📅 Updated April 2026 — Current as of Baishakh 2083
About Interest Rate in Nepal
InterestRateinNepal.com is Nepal’s most reliable and regularly updated platform for tracking bank interest rates across all NRB-licensed BFI classes — Commercial Banks (Class A), Development Banks (Class B), and Finance Companies (Class C). We collect, verify, and publish the latest interest rates directly from official bank websites, NRB circulars, and published rate notices every Nepali month.
Whether you are looking to maximize your savings with the best Fixed Deposit rates for Baishakh 2083, plan your EMIs for a home loan, or compare recurring deposit offers, this platform brings all the data to one place — saving you hours of research across 50+ financial institutions.
Our Mission
Our mission is to make Nepal’s banking interest rate data transparent, accessible, and up-to-date for every Nepali — whether you are a saver looking for the best FD rate, a borrower comparing home loan rates, or a financial professional tracking market trends.
About the Author
This website is maintained by Basanta, a banker and financial analyst with over 5 years of experience in Nepal’s banking and capital markets sector. With hands-on experience in Nepal’s financial regulatory environment — including NRB directives, SEBON compliance, EPF/CIT/SSF frameworks, and NEPSE capital markets — the data and analysis on this site reflect direct industry knowledge, not just research.
As a practicing banker familiar with the rate-setting processes of BFIs in Nepal, every rate published on this site is verified against official bank notices, NRB circulars, and published rate schedules before being posted.
What We Cover
- Fixed Deposit (FD) Rates: All tenures, individual and institutional, for all 40+ BFIs — updated every Baishakh, Jestha, Ashadh… (every Nepali month)
- Savings Account Rates: All scheme types — regular, remittance, women’s, senior, salary, children’s accounts
- Loan Interest Rates: Home loan, auto loan, education loan, personal loan, gold loan, business loan, and all specialty loan products
- Base Rates: All commercial bank base rates — the foundation of Nepal’s floating loan rate system
- NPA Data: Non-Performing Asset ratios for all major BFIs
- Financial Calculators: FD Calculator, EMI Calculator, SIP Calculator, RD Calculator, Savings Calculator
Data Source & Accuracy
All interest rate data published on this website is collected directly from the official websites, published rate notices, and social media pages of respective BFIs. Where official sources are unavailable, rates are sourced from NRB’s Financial Institutions Statistics. We clearly note any estimated or last-confirmed rates and update them as soon as new data is available.
Contact Us
Found an error or want to suggest a bank/scheme we’ve missed? We welcome corrections. Please use the Contact page to reach us. We typically respond within 24–48 hours.