Margin Lending — BR + up to 4%
10.95%
Share loan interest rate in Nepal (Loan against shares or Margin Trading) is offered at a floating rate determined by the bank’s base rate plus a premium. As the loans are highly secured with the liquid assets (shares/equity), the banks offer a highly competitive premium on them. Here’s the Share Loan interest rate in Nepali banks (Margin Trading Interest Rate).
As we know, all the Banks and Financial Institutions used to follow the methodology set by the Central banks for determining the Loan Interest Rate. Like the deposit interest rate, the Loan interest rates are also revised every month and practice in effect from the beginning of each month. The banks set the interest rate in loan products by adding a premium rate (spread rate) to their base rate. Here, you will get the Share Loan Interest Rate in Nepal set by each BFI.
We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Share Loan Interest Rate in Nepali Banks and get the best deal for your financing requirements.
Share Loan Interest Rate in Nepali Banks (Margain Trading Interest Rate)
Here’s the latest Interest Rates of all BFIs for this month,
Interest Rate in Nepali Banks
Based on the Interest Rate collected from all licensed BIFs ‘A’, ‘B’ & ‘C’, we can see that the ‘C’ Class Finance Companies provide the highest Interest Rate. After Finance Companies, the ‘B’ Class Development Banks also offer a higher Interest Rate.
Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)
We hope you get the Share Loan Interest Rate in Nepali Banks and financial institution to choose the best one for your financing requirements. With these interest rate data of each BFI, you will get the best idea and choose the right banks to fulfill the fund requirement and make the best decision.
