NPA

Sort:
Miteri Miteri Development Bank Limited Class B — Development banks
0.48 %
Site ↗
Everest Bank Everest Bank Limited Class A — Commercial banks
0.61 %
Site ↗
Std. Chartered Standard Chartered Bank Nepal Limited Class A — Commercial banks
1.81 %
Site ↗
Nepal SBI Nepal SBI Bank Limited Class A — Commercial banks
2.53 %
Site ↗
ICFC Finance ICFC Finance Limited Class C — Finance companies
2.68 %
Site ↗
Salapa Bikas Salapa Bikas Bank Limited Class B — Development banks
3.35 %
Site ↗
Siddhartha Bank Siddhartha Bank Limited Class A — Commercial banks
3.71 %
Site ↗
Manjushree Finance Manjushree Finance Limited Class C — Finance companies
3.99 %
Site ↗
Sanima Bank Sanima Bank Limited Class A — Commercial banks
3.99 %
Site ↗
MBL Machhapuchchhre Bank Limited Class A — Commercial banks
4.01 %
Site ↗
Shree Invest. Shree Investment & Finance Limited Class C — Finance companies
4.02 %
Site ↗
Green Dev. Green Development Bank Limited Class B — Development banks
4.32 %
Site ↗
Nabil Bank Nabil Bank Limited Class A — Commercial banks
4.37 %
Site ↗
Kamana Sewa Kamana Sewa Bikas Bank Limited Class B — Development banks
4.40 %
Site ↗
RBB Rastriya Banijya Bank Class A — Commercial banks
4.48 %
Site ↗
Garima Garima Bikas Bank Limited Class B — Development banks
4.77 %
Site ↗
Muktinath Muktinath Bikas Bank Limited Class B — Development banks
4.88 %
Site ↗
Shine Resunga Shine Resunga Development Bank Limited Class B — Development banks
4.92 %
Site ↗
NMB Bank NMB Bank Limited Class A — Commercial banks
4.95 %
Site ↗
Nepal Bank Nepal Bank Limited Class A — Commercial banks
4.96 %
Site ↗
Global IME Global IME Bank Limited Class A — Commercial banks
4.97 %
Site ↗
ADBL Agricultural Development Bank Limited Class A — Commercial banks
5.06 %
Site ↗
Laxmi Sunrise Laxmi Sunrise Bank Limited Class A — Commercial banks
5.29 %
Site ↗
Progressive Finance Progressive Finance Limited Class C — Finance companies
5.58 %
Site ↗
Guheswori Finance Guheswori Merchant Banking & Finance Limited Class C — Finance companies
6.37 %
Site ↗
Prime Bank Prime Commercial Bank Limited Class A — Commercial banks
6.39 %
Site ↗
Lumbini Lumbini Bikas Bank Limited Class B — Development banks
6.49 %
Site ↗
Excel DBL Excel Development Bank Limited Class B — Development banks
6.59 %
Site ↗
Mahalaxmi Mahalaxmi Bikas Bank Limited Class B — Development banks
6.59 %
Site ↗
Citizens Bank Citizens Bank International Limited Class A — Commercial banks
6.82 %
Site ↗
Kumari Bank Kumari Bank Limited Class A — Commercial banks
6.94 %
Site ↗
Multipurpose Finance Multipurpose Finance Company Limited Class C — Finance companies
7.44 %
Site ↗
Jyoti Bikash Jyoti Bikash Bank Limited Class B — Development banks
7.83 %
Site ↗
Shangrila Shangrila Development Bank Limited Class B — Development banks
7.87 %
Site ↗
Sindhu Bikas Sindhu Bikas Bank Limited Class B — Development banks
7.92 %
Site ↗
HBL Himalayan Bank Limited Class A — Commercial banks
7.98 %
Site ↗
Samriddhi Fin. Samriddhi Finance Limited Class C — Finance companies
8.09 %
Site ↗
NIMB Nepal Investment Mega Bank Limited Class A — Commercial banks
8.41 %
Site ↗
Prabhu Bank Prabhu Bank Limited Class A — Commercial banks
8.84 %
Site ↗
NIC Asia NIC Asia Bank Limited Class A — Commercial banks
8.85 %
Site ↗
Goodwill Finance Goodwill Finance Limited Class C — Finance companies
9.86 %
Site ↗
Reliance Finance Reliance Finance Limited Class C — Finance companies
10.34 %
Site ↗
Best Finance Best Finance Limited Class C — Finance companies
13.08 %
Site ↗
Central Finance Central Finance Limited Class C — Finance companies
14.17 %
Site ↗
Nepal Finance Nepal Finance Limited Class C — Finance companies
14.32 %
Site ↗
Gurkhas Finance Gurkhas Finance Limited Class C — Finance companies
17.71 %
Site ↗
Pokhara Finance Pokhara Finance Limited Class C — Finance companies
34.34 %
Site ↗
Janaki Finance Janaki Finance Company Limited Class C — Finance companies
59.12 %
Site ↗
Narayani Dev. Narayani Development Bank Limited Class B — Development banks
59.37 %
Site ↗
Saptakoshi Saptakoshi Development Bank Limited Class B — Development banks
—
Site ↗

📅 Baishakh 2083 Update — Effective April 14, 2026

NPA (Non-Performing Assets) of Nepali Banks — Baishakh 2083

NPA (Non-Performing Assets), also known as NPL (Non-Performing Loans), is the most critical indicator of a bank’s financial health in Nepal. An NPA is a loan or advance where the borrower has not paid interest or principal for 90 days or more. High NPA indicates poor loan quality and poses systemic risk to the banking sector.

Per NRB regulations, BFIs must maintain an NPA ratio below certain thresholds. As of Baishakh 2083, Nepal’s banking sector has been working to reduce NPAs that rose significantly during FY 2080/81–2081/82 due to economic slowdown, real estate sector stress, and post-COVID recovery challenges.

📈 What NPA Means for Depositors
  • High NPA banks face profitability pressure and may have less capacity to offer competitive FD rates
  • Depositors are protected up to NPR 5 lakh under DCGC regardless of NPA levels
  • For deposits above NPR 5 lakh, check NPA ratios before choosing a bank
  • NRB intervenes (Prompt Corrective Action) when NPA exceeds 5% for commercial banks

NPA data is published quarterly by NRB and individual BFIs. Data below reflects the most recently published figures for Baishakh 2083. For latest data, visit the Nepal Rastra Bank website.