Home Loan Interest Rate in Nepal

Lowest Home / Housing Loan Rate 6.99% Mahalaxmi
Institutions 32 All classes
Home Loan — Fixed 7 years ★ Lowest
6.99%
Home Loan (Term/OD) — BR + up to 3.75% (BR 5.83%)
9.58%
Home Equity Loan — BR + up to 3.75%
9.58%
Housing Loan — BR + 0.40% to 2.40% (BR 5.83%) ★ Lowest
8.23%
Home Equity Loan — BR + 0.40% to 2.40% ★ Lowest
8.23%
Fixed Rate Term Loan — up to 5 years
11.50%
Fixed Rate Term Loan — 5 to 10 years
11.75%
Fixed Rate Term Loan — above 10 years
12.00%
Housing Loan — BR + 1% to 3% (BR 5.30%) ★ Lowest
8.30%
Garima Aawas Karja — BR + 1% to 3% ★ Lowest
8.30%
Home / SME (Fixed) — Up to 7 yr
13.25%
Home / SME (Fixed) — 7 to 10 yr
13.50%
Home / SME (Fixed) — 10 to 15 yr
13.75%
Home / SME (Fixed) — Above 15 yr
13.99%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
8.85%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
9.35%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
9.85%
Home / Awas Karja — Base Rate + up to 2.50% (BR 6.35%) ★ Lowest
8.85%
Home Loan (Fixed) — first 5 yr
9.50%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.45%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
9.95%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.45%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.50%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.00%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.50%
Home Loan (Fixed) — 1 to 3 yr ★ Lowest
9.50%
Home Loan (Fixed) — 3 to 5 yr
9.75%
Home Loan (Fixed) — Above 5 yr
10.00%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.55%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.05%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.55%
Home Loan — BR + 0.25% to 2.00% (BR 7.63%) ★ Lowest
9.63%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.65%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.15%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.65%
Home Loan — BR + up to 3.99% (BR 5.76%) ★ Lowest
9.75%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.80%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.30%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.80%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.85%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.35%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.85%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.90%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.40%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.90%
Home Loan (Fixed) — Up to 5 yr ★ Lowest
9.90%
Home Loan (Fixed) — Up to 10 yr
10.50%
Home Loan (Fixed) — Up to 15 yr
10.90%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.00%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.50%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.00%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.00%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.50%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.00%
Home Loan (Floating) — BR + up to 4% ★ Lowest
10.00%
Home Loan (Fixed) — Up to 5 yr
11.00%
Home Loan (Fixed) — Above 5 yr
11.50%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.05%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.55%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.05%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.05%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.55%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.05%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.10%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.60%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.10%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.10%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.60%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.10%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.20%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.70%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.20%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.25%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.75%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.25%
Home / Housing Loan — BR + 2.00% to 3.00% ★ Lowest
10.40%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.90%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.40%
Home Loan — BR + up to 3% (BR 7.66%) ★ Lowest
10.66%
Housing Loan — BR + up to 4% (BR 6.95%) ★ Lowest
10.95%
Home Loan — BR + up to 7% (BR 6.70%) ★ Lowest
13.70%

Home Loan Interest Rate in Nepal is currently offered in both Fixed and Floating rates. Based on your requirement and flexibility, you can prefer the one to meets your goal. Here you will find the Home Loan Interest Rate offered by each BFI to take the best one.

As we know, all the Banks and Financial Institutions used to follow the methodology set by the Central banks for determining the Loan Interest Rate. Like the deposit interest rate, the Loan interest rates are also revised every month and practice in effect from the beginning of each month. The banks set the interest rate in loan products by adding a premium rate (spread rate) to their base rate. Here, you will get the Home Loan Interest Rate in Nepal set by each BFI.

We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Home Loan Interest Rate in Nepali Banks and get the best deal for your financing requirements.

Home Loan Interest Rate in Nepali Banks

Here’s the latest Interest Rates of all BFIs for this month,

Home Loan Rates 🏠

Lowest interest rates for building your dream home.

Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)

We hope you get the Home Loan Interest Rate in Nepali Banks and financial institution to choose the best one for your financing requirements. With these interest rate data of each BFI, you will get the best idea and choose the right banks to fulfill the fund requirement and make the best decision.

Leave a Reply

Your email address will not be published. Required fields are marked *