Nepal BFI Rate Intelligence
Interest Rate in Nepal
Bank Rate in Nepal
Hamro Bachat / Sabai Nepali Savings
2.78%
Bal Surakchya Bachat (Children's Savings)
3.70%
Chetanshil Nari Bachat (Women Savings)
3.70%
Krishak Bachat (Farmer Savings)
3.93%
Shareholders Savings
4.15%
Sambriddhi Bachat (Premium Savings)
4.16%
Ba Ama Bachat / Platinum Savings
4.39%
ADBL Salary / Payroll Savings
4.38%
Matribhumi Remittance Savings
5.39%
Fixed Deposit β 3 Months to 1 Year
2.78%
Fixed Deposit β 2 Years
2.85%
Fixed Deposit β 3 Years
3.00%
Fixed Deposit β 4 Years and Above
4.15%
FCY USD Fixed Deposit β Short Term
3.25%
FCY USD Fixed Deposit β 1 Year
3.50%
Call Deposit
2.00%
Recurring Deposit
4.10%
Current Account
β
Regular Savings Account
2.75%
Citizens Plus Premium Savings
3.50%
Jestha Nagarik Savings (Senior Citizen)
3.75%
Nari Bachat (Women Savings)
3.50%
Remittance Savings
4.50%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
4.75%
Call Deposit
3.00%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Premium Savings Account
3.50%
Senior Citizen Savings
3.50%
Gorkha Regiment / Premium Privilege Savings
4.00%
Women Savings Account
3.50%
NRE Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.50%
Remittance Special Fixed Deposit
5.00%
Call Deposit
3.00%
Current Account
β
Regular Savings Account
2.75%
Super Savings Account
3.25%
Senior Citizen Savings
3.50%
Nari Bachat (Women Savings)
3.25%
Remittance Savings
3.75%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.00%
NRN FCY Fixed Deposit
4.00%
Call Deposit
2.50%
Recurring Deposit
4.00%
Current Account
β
Normal Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.00%
Subidha / Exclusive Privilege Savings
4.00%
HBL Nari Bachat (Women Savings)
3.25%
Shareholders Savings
3.00%
Himal Remit Savings
5.00%
Fixed Deposit β Up to 6 Months
2.80%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years to 3 Years
4.50%
Fixed Deposit β 3 Years and Above
4.50%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.75%
3-Year Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Premium Savings Account
3.50%
Senior Citizen Savings
3.50%
Kumari Nari Bachat (Women Savings)
3.50%
Hereko Herai Remit Savings
4.31%
Fixed Deposit β 3 to 6 Months
2.75%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
3.75%
Fixed Deposit β 2 Years and Above
4.05%
Call Deposit
2.50%
Recurring Deposit
4.00%
Current Account
β
Regular Savings Account
2.75%
Sunrise Plus Premium Savings
3.50%
Senior Citizen Savings
3.75%
Nari Bachat (Women Savings)
3.25%
Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.50%
Remittance Special Fixed Deposit
5.50%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
MBL Super Savings Account
3.50%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.50%
FCY USD NRN Fixed Deposit β Short Term
3.51%
FCY USD NRN Fixed Deposit β 1 Year
4.26%
Call Deposit
2.50%
Current Account
β
Regular Savings (Digo Bachat)
2.75%
Jestha Nagarik Savings (Senior Citizen)
2.75%
Nari Bachat (Women Savings)
2.75%
Karmashil Bachat (Salary Savings)
2.75%
Dhukka Bachat (Premium Savings)
3.15%
Premium Remit Savings
3.80%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years to 5 Years
4.75%
Fixed Deposit β 5 Years to 10 Years
5.00%
Fixed Deposit β 10 Years and Above
5.55%
Cumulative Fixed Deposit β 6M to 1Y
3.75%
Cumulative Fixed Deposit β 1Y to 2Y
4.25%
Cumulative Fixed Deposit β 2Y+
4.50%
Remittance Special Fixed Deposit
6.55%
Call Deposit (NPR)
2.75%
Current Account
β
Regular Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.00%
Senior Citizen Savings
3.00%
Mahila Bachat (Women Savings)
3.00%
Remittance / IPO Savings
3.50%
FCY USD Savings Account
2.75%
Fixed Deposit β 3 to 6 Months
2.76%
Fixed Deposit β 6 Months to 1 Year
3.00%
Fixed Deposit β 1 Year to 2 Years
3.50%
Fixed Deposit β 2 Years and Above
4.00%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.75%
Janani Janmabumi Savings (Premium)
4.25%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Remittance Savings
4.75%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
4.75%
Call Deposit (NPR)
1.35%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
SBI Advantage Premium Savings
3.25%
Senior Citizen Savings
3.25%
Shrestha Nari Bachat (Women Savings)
3.25%
Salary / Payroll Savings
3.00%
Fixed Deposit β 3 to 6 Months
2.82%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
3.75%
Fixed Deposit β 2 Years and Above
4.25%
Institutional Fixed Deposit
2.75%
Call Deposit
2.50%
Current Account
β
Regular Savings (All Standard Products)
2.75%
Sathi Bachat Khata (Premium Savings)
3.25%
Senior Citizen Savings
3.25%
Women Savings (NIC Asia Nari Bachat)
3.25%
Sarbashrestha Remit Savings
4.25%
Fixed Deposit β 3 Months to 2 Years
2.75%
Fixed Deposit β Above 2 Years to 3 Years
3.01%
Fixed Deposit β Above 3 Years to 5 Years
3.26%
Fixed Deposit β 5 Years and Above
4.75%
Call Deposit
2.75%
Current Account
β
Regular Savings Account
2.75%
NMB Smart Savings Account
3.00%
Senior Citizen Savings
3.00%
Women Savings Account
3.00%
Remittance Savings
3.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.25%
FCY USD Fixed Deposit β Short Term
2.70%
FCY USD Fixed Deposit β 1 Year
3.60%
Call Deposit
2.50%
Recurring Deposit
4.25%
Current Account
β
Regular Savings Account
2.75%
Unnati / Shramik Premium Savings
4.00%
Senior Citizen Savings
3.25%
Mahila Bachat (Women Savings)
3.25%
Fixed Deposit β 3 to 6 Months
2.75%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years to 3 Years
4.50%
Fixed Deposit β 3 Years and Above
5.00%
Remittance Special Fixed Deposit
5.55%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.76%
Jeevan Suraksya / Supreme Savings
4.01%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Baideshik Remit Savings
5.01%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
5.00%
Remittance Special Fixed Deposit
5.15%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.75%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.25%
Senior Citizen Savings
3.50%
Mahila Bachat (Women Savings)
3.25%
Remittance Savings
4.50%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.25%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.75%
Sanima Super Savings (Premium)
3.25%
Senior Citizen Savings
3.50%
Sanima Nari Bachat (Women Savings)
3.25%
Remittance Savings
3.80%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.75%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit β Short Term
1.85%
FCY USD Fixed Deposit β 1 Year
2.25%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Siddhartha Bachat (Premium Savings)
3.05%
Jestha Nagarik Savings (Senior Citizen)
3.05%
Women Savings Account
3.00%
Premium Remit Savings
4.05%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years to 3 Years
4.75%
Fixed Deposit β 3 Years and Above
5.05%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Priority / Premium Savings
3.25%
SC Remittance Savings
5.50%
Fixed Deposit β 1 Month
2.75%
Fixed Deposit β 3 Months
3.00%
Fixed Deposit β 6 Months
3.50%
Fixed Deposit β 1 Year
4.00%
Fixed Deposit β 2 Years and Above
4.50%
Call Deposit
2.50%
Current Account
β
Shine Shareholder Saving (Rs.100), Shine Unnati Bachat (500), Shine Samunnat, Shine Nari Bachat (500), Professional Saving (1), Shine Baal Bachat, Salary Saving (100), S.R. Saving (1,000), Shine Jestha Nagrik Bachat (100), Student Saving (100), Shine Surplus Saving, Social Security Saving, Shine Surakchya Bachat, PF & Gratuity Saving, Mero Bachat, Compulsory Saving, Upakar Fund Saving, Shine Utsav Saving (100), Shine Bachat β 2.75%
2.75%
Shine Pragati Bachat (5,000) β 3.00%
3.00%
Shine Samriddhi Bachat β 4.00%
4.00%
Shine Remittance Bachat (1,000) β 5.00%
5.00%
Fixed Deposit β 6 months to <1 year (Individual)
2.75%
Fixed Deposit β 6 months to <1 year (Institutional)
2.75%
Fixed Deposit β 1 to <2 years (Individual)
4.00%
Fixed Deposit β 1 to <2 years (Institutional)
2.75%
Fixed Deposit β 2 to <3 years (Individual)
4.00%
Fixed Deposit β 2 to <3 years (Institutional)
3.00%
Fixed Deposit β 3 to <4 years (Individual)
4.00%
Fixed Deposit β 3 to <4 years (Institutional)
3.25%
Fixed Deposit β 4 to <5 years (Individual)
4.25%
Fixed Deposit β 4 to <5 years (Institutional)
3.50%
Fixed Deposit β 5 years and above (Individual)
5.11%
Fixed Deposit β 5 years and above (Institutional)
3.50%
Akshaya Kosh (Negotiable)
β
Call Deposit (up to)
1.37%
Recurring Deposit (up to)
3.50%
Current Account
β
Rastriya Bachat / Sindhu Maha Bachat / Sajilo (image notice β verify rate)
2.75%
Remittance / Bal Balika / Jestha Nagarik Samman / Sanchayakosh (image β verify)
2.75%
Shareholder / Suva Laxmi / Beema Surakshya (image β verify)
2.75%
Fixed Deposits β all tenors (image β verify)
3.25%
Call Deposit (verify from notice)
1.85%
Current Account
β
Business Account (up to)
1.25%
Remittance Bachat
4.00%
VIP / Samriddhi / Staff / Premium Bachat
3.00%
Zero-balance, Sadharan, Manyabar (Senior), Samajik Surakshya, Karmachari & Shramik, Shareholder, Dhanlaxmi (Nari), Yuva, Bhavishya, Kisan, Bidyarthi β 2.50%
2.50%
Fixed Deposit β 3 to <6 mo (Individual)
3.50%
Fixed Deposit β 6 mo to <1 yr (Individual)
4.00%
Fixed Deposit β 1 to <2 yr (Individual)
5.00%
Fixed Deposit β 2 to <3 yr (Individual)
5.50%
Fixed Deposit β 3 years and above (Individual)
6.00%
Fixed Deposit β Remittance 3 to <6 mo
4.50%
Fixed Deposit β Remittance 6 mo to <1 yr
5.00%
Fixed Deposit β 6 mo to <1 yr (Institutional)
3.00%
Fixed Deposit β 1 to <2 yr (Institutional)
4.00%
Fixed Deposit β 2 to <3 yr (Institutional)
4.50%
Fixed Deposit β 3 years and above (Institutional)
5.00%
Fixed Deposit β Remittance 1 to <2 yr
6.00%
Fixed Deposit β Remittance 2 to <3 yr
6.50%
Fixed Deposit β Remittance 3 years and above
7.00%
Akshaya Kosh β 5 years and above (Negotiable)
β
Call Deposit
1.90%
Recurring β 1 to 2 years
5.00%
Recurring β 2 to 3 years
5.50%
Recurring β above 3 years
6.00%
Current Account
β
Sunaulo Remittance Khata (100) β 4.00%
4.00%
Shareholder Saving / Staff Saving / Buddha Bhumi Bachat (5,000) β 3.00%
3.00%
Gurkha, Swornim Nari, Jestha Nagarik, Payroll, Salary, Normal, Pewa, Samajik Surakchya, Bidyarthi, Mero, Nari, Naulo, Super Premium, Sambriddhi, Bal Bhabishya, Uchhattam, MF Group/Personal/Micro, Karmachari, Recurring, Green, Surakshit Baal β 2.75%
2.75%
Fixed Deposit β 3 months to 1 year
2.75%
Fixed Deposit β >1 to 2 years
2.90%
Fixed Deposit β >2 to 3 years
3.00%
Fixed Deposit β >3 to 4 years
3.15%
Fixed Deposit β >4 to 5 years
3.25%
Fixed Deposit β >5 years
4.81%
Institutional Kramik Mudatti (β₯6 mo)
2.75%
Call / Current (BFI & Cooperative) β up to
1.37%
Current Account
β
Regular Savings
2.75%
Remittance Savings
3.90%
Fixed Deposit β 6 Months to 1 Year
3.05%
Fixed Deposit β 1 to 2 Years
3.85%
Call Deposit
1.90%
Recurring Deposit
3.75%
Current Account
β
Sambriddhi Remit IPO β 4.01%
4.01%
Aashirwad Bachat (Gold/Platinum) β 3.01%
3.01%
Normal, Premium Bachat, Sarvotkrishta, Sambriddhi, Karmachari, Mahila Pewa, Sunaulo Baal Shichha, Sharedhani, Pocket Money, Krishak, Sajilo β 2.75% (Q)
2.75%
Fixed Deposit β 3 months (Individual)
2.75%
Fixed Deposit β 6 months (Individual)
2.75%
Fixed Deposit β 6 months (Institutional)
2.75%
Fixed Deposit β 1 year (Individual)
2.90%
Fixed Deposit β 1 year (Institutional)
2.75%
Fixed Deposit β 2 years (Individual)
3.25%
Fixed Deposit β 2 years (Institutional)
2.90%
Fixed Deposit β 3 to 5 years (Individual)
4.00%
Fixed Deposit β 3 to 5 years (Institutional)
3.00%
Fixed Deposit β >5 to 10 years (Individual)
4.81%
Fixed Deposit β >5 to 10 years (Institutional)
3.81%
Akshaya Kosh (Negotiable; Min Rs.5,000)
β
Remittance FD (up to 2 yrs) β +1% on tenor
β
FCY Deposit (up to)
1.35%
Call Deposit (up to)
1.35%
Current Account
β
Premium Saving (5,000) β 4.00%
4.00%
Staff (500), General (1,000), Supersaving, Chelibeti (500), Share (200), Social Security (0), Kiddy (100), Gorkha (1,000), Money Plus (1,000), Prime (1,000) β 2.75%
2.75%
Fixed Deposit β 3 mo to <1 yr / 6 mo corp (Indiv/Corp)
3.25%
Fixed Deposit β up to 1 year
3.50%
Fixed Deposit β 2 to <3 years (Individual)
5.25%
Fixed Deposit β 2 to <3 years (Corporate)
4.00%
Fixed Deposit β β₯3 years (Individual)
6.00%
Fixed Deposit β β₯3 years (Corporate)
5.00%
Miteri Call Account (up to)
1.37%
Current Account
β
Remittance Bachat
3.80%
Sambridhhi / Staff Salary / Dollar Account
2.80%
PMS, Karmachari, Investor's, Grihalaxmi, Student, Jestha Nagarik, Baal, Bhukampa, Samajik Surakshya, Online, Margin Locker, Normal β 2.75%
2.75%
Fixed Deposit β 1 to 2 years (Individual)
3.00%
Fixed Deposit β 1 to 2 years (Mobile App)
3.25%
Fixed Deposit β 1 to 2 years (Institutional)
2.75%
Fixed Deposit β 2 to 3 years (Individual)
3.50%
Fixed Deposit β 2 to 3 years (Mobile App)
3.75%
Fixed Deposit β 2 to 3 years (Institutional)
3.00%
Fixed Deposit β 3 to 5 years (Individual)
4.00%
Fixed Deposit β 3 to 5 years (Mobile App)
4.25%
Fixed Deposit β 3 to 5 years (Institutional)
3.50%
Fixed Deposit β 5 years + (Individual)
4.95%
Fixed Deposit β 5 years + (Institutional)
4.80%
Akshaya Kosh (Negotiable)
β
Call Deposit
1.88%
Recurring (Kramik / Baal RD)
3.00%
Current Account
β
Remittance Bachat Khata
4.00%
Sahayatra Bachat (Quarterly)
3.00%
Normal, Check-In, Premium, Nari, Bal Surakshya, Senior Citizen, Shareholder, Welcome, Locker, Provident Fund, Sadharan, Bal Bhawishya, Lumbini Talab, Samajik Surkshya, Recurring β 2.75%
2.75%
FCY Deposit
1.00%
Fixed Deposit β >1 to 3 years (Individual)
3.10%
Fixed Deposit β >1 to 3 years (Institutional)
3.00%
Fixed Deposit β >3 to 5 years (Individual)
3.60%
Fixed Deposit β >3 to 5 years (Institutional)
3.25%
Fixed Deposit β >5 years (Individual)
4.85%
Remittance FD β 1 to 3 years
4.10%
Akshyaya Kosh (Negotiable)
β
Call Account (up to)
1.37%
Current Account
β
(Verify at bank) Savings β typical tier
2.75%
(Verify) Remittance savings tier
3.93%
Fixed Deposit β 1 Year (verify)
3.64%
Call Deposit (verify)
1.93%
Current Account
β
(Verify at bank) Savings β typical tier
2.75%
(Verify) Fixed Deposit β 1 Year
3.59%
Call Deposit (verify)
1.89%
Current Account
β
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
Mero Share (500) / PMS / Green Saver (500)
3.75%
Garima Shuva Lava / Garima Dampati (10,000)
2.95%
Five in One (1,000)
3.00%
Anibarya / Home Employee / Janakalyan / Super Saving / Staff / General (500) / Sworojgar / Surakshit Talab β 2.75%
2.75%
FCY savings ($10 min) β 2.75%
2.75%
Fixed Deposit β 3 to 6 months (Individual)
2.75%
Fixed Deposit β 6 months to 1 year (Individual)
2.75%
Fixed Deposit β 6 months to 1 year (Institutional)
2.75%
Fixed Deposit β FCY 6 months and above
4.00%
Fixed Deposit β 1 to 2 years (Institutional)
2.75%
Fixed Deposit β 1 to 3 years (Individual)
3.00%
Fixed Deposit β 2 to 5 years (Institutional)
4.00%
Fixed Deposit β 3 to 5 years (Individual)
5.00%
Fixed Deposit β 5+ years (Individual)
5.43%
Fixed Deposit β 5+ years (Institutional)
4.45%
Call Account β corporate/financial (up to)
1.37%
Sunaulo Bhabisya Baal / Recurring / Swornim
3.00%
Garima Surakshit β quarterly payout
2.75%
Garima Surakshit β at maturity
3.00%
Current / Margin Account (deposit; 0%)
β
Saving Deposits (General β up to)
2.50%
Excel Remit Khata
3.50%
Fixed Deposits (General β up to)
4.81%
Excel Remit FD (up to)
5.81%
Call Deposit (verify detail)
1.91%
Recurring Deposits (up to)
4.00%
Current Account
β
Normal Saving (NPR) (100) β 2.75%
2.75%
Investor's (100), Special (1,000), Swabhalambhi Payroll, Earthquake Relief, Shareholder (1,000), Dhaulagiri (5,000), Kanchanjunga (10,000), Everest (20,000) β 3.00%
3.00%
PWD, Super Saving (25,000) β 3.50%
3.50%
Student (500), Khutruke, Gold (50,000), Diamond (100,000), Platinum (150,000) β 3.75%
3.75%
Sarathi Saving (200,000) β 4.25%
4.25%
Remittance Saving β 5.25%
5.25%
Normal Saving (USD) β 3.00%
3.00%
Fixed Deposit β 3 to 6 months (Individual NPR)
3.50%
Fixed Deposit β >6 to 12 months (Individual NPR)
4.00%
Fixed Deposit β >6 to 12 months (Corporate NPR)
3.00%
Fixed Deposit β >6 to 12 months (Individual USD)
3.50%
Fixed Deposit β >6 to 12 months (Institutional USD)
2.50%
Fixed Deposit β >12 to 36 months (Individual NPR)
4.25%
Fixed Deposit β >12 to 36 months (Corporate NPR)
3.25%
Fixed Deposit β >12 to 36 months (Individual USD)
4.00%
Fixed Deposit β >12 to 36 months (Institutional USD)
3.00%
Fixed Deposit β >36 to 60 months (Individual NPR)
5.50%
Fixed Deposit β >36 to 60 months (Corporate NPR)
4.50%
Fixed Deposit β >36 to 60 months (Individual USD)
4.00%
Fixed Deposit β >36 to 60 months (Institutional USD)
3.00%
Fixed Deposit β >60 months (Individual NPR)
6.00%
Fixed Deposit β >60 months (Corporate NPR)
5.00%
Call Deposits NPR (up to)
1.38%
Call Deposits USD (up to)
1.50%
Current Account
β
(Verify) Savings tier
3.15%
(Verify) Fixed Deposit β 1 Year
4.05%
Call Deposit (verify)
1.20%
Current Account
β
Saving Deposit (minimum published)
3.00%
Saving Deposit (maximum published; remit +1% on indiv FD/saving β see notice)
3.60%
Remittance Deposit (+1% on Individual FD & Saving)
β
FD Individual β 6 months
4.00%
FD Individual β 9 months
4.25%
FD Individual β 1 year
4.50%
FD Individual β >1 to 2 years
4.75%
FD Individual β above 2 years
5.50%
FD Institutional β 1 year
3.50%
FD Institutional β >1 to 2 years
3.75%
FD Institutional β above 2 years
4.50%
Akshayakosh (Negotiable)
β
Call Deposit (up to)
1.50%
Current Deposit
β
General Saving
3.25%
Narikalyan / Balbachat / Senior / Social Security (tiers)
3.75%
Super Saving
4.25%
Fixed Deposit β 3 months
4.50%
Fixed Deposit β 6 months
4.75%
Fixed Deposit β 9 months
5.00%
Fixed Deposit β 1 year
5.25%
Fixed Deposit β 2 years
5.50%
Fixed Deposit β 3 years
5.50%
Fixed Deposit β 5 years
5.50%
Fixed Deposit β 6 years
5.50%
Call Deposit
1.62%
Current Account
β
(Verify) Savings tier
3.12%
(Verify) FD β 1 year
4.02%
Call Deposit (verify)
1.18%
Current Account
β
Nagarik / General / Social Security (500)
4.25%
Janaki Bal Bachat (1,000)
4.75%
Senior Citizen Saving (1,000)
4.50%
Housewife Saving (500)
4.50%
Janaki Saving (10,000)
5.75%
Fixed Deposit β 3 months (Individual)
5.60%
Fixed Deposit β 6 months (Individual)
6.00%
Fixed Deposit β 6 months (Institutional)
5.50%
Fixed Deposit β 9 months (Individual)
6.25%
Fixed Deposit β 9 months (Institutional)
5.75%
Fixed Deposit β 1 year (Individual; lump-sum tier 6.65% β verify)
6.50%
Fixed Deposit β 1 year (Institutional)
6.00%
Fixed Deposit β 2 years (Individual)
7.00%
Fixed Deposit β 2 years (Institutional)
6.50%
Fixed Deposit β 3+ years (Individual)
7.00%
Fixed Deposit β 3+ years (Institutional)
6.50%
Call Deposit (up to)
2.12%
Current Deposit
β
(Verify) Savings tier
3.22%
(Verify) FD β 1 year
4.12%
Call Deposit (verify)
1.28%
Current Account
β
(Verify) Savings tier
3.14%
(Verify) FD β 1 year
4.06%
Call Deposit (verify)
1.21%
Current Account
β
(Verify) Savings tier
3.16%
(Verify) FD β 1 year
4.07%
Call Deposit (verify)
1.23%
Current Account
β
Remittance Saving (200)
3.75%
Gurkhas Pension / Special Saving (5,000)
2.85%
Bal Bachat / Regular Savings / Payroll β 2.75%
2.75%
Fixed Deposit β 3 months (Individual)
3.15%
Fixed Deposit β 3 months (Remittance)
4.15%
Fixed Deposit β 6 months (Individual)
3.25%
Fixed Deposit β 6 months (Remittance)
4.25%
Fixed Deposit β 9 months (Individual)
3.50%
Fixed Deposit β 9 months (Remittance)
4.50%
Fixed Deposit β 12 to 24 months (Individual)
3.75%
Fixed Deposit β 12 to 24 months (Remittance)
4.75%
Fixed Deposit β 12 to 24 months (Institutional)
3.00%
Fixed Deposit β 2 to 5 years (Individual)
4.00%
Fixed Deposit β 2 to 5 years (Remittance)
5.00%
Fixed Deposit β 2 to 5 years (Institutional)
3.25%
Fixed Deposit β above 5 years (Individual)
4.15%
Fixed Deposit β above 5 years (Remittance)
5.55%
Call Deposit (verify)
1.17%
Current Account
β
Savings Deposit (typical range)
3.50%
Remittance-linked Savings
3.65%
Fixed Deposit β 3 Months
3.75%
Fixed Deposit β 6 Months
4.00%
Fixed Deposit β 9 Months
4.25%
Fixed Deposit β 1 to 2 Years
4.50%
Remittance FD
4.85%
Call Deposit (up to)
1.50%
Current Account
β
Best Remittance Savings (5,000)
5.75%
Best Staff Salary / Green Savings (0β2,000)
4.75%
Talab Bachat Khata (100)
3.90%
Griha Laxmi / Senior / Shareholding / Children / SuperβBest / NRN (100β1,000)
3.10%
Home Savings / General Savings (0β100)
3.00%
Fixed Deposit β 3 months (Individual)
3.00%
Fixed Deposit β 3 months (Remittance)
4.00%
Fixed Deposit β 3 to 6 months (Individual)
3.50%
Fixed Deposit β 3 to 6 months (Remittance)
4.50%
Fixed Deposit β 3 to 6 months (Institutional)
3.00%
Fixed Deposit β 6 months to 1 year (Individual)
4.10%
Fixed Deposit β 6 months to 1 year (Remittance)
5.10%
Fixed Deposit β 6 months to 1 year (Institutional)
3.50%
Fixed Deposit β 1 to 2 years (Individual)
4.50%
Fixed Deposit β 1 to 2 years (Remittance)
5.50%
Fixed Deposit β 1 to 2 years (Institutional)
3.90%
Fixed Deposit β 2 to 3 years (Individual)
5.50%
Fixed Deposit β 2 to 3 years (Remittance)
6.50%
Fixed Deposit β 2 to 3 years (Institutional)
4.90%
Fixed Deposit β above 3 years (Individual)
5.75%
Fixed Deposit β above 3 years (Remittance)
5.75%
Fixed Deposit β above 3 years (Institutional)
5.15%
Call Deposit (up to; min 1,000)
1.50%
Current Account
β
Saving Deposit (minimum published)
2.90%
Saving Deposit (maximum published)
3.75%
Fixed Deposit β 3 months (Individual)
3.75%
Fixed Deposit β 6 months (Individual)
4.00%
Fixed Deposit β 6 months (Institutional)
3.40%
Fixed Deposit β 9 months (Individual)
4.25%
Fixed Deposit β 9 months (Institutional)
3.65%
Fixed Deposit β 12 to 23 months (Individual)
4.50%
Fixed Deposit β 12 to 23 months (Institutional)
4.00%
Fixed Deposit β 24 to 35 months (Individual)
4.75%
Fixed Deposit β 24 to 35 months (Institutional)
4.25%
Fixed Deposit β 36 months and above (Individual)
5.35%
Fixed Deposit β 36 months and above (Institutional)
4.75%
Call Account β minimum balance Rs.5,000 (up to)
0.50%
Recurring FD β 6 months to 2 years
5.00%
Recurring FD β above 2 to 5 years
5.35%
Current Account
β
Savings Deposit β Top 3 by class
Best savings deposit rate per institution within Class A, B, and C; top three in each.
Class A β Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
SC Remittance Savings
5.50%
2
ADBL
Agricultural Development Bank Limited
Matribhumi Remittance Savings
5.39%
3
Prime Bank
Prime Commercial Bank Limited
Baideshik Remit Savings
5.01%
Class B β Development banks
1
Shine Resunga
Shine Resunga Development Bank Limited
Shine Remittance Bachat (1,000) β 5.00%
5.00%
2
Garima
Garima Bikas Bank Limited
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
3
Muktinath
Muktinath Bikas Bank Limited
Sambriddhi Remit IPO β 4.01%
4.01%
Class C β Finance companies
1
Janaki Finance
Janaki Finance Company Limited
Janaki Saving (10,000)
5.75%
2
Best Finance
Best Finance Limited
Best Remittance Savings (5,000)
5.75%
3
Reliance Finance
Reliance Finance Limited
Remittance Saving β 5.25%
5.25%
Savings deposit β all BFIs
Highest savings rate published per institution (every scheme is listed under By Bank). Ranked highest first.
1
Janaki Finance
Janaki Finance Company Limited
Janaki Saving (10,000)
5.75%
2
Best Finance
Best Finance Limited
Best Remittance Savings (5,000)
5.75%
3
Std. Chartered
Standard Chartered Bank Nepal Limited
SC Remittance Savings
5.50%
4
ADBL
Agricultural Development Bank Limited
Matribhumi Remittance Savings
5.39%
5
Reliance Finance
Reliance Finance Limited
Remittance Saving β 5.25%
5.25%
6
Prime Bank
Prime Commercial Bank Limited
Baideshik Remit Savings
5.01%
7
HBL
Himalayan Bank Limited
Himal Remit Savings
5.00%
8
Shine Resunga
Shine Resunga Development Bank Limited
Shine Remittance Bachat (1,000) β 5.00%
5.00%
9
NIMB
Nepal Investment Mega Bank Limited
Remittance Savings
4.75%
10
Garima
Garima Bikas Bank Limited
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
11
Citizens Bank
Citizens Bank International Limited
Remittance Savings
4.50%
12
RBB
Rastriya Banijya Bank
Remittance Savings
4.50%
13
Kumari Bank
Kumari Bank Limited
Hereko Herai Remit Savings
4.31%
14
NIC Asia
NIC Asia Bank Limited
Sarbashrestha Remit Savings
4.25%
15
Multipurpose Finance
Multipurpose Finance Company Limited
Super Saving
4.25%
16
Siddhartha Bank
Siddhartha Bank Limited
Premium Remit Savings
4.05%
17
Muktinath
Muktinath Bikas Bank Limited
Sambriddhi Remit IPO β 4.01%
4.01%
18
Everest Bank
Everest Bank Limited
Gorkha Regiment / Premium Privilege Savings
4.00%
19
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Remittance Savings
4.00%
20
MBL
Machhapuchchhre Bank Limited
Remittance Savings
4.00%
21
Prabhu Bank
Prabhu Bank Limited
Unnati / Shramik Premium Savings
4.00%
22
Saptakoshi
Saptakoshi Development Bank Limited
Remittance Bachat
4.00%
23
Shangrila
Shangrila Development Bank Limited
Sunaulo Remittance Khata (100) β 4.00%
4.00%
24
Miteri
Miteri Development Bank Limited
Premium Saving (5,000) β 4.00%
4.00%
25
Lumbini
Lumbini Bikas Bank Limited
Remittance Bachat Khata
4.00%
26
Kamana Sewa
Kamana Sewa Bikas Bank Limited
(Verify) Remittance savings tier
3.93%
27
Salapa Bikas
Salapa Bikas Bank Limited
Remittance Savings
3.90%
28
Nabil Bank
Nabil Bank Limited
Premium Remit Savings
3.80%
29
Sanima Bank
Sanima Bank Limited
Remittance Savings
3.80%
30
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Remittance Bachat
3.80%
31
Global IME
Global IME Bank Limited
Remittance Savings
3.75%
32
Gurkhas Finance
Gurkhas Finance Limited
Remittance Saving (200)
3.75%
33
Progressive Finance
Progressive Finance Limited
Saving Deposit (maximum published)
3.75%
34
Central Finance
Central Finance Limited
Remittance-linked Savings
3.65%
35
Nepal Finance
Nepal Finance Limited
Saving Deposit (maximum published; remit +1% on indiv FD/saving β see notice)
3.60%
36
Nepal Bank
Nepal Bank Limited
Remittance / IPO Savings
3.50%
37
Excel DBL
Excel Development Bank Limited
Excel Remit Khata
3.50%
38
Nepal SBI
Nepal SBI Bank Limited
SBI Advantage Premium Savings
3.25%
39
ICFC Finance
ICFC Finance Limited
(Verify) Savings tier
3.22%
40
Goodwill Finance
Goodwill Finance Limited
(Verify) Savings tier
3.16%
41
Pokhara Finance
Pokhara Finance Limited
(Verify) Savings tier
3.15%
42
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
(Verify) Savings tier
3.14%
43
Manjushree Finance
Manjushree Finance Limited
(Verify) Savings tier
3.12%
44
NMB Bank
NMB Bank Limited
NMB Smart Savings Account
3.00%
45
Sindhu Bikas
Sindhu Bikas Bank Limited
Rastriya Bachat / Sindhu Maha Bachat / Sajilo (image notice β verify rate)
2.75%
46
Jyoti Bikash
Jyoti Bikash Bank Limited
(Verify at bank) Savings β typical tier
2.75%
Fixed Deposit β Best rate per BFI
Highest fixed deposit rate published per institution, ranked highest first.
1
Saptakoshi
Saptakoshi Development Bank Limited
Fixed Deposit β Remittance 3 years and above
7.00%
2
Janaki Finance
Janaki Finance Company Limited
Fixed Deposit β 2 years (Individual)
7.00%
3
Nabil Bank
Nabil Bank Limited
Remittance Special Fixed Deposit
6.55%
4
Best Finance
Best Finance Limited
Fixed Deposit β 2 to 3 years (Remittance)
6.50%
5
Miteri
Miteri Development Bank Limited
Fixed Deposit β β₯3 years (Individual)
6.00%
6
Reliance Finance
Reliance Finance Limited
Fixed Deposit β >60 months (Individual NPR)
6.00%
7
Excel DBL
Excel Development Bank Limited
Excel Remit FD (up to)
5.81%
8
Prabhu Bank
Prabhu Bank Limited
Remittance Special Fixed Deposit
5.55%
9
Gurkhas Finance
Gurkhas Finance Limited
Fixed Deposit β above 5 years (Remittance)
5.55%
10
HBL
Himalayan Bank Limited
Remittance Special Fixed Deposit
5.50%
11
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Remittance Special Fixed Deposit
5.50%
12
Nepal Bank
Nepal Bank Limited
Remittance Special Fixed Deposit
5.50%
13
Sanima Bank
Sanima Bank Limited
Remittance Special Fixed Deposit
5.50%
14
Nepal Finance
Nepal Finance Limited
FD Individual β above 2 years
5.50%
15
Multipurpose Finance
Multipurpose Finance Company Limited
Fixed Deposit β 2 years
5.50%
16
Garima
Garima Bikas Bank Limited
Fixed Deposit β 5+ years (Individual)
5.43%
17
Progressive Finance
Progressive Finance Limited
Fixed Deposit β 36 months and above (Individual)
5.35%
18
Prime Bank
Prime Commercial Bank Limited
Remittance Special Fixed Deposit
5.15%
19
Shine Resunga
Shine Resunga Development Bank Limited
Fixed Deposit β 5 years and above (Individual)
5.11%
20
Siddhartha Bank
Siddhartha Bank Limited
Fixed Deposit β 3 Years and Above
5.05%
21
Everest Bank
Everest Bank Limited
Remittance Special Fixed Deposit
5.00%
22
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Fixed Deposit β 5 years + (Individual)
4.95%
23
Lumbini
Lumbini Bikas Bank Limited
Fixed Deposit β >5 years (Individual)
4.85%
24
Central Finance
Central Finance Limited
Remittance FD
4.85%
25
Shangrila
Shangrila Development Bank Limited
Fixed Deposit β >5 years
4.81%
26
Muktinath
Muktinath Bikas Bank Limited
Fixed Deposit β >5 to 10 years (Individual)
4.81%
27
Citizens Bank
Citizens Bank International Limited
Fixed Deposit β 2 Years and Above
4.75%
28
NIMB
Nepal Investment Mega Bank Limited
Fixed Deposit β 2 Years and Above
4.75%
29
NIC Asia
NIC Asia Bank Limited
Fixed Deposit β 5 Years and Above
4.75%
30
MBL
Machhapuchchhre Bank Limited
Fixed Deposit β 2 Years and Above
4.50%
31
Std. Chartered
Standard Chartered Bank Nepal Limited
Fixed Deposit β 2 Years and Above
4.50%
32
Nepal SBI
Nepal SBI Bank Limited
Fixed Deposit β 2 Years and Above
4.25%
33
NMB Bank
NMB Bank Limited
Fixed Deposit β 2 Years and Above
4.25%
34
RBB
Rastriya Banijya Bank
Fixed Deposit β 2 Years and Above
4.25%
35
ADBL
Agricultural Development Bank Limited
Fixed Deposit β 4 Years and Above
4.15%
36
ICFC Finance
ICFC Finance Limited
(Verify) FD β 1 year
4.12%
37
Goodwill Finance
Goodwill Finance Limited
(Verify) FD β 1 year
4.07%
38
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
(Verify) FD β 1 year
4.06%
39
Kumari Bank
Kumari Bank Limited
Fixed Deposit β 2 Years and Above
4.05%
40
Pokhara Finance
Pokhara Finance Limited
(Verify) Fixed Deposit β 1 Year
4.05%
41
Manjushree Finance
Manjushree Finance Limited
(Verify) FD β 1 year
4.02%
42
Global IME
Global IME Bank Limited
Fixed Deposit β 1 Year to 2 Years
4.00%
43
Salapa Bikas
Salapa Bikas Bank Limited
Fixed Deposit β 1 to 2 Years
3.85%
44
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Fixed Deposit β 1 Year (verify)
3.64%
45
Jyoti Bikash
Jyoti Bikash Bank Limited
(Verify) Fixed Deposit β 1 Year
3.59%
46
Sindhu Bikas
Sindhu Bikas Bank Limited
Fixed Deposits β all tenors (image β verify)
3.25%
Call & current β Top 3 by class
Highest published call or current-account rate per BFI within each class (top three). Many current accounts pay no interest.
Class A β Commercial banks
1
Citizens Bank
Citizens Bank International Limited
Call Deposit
3.00%
2
Everest Bank
Everest Bank Limited
Call Deposit
3.00%
3
HBL
Himalayan Bank Limited
Call Deposit
2.75%
Class B β Development banks
1
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Call Deposit (verify)
1.93%
2
Excel DBL
Excel Development Bank Limited
Call Deposit (verify detail)
1.91%
3
Saptakoshi
Saptakoshi Development Bank Limited
Call Deposit
1.90%
Class C β Finance companies
1
Janaki Finance
Janaki Finance Company Limited
Call Deposit (up to)
2.12%
2
Multipurpose Finance
Multipurpose Finance Company Limited
Call Deposit
1.62%
3
Reliance Finance
Reliance Finance Limited
Call Deposits USD (up to)
1.50%
Call & current β all BFIs
Best call or current rate per institution when published. Ranked highest first.
1
Citizens Bank
Citizens Bank International Limited
Call Deposit
3.00%
2
Everest Bank
Everest Bank Limited
Call Deposit
3.00%
3
HBL
Himalayan Bank Limited
Call Deposit
2.75%
4
Nabil Bank
Nabil Bank Limited
Call Deposit (NPR)
2.75%
5
NIC Asia
NIC Asia Bank Limited
Call Deposit
2.75%
6
Prime Bank
Prime Commercial Bank Limited
Call Deposit
2.75%
7
Global IME
Global IME Bank Limited
Call Deposit
2.50%
8
Kumari Bank
Kumari Bank Limited
Call Deposit
2.50%
9
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Call Deposit
2.50%
10
MBL
Machhapuchchhre Bank Limited
Call Deposit
2.50%
11
Nepal Bank
Nepal Bank Limited
Call Deposit
2.50%
12
Nepal SBI
Nepal SBI Bank Limited
Call Deposit
2.50%
13
NMB Bank
NMB Bank Limited
Call Deposit
2.50%
14
Prabhu Bank
Prabhu Bank Limited
Call Deposit
2.50%
15
RBB
Rastriya Banijya Bank
Call Deposit
2.50%
16
Sanima Bank
Sanima Bank Limited
Call Deposit
2.50%
17
Siddhartha Bank
Siddhartha Bank Limited
Call Deposit
2.50%
18
Std. Chartered
Standard Chartered Bank Nepal Limited
Call Deposit
2.50%
19
Janaki Finance
Janaki Finance Company Limited
Call Deposit (up to)
2.12%
20
ADBL
Agricultural Development Bank Limited
Call Deposit
2.00%
21
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Call Deposit (verify)
1.93%
22
Excel DBL
Excel Development Bank Limited
Call Deposit (verify detail)
1.91%
23
Saptakoshi
Saptakoshi Development Bank Limited
Call Deposit
1.90%
24
Salapa Bikas
Salapa Bikas Bank Limited
Call Deposit
1.90%
25
Jyoti Bikash
Jyoti Bikash Bank Limited
Call Deposit (verify)
1.89%
26
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Call Deposit
1.88%
27
Sindhu Bikas
Sindhu Bikas Bank Limited
Call Deposit (verify from notice)
1.85%
28
Multipurpose Finance
Multipurpose Finance Company Limited
Call Deposit
1.62%
29
Reliance Finance
Reliance Finance Limited
Call Deposits USD (up to)
1.50%
30
Nepal Finance
Nepal Finance Limited
Call Deposit (up to)
1.50%
31
Central Finance
Central Finance Limited
Call Deposit (up to)
1.50%
32
Best Finance
Best Finance Limited
Call Deposit (up to; min 1,000)
1.50%
33
Shine Resunga
Shine Resunga Development Bank Limited
Call Deposit (up to)
1.37%
34
Shangrila
Shangrila Development Bank Limited
Call / Current (BFI & Cooperative) β up to
1.37%
35
Miteri
Miteri Development Bank Limited
Miteri Call Account (up to)
1.37%
36
Lumbini
Lumbini Bikas Bank Limited
Call Account (up to)
1.37%
37
Garima
Garima Bikas Bank Limited
Call Account β corporate/financial (up to)
1.37%
38
NIMB
Nepal Investment Mega Bank Limited
Call Deposit (NPR)
1.35%
39
Muktinath
Muktinath Bikas Bank Limited
FCY Deposit (up to)
1.35%
40
ICFC Finance
ICFC Finance Limited
Call Deposit (verify)
1.28%
41
Goodwill Finance
Goodwill Finance Limited
Call Deposit (verify)
1.23%
42
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
Call Deposit (verify)
1.21%
43
Pokhara Finance
Pokhara Finance Limited
Call Deposit (verify)
1.20%
44
Manjushree Finance
Manjushree Finance Limited
Call Deposit (verify)
1.18%
45
Gurkhas Finance
Gurkhas Finance Limited
Call Deposit (verify)
1.17%
46
Progressive Finance
Progressive Finance Limited
Call Account β minimum balance Rs.5,000 (up to)
0.50%
Select two banks to compare all deposit interest rates side by side.
