Home / Housing Loan — BR + 2.00% to 3.00%
9.85%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.35%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.85%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.35%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.60%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.85%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.35%
Personal Term Loan — BR + 3.50% to 4.50%
11.35%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.60%
Professional Loan — BR + 2.75% to 4.00%
10.85%
Education Loan — BR + 2.75% to 4.00%
10.85%
Foreign Education Loan — BR + 3.00% to 4.00%
10.85%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.35%
Working Capital / OD — BR + 1.25% to 3.50%
10.35%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.85%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.35%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.85%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.85%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.85%
Gold Loan — BR + 2.50% to 4.00%
10.85%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.85%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.85%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.35%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.85%
Real Estate Loan — BR + 2.50% to 4.00%
10.85%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.85%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.35%
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.70%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.95%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.45%
Personal Term Loan — BR + 3.50% to 4.50%
11.45%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.70%
Professional Loan — BR + 2.75% to 4.00%
10.95%
Education Loan — BR + 2.75% to 4.00%
10.95%
Foreign Education Loan — BR + 3.00% to 4.00%
10.95%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
Working Capital / OD — BR + 1.25% to 3.50%
10.45%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.95%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.45%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.95%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.95%
Gold Loan — BR + 2.50% to 4.00%
10.95%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.95%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.95%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.45%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.95%
Real Estate Loan — BR + 2.50% to 4.00%
10.95%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.95%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.45%
Home / Housing Loan — BR + 2.00% to 3.00%
9.80%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.30%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.80%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.30%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.55%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.80%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.30%
Personal Term Loan — BR + 3.50% to 4.50%
11.30%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.55%
Professional Loan — BR + 2.75% to 4.00%
10.80%
Education Loan — BR + 2.75% to 4.00%
10.80%
Foreign Education Loan — BR + 3.00% to 4.00%
10.80%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.30%
Working Capital / OD — BR + 1.25% to 3.50%
10.30%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.80%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.30%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.80%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.80%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.80%
Gold Loan — BR + 2.50% to 4.00%
10.80%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.80%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.80%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.30%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.80%
Real Estate Loan — BR + 2.50% to 4.00%
10.80%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.80%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.30%
Home / Housing Loan — BR + 2.00% to 3.00%
10.10%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.60%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.10%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.60%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.85%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.10%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.60%
Personal Term Loan — BR + 3.50% to 4.50%
11.60%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.85%
Professional Loan — BR + 2.75% to 4.00%
11.10%
Education Loan — BR + 2.75% to 4.00%
11.10%
Foreign Education Loan — BR + 3.00% to 4.00%
11.10%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.60%
Working Capital / OD — BR + 1.25% to 3.50%
10.60%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.10%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.60%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.10%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.10%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.10%
Gold Loan — BR + 2.50% to 4.00%
11.10%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.10%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.10%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.60%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.10%
Real Estate Loan — BR + 2.50% to 4.00%
11.10%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.10%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.60%
Home / Housing Loan — BR + 2.00% to 3.00%
9.65%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.15%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.65%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.15%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.40%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.65%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.15%
Personal Term Loan — BR + 3.50% to 4.50%
11.15%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.40%
Professional Loan — BR + 2.75% to 4.00%
10.65%
Education Loan — BR + 2.75% to 4.00%
10.65%
Foreign Education Loan — BR + 3.00% to 4.00%
10.65%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.15%
Working Capital / OD — BR + 1.25% to 3.50%
10.15%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.65%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.15%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.65%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.65%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.65%
Gold Loan — BR + 2.50% to 4.00%
10.65%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.65%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.65%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.15%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.65%
Real Estate Loan — BR + 2.50% to 4.00%
10.65%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.65%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.15%
Home / Housing Loan — BR + 2.00% to 3.00%
10.20%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.70%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.20%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.70%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.95%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.20%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.70%
Personal Term Loan — BR + 3.50% to 4.50%
11.70%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.95%
Professional Loan — BR + 2.75% to 4.00%
11.20%
Education Loan — BR + 2.75% to 4.00%
11.20%
Foreign Education Loan — BR + 3.00% to 4.00%
11.20%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.70%
Working Capital / OD — BR + 1.25% to 3.50%
10.70%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.20%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.70%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.20%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.20%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.20%
Gold Loan — BR + 2.50% to 4.00%
11.20%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.20%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.20%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.70%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.20%
Real Estate Loan — BR + 2.50% to 4.00%
11.20%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.20%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.70%
Home / Housing Loan — BR + 2.00% to 3.00%
10.00%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.50%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.00%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.50%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.75%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.00%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.50%
Personal Term Loan — BR + 3.50% to 4.50%
11.50%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.75%
Professional Loan — BR + 2.75% to 4.00%
11.00%
Education Loan — BR + 2.75% to 4.00%
11.00%
Foreign Education Loan — BR + 3.00% to 4.00%
11.00%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.50%
Working Capital / OD — BR + 1.25% to 3.50%
10.50%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.00%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.50%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.00%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.00%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.00%
Gold Loan — BR + 2.50% to 4.00%
11.00%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.00%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.00%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.50%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.00%
Real Estate Loan — BR + 2.50% to 4.00%
11.00%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.00%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.50%
Home / Housing Loan — BR + 2.00% to 3.00%
10.25%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.75%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.25%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.75%
Two-Wheeler Loan — BR + 2.75% to 3.75%
11.00%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.25%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.75%
Personal Term Loan — BR + 3.50% to 4.50%
11.75%
Personal Overdraft Loan — BR + 3.75% to 4.75%
12.00%
Professional Loan — BR + 2.75% to 4.00%
11.25%
Education Loan — BR + 2.75% to 4.00%
11.25%
Foreign Education Loan — BR + 3.00% to 4.00%
11.25%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.75%
Working Capital / OD — BR + 1.25% to 3.50%
10.75%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.25%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.75%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.25%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.25%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.25%
Gold Loan — BR + 2.50% to 4.00%
11.25%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.25%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.25%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.75%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.25%
Real Estate Loan — BR + 2.50% to 4.00%
11.25%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.25%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.75%
Home / Housing Loan — BR + 2.00% to 3.00%
9.55%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.05%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.55%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.05%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.30%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.55%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.05%
Personal Term Loan — BR + 3.50% to 4.50%
11.05%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.30%
Professional Loan — BR + 2.75% to 4.00%
10.55%
Education Loan — BR + 2.75% to 4.00%
10.55%
Foreign Education Loan — BR + 3.00% to 4.00%
10.55%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.05%
Working Capital / OD — BR + 1.25% to 3.50%
10.05%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.55%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.05%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.55%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.55%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.55%
Gold Loan — BR + 2.50% to 4.00%
10.55%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.55%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.55%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.05%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.55%
Real Estate Loan — BR + 2.50% to 4.00%
10.55%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.55%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.05%
Home / Housing Loan — BR + 2.00% to 3.00%
9.90%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.40%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.90%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.40%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.65%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.90%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.40%
Personal Term Loan — BR + 3.50% to 4.50%
11.40%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.65%
Professional Loan — BR + 2.75% to 4.00%
10.90%
Education Loan — BR + 2.75% to 4.00%
10.90%
Foreign Education Loan — BR + 3.00% to 4.00%
10.90%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.40%
Working Capital / OD — BR + 1.25% to 3.50%
10.40%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.90%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.40%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.90%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.90%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.90%
Gold Loan — BR + 2.50% to 4.00%
10.90%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.90%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.90%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.40%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.90%
Real Estate Loan — BR + 2.50% to 4.00%
10.90%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.90%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.40%
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.70%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.95%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.45%
Personal Term Loan — BR + 3.50% to 4.50%
11.45%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.70%
Professional Loan — BR + 2.75% to 4.00%
10.95%
Education Loan — BR + 2.75% to 4.00%
10.95%
Foreign Education Loan — BR + 3.00% to 4.00%
10.95%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
Working Capital / OD — BR + 1.25% to 3.50%
10.45%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.95%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.45%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.95%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.95%
Gold Loan — BR + 2.50% to 4.00%
10.95%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.95%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.95%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.45%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.95%
Real Estate Loan — BR + 2.50% to 4.00%
10.95%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.95%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.45%
Home / Housing Loan — BR + 2.00% to 3.00%
9.45%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
9.95%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.45%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
9.95%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.20%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.45%
Hire Purchase Loan — BR + 2.50% to 3.50%
9.95%
Personal Term Loan — BR + 3.50% to 4.50%
10.95%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.20%
Professional Loan — BR + 2.75% to 4.00%
10.45%
Education Loan — BR + 2.75% to 4.00%
10.45%
Foreign Education Loan — BR + 3.00% to 4.00%
10.45%
Business / SME Term Loan — BR + 1.75% to 3.50%
9.95%
Working Capital / OD — BR + 1.25% to 3.50%
9.95%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.45%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
9.95%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.45%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.45%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.45%
Gold Loan — BR + 2.50% to 4.00%
10.45%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.45%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.45%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
9.95%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.45%
Real Estate Loan — BR + 2.50% to 4.00%
10.45%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.45%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
9.95%
Home / Housing Loan — BR + 2.00% to 3.00%
10.05%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.55%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.05%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.55%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.80%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.05%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.55%
Personal Term Loan — BR + 3.50% to 4.50%
11.55%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.80%
Professional Loan — BR + 2.75% to 4.00%
11.05%
Education Loan — BR + 2.75% to 4.00%
11.05%
Foreign Education Loan — BR + 3.00% to 4.00%
11.05%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.55%
Working Capital / OD — BR + 1.25% to 3.50%
10.55%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.05%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.55%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.05%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.05%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.05%
Gold Loan — BR + 2.50% to 4.00%
11.05%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.05%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.05%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.55%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.05%
Real Estate Loan — BR + 2.50% to 4.00%
11.05%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.05%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.55%
Home / Housing Loan — BR + 2.00% to 3.00%
10.00%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.50%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.00%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.50%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.75%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.00%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.50%
Personal Term Loan — BR + 3.50% to 4.50%
11.50%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.75%
Professional Loan — BR + 2.75% to 4.00%
11.00%
Education Loan — BR + 2.75% to 4.00%
11.00%
Foreign Education Loan — BR + 3.00% to 4.00%
11.00%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.50%
Working Capital / OD — BR + 1.25% to 3.50%
10.50%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.00%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.50%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.00%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.00%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.00%
Gold Loan — BR + 2.50% to 4.00%
11.00%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.00%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.00%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.50%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.00%
Real Estate Loan — BR + 2.50% to 4.00%
11.00%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.00%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.50%
Home / Housing Loan — BR + 2.00% to 3.00%
10.40%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.90%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.40%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.90%
Two-Wheeler Loan — BR + 2.75% to 3.75%
11.15%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.40%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.90%
Personal Term Loan — BR + 3.50% to 4.50%
11.90%
Personal Overdraft Loan — BR + 3.75% to 4.75%
12.15%
Professional Loan — BR + 2.75% to 4.00%
11.40%
Education Loan — BR + 2.75% to 4.00%
11.40%
Foreign Education Loan — BR + 3.00% to 4.00%
11.40%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.90%
Working Capital / OD — BR + 1.25% to 3.50%
10.90%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.40%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.90%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.40%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.40%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.40%
Gold Loan — BR + 2.50% to 4.00%
11.40%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.40%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.40%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.90%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.40%
Real Estate Loan — BR + 2.50% to 4.00%
11.40%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.40%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.90%
Home / Housing Loan — BR + 2.00% to 3.00%
10.10%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.60%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.10%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.60%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.85%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.10%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.60%
Personal Term Loan — BR + 3.50% to 4.50%
11.60%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.85%
Professional Loan — BR + 2.75% to 4.00%
11.10%
Education Loan — BR + 2.75% to 4.00%
11.10%
Foreign Education Loan — BR + 3.00% to 4.00%
11.10%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.60%
Working Capital / OD — BR + 1.25% to 3.50%
10.60%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.10%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.60%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.10%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.10%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.10%
Gold Loan — BR + 2.50% to 4.00%
11.10%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.10%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.10%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.60%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.10%
Real Estate Loan — BR + 2.50% to 4.00%
11.10%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.10%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.60%
Home / Housing Loan — BR + 2.00% to 3.00%
9.50%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.00%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.50%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.00%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.25%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.50%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.00%
Personal Term Loan — BR + 3.50% to 4.50%
11.00%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.25%
Professional Loan — BR + 2.75% to 4.00%
10.50%
Education Loan — BR + 2.75% to 4.00%
10.50%
Foreign Education Loan — BR + 3.00% to 4.00%
10.50%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.00%
Working Capital / OD — BR + 1.25% to 3.50%
10.00%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.50%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.00%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.50%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.50%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.50%
Gold Loan — BR + 2.50% to 4.00%
10.50%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.50%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.50%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.00%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.50%
Real Estate Loan — BR + 2.50% to 4.00%
10.50%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.50%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.00%
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.45%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
10.95%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.70%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
10.95%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.45%
Personal Term Loan — BR + 3.50% to 4.50%
11.45%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.70%
Professional Loan — BR + 2.75% to 4.00%
10.95%
Education Loan — BR + 2.75% to 4.00%
10.95%
Foreign Education Loan — BR + 3.00% to 4.00%
10.95%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
Working Capital / OD — BR + 1.25% to 3.50%
10.45%
Bridge Gap Loan — BR + 2.50% to 4.00%
10.95%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.45%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
9.95%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
8.95%
Gold Loan — BR + 2.50% to 4.00%
10.95%
Foreign Employment Loan — BR + 2.75% to 4.00%
10.95%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
10.95%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.45%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
8.95%
Real Estate Loan — BR + 2.50% to 4.00%
10.95%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
10.95%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.45%
Home / Housing Loan — BR + 2.00% to 3.00%
10.05%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
10.55%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
11.05%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.55%
Two-Wheeler Loan — BR + 2.75% to 3.75%
10.80%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
11.05%
Hire Purchase Loan — BR + 2.50% to 3.50%
10.55%
Personal Term Loan — BR + 3.50% to 4.50%
11.55%
Personal Overdraft Loan — BR + 3.75% to 4.75%
11.80%
Professional Loan — BR + 2.75% to 4.00%
11.05%
Education Loan — BR + 2.75% to 4.00%
11.05%
Foreign Education Loan — BR + 3.00% to 4.00%
11.05%
Business / SME Term Loan — BR + 1.75% to 3.50%
10.55%
Working Capital / OD — BR + 1.25% to 3.50%
10.55%
Bridge Gap Loan — BR + 2.50% to 4.00%
11.05%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
10.55%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.05%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
10.05%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
9.05%
Gold Loan — BR + 2.50% to 4.00%
11.05%
Foreign Employment Loan — BR + 2.75% to 4.00%
11.05%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
11.05%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
10.55%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
9.05%
Real Estate Loan — BR + 2.50% to 4.00%
11.05%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
11.05%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
10.55%
Home / Housing Loan — BR + 2.00% to 3.00%
8.85%
Housing Loan above 1 crore — BR + 2.50% to 3.50%
9.35%
Home Equity / Mortgage Loan — BR + 2.50% to 4.00%
9.85%
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
9.35%
Two-Wheeler Loan — BR + 2.75% to 3.75%
9.60%
Commercial Vehicle Loan — BR + 2.75% to 4.00%
9.85%
Hire Purchase Loan — BR + 2.50% to 3.50%
9.35%
Personal Term Loan — BR + 3.50% to 4.50%
10.35%
Personal Overdraft Loan — BR + 3.75% to 4.75%
10.60%
Professional Loan — BR + 2.75% to 4.00%
9.85%
Education Loan — BR + 2.75% to 4.00%
9.85%
Foreign Education Loan — BR + 3.00% to 4.00%
9.85%
Business / SME Term Loan — BR + 1.75% to 3.50%
9.35%
Working Capital / OD — BR + 1.25% to 3.50%
9.35%
Bridge Gap Loan — BR + 2.50% to 4.00%
9.85%
Cash Credit / STL / DL / TR — BR + 1.25% to 3.50%
9.35%
Agriculture / Agro Loan — BR + 1.50% to 3.00%
8.85%
Agriculture Mechanisation Loan — BR + 1.50% to 3.00%
8.85%
Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00%
7.85%
Gold Loan — BR + 2.50% to 4.00%
9.85%
Foreign Employment Loan — BR + 2.75% to 4.00%
9.85%
Deprived Sector Loan (Retail) — BR + 2.50% to 4.00%
9.85%
Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50%
9.35%
Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00%
7.85%
Real Estate Loan — BR + 2.50% to 4.00%
9.85%
Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher)
—
Loan against Govt / NRB Securities — Coupon + 2%
—
Loan against Life Insurance Policy — BR + 2.75% to 4.00%
9.85%
Consortium Loan — per consortium decision
—
Fixed-rate Retail Loan (up to 10 yr, indicative)
9.35%
Consortium Loan — per consortium decision
—
Deprived Sector Wholesale (D-class FIs) — BR + up to 2%
7.91%
Subsidised Loan — as per NRB directive
—
All retail loans — Base Rate + up to 4% (BR 5.91%)
9.91%
Loan against Fixed Deposit — BR or coupon + 2% (whichever higher)
7.91%
Refer to sindhubank.com.np for current loan rate schedule
—
Home / Awas Karja — Base Rate + up to 2.50% (BR 6.35%)
8.85%
Home Loan (Fixed) — first 5 yr
9.50%
Other Retail Fixed (Auto, Personal, etc.) — first 5 yr
10.50%
Hire Purchase / Auto Loan — BR + up to 2.50%
8.85%
Personal Term / Overdraft — BR + up to 3.00%
9.35%
Professional Loan — BR + up to 3.00%
9.35%
Education Loan — BR + up to 2.50%
8.85%
Business / Service Loan — BR + up to 2.50%
8.85%
Short-Term Business Loan — BR + up to 3.00%
9.35%
Working Capital Loan — BR + up to 2.50%
8.85%
Agriculture Loan (Term/OD) — BR + up to 2.00%
8.35%
Agriculture Mechanisation Loan — BR + up to 2.00%
8.35%
Gold Loan — BR + up to 3.00%
9.35%
Foreign Employment Loan — BR + up to 2.50%
8.85%
Deprived Sector Retail — BR + up to 3.00%
9.35%
Deprived Sector Wholesale — BR + up to 2.00%
8.35%
Saptakoshi Subsidised Loan — BR + up to 2.00%
8.35%
Real Estate Loan — BR + up to 3.00%
9.35%
Force Loan — BR + up to 3.00%
9.35%
Loan against FD Receipt — Coupon + up to 2%
—
Home Loan — BR + up to 3.99% (BR 5.76%)
9.75%
Auto Loan — BR + up to 3.99%
9.75%
Vehicle Loan — BR + up to 3.99%
9.75%
Hire Purchase Loan — BR + up to 3.99%
9.75%
Personal Term Loan — BR + up to 3.99%
9.75%
Personal Demand Loan — BR + up to 3.99%
9.75%
Personal Overdraft — BR + up to 3.99%
9.75%
Fixed-rate Personal Term Loan (up to 7 yr)
10.99%
Education Loan — BR + up to 3.99%
9.75%
Term Loan — BR + up to 3.99%
9.75%
Gold Loan — BR + up to 3.99%
9.75%
Foreign Employment Loan — BR + up to 3.99%
9.75%
Deprived Sector / Microfinance Loan — BR + up to 3.99%
9.75%
Subsidised Loan — BR + up to 3.99%
9.75%
Loan against FDR — Coupon + 3%
—
Refer to salapabikasbank.com.np for current loan rate schedule
—
Housing Loan — BR + 0.40% to 2.40% (BR 5.83%)
8.23%
Home Equity Loan — BR + 0.40% to 2.40%
8.23%
Fixed Rate Term Loan — up to 5 years
11.50%
Fixed Rate Term Loan — 5 to 10 years
11.75%
Fixed Rate Term Loan — above 10 years
12.00%
Auto Loan — BR + 1.00% to 3.00%
8.83%
Hire Purchase Loan — BR + 2.00% to 4.00%
9.83%
Personal Term Loan — BR + 2.00% to 4.00%
9.83%
Personal Overdraft Loan — BR + 2.50% to 4.50%
10.33%
General Loan — BR + 3.00% to 5.00%
10.83%
Education Loan — BR + 2.00% to 4.00%
9.83%
Business Loan — BR + up to 2.00%
7.83%
Flexi Business Loan — BR + 1.00% to 3.00%
8.83%
Short Term Business Loan — BR + 2.00% to 4.00%
9.83%
Sambridhi Business Karja — BR + 2.00% to 4.00%
9.83%
Shulav Bayawasaya Karja — BR + 2.00% to 4.00%
9.83%
Small Enterprise Loan — BR + 2.50% to 4.50%
10.33%
Demand Loan — BR + 1.00% to 3.00%
8.83%
Bridge Gap Loan — BR + up to 2.00%
7.83%
Service Loan — BR + 2.50% to 4.50%
10.33%
Term Mortgage Loan — BR + 1.00% to 3.00%
8.83%
Agriculture Loan — BR + up to 2.00%
7.83%
Micro-Enterprise Loan — BR + 3.00% to 5.00%
10.83%
Wholesale Loan (Cooperative) — BR + up to 2.00%
7.83%
Wholesale Loan (MFIs) — BR + up to 2.00%
7.83%
Gold Loan — BR + 2.00% to 4.00%
9.83%
Subsidised Loan — BR + 2.00%
7.83%
Real Estate Loan — BR + 1.00% to 3.00%
8.83%
Real Estate Overdraft — BR + 1.50% to 3.50%
9.33%
Force Loan — BR + 7%
12.83%
All Other Small Banking — BR + 2.50% to 4.50%
10.33%
Housing Loan — BR + up to 4% (BR 6.95%)
10.95%
Hire Purchase Loan — BR + up to 4%
10.95%
Personal Loan — BR + up to 4%
10.95%
Professional Loan — BR + up to 4%
10.95%
Education Loan — BR + up to 4%
10.95%
Business Loan — BR + up to 4%
10.95%
Agriculture Loan — BR + up to 4%
10.95%
Deprived Sector Loan (Retail) — BR + up to 2%
8.95%
Deprived Sector Loan (Wholesale) — BR + up to 2%
8.95%
Real Estate Loan — BR + up to 4%
10.95%
Miteri Sajilo Karja — BR + up to 5%
11.95%
Loan against FD — Coupon + 2% or BR + 2% (whichever higher)
—
Fixed-rate (any loan type)
12.00%
Home Loan (Term/OD) — BR + up to 3.75% (BR 5.83%)
9.58%
Home Loan — Fixed 7 years
6.99%
Home Equity Loan — BR + up to 3.75%
9.58%
Auto Loan (Private) — Up to 5 years (Fixed)
7.49%
Auto Loan (Private) — Up to 7 years (Fixed)
7.99%
Hire Purchase Loan — BR + up to 3.75%
9.58%
Personal Loan (Term/OD) — BR + up to 3.75%
9.58%
Education Loan — BR + up to 3.75%
9.58%
Mahalaxmi Udhyamshil Karja — BR + up to 3.75%
9.58%
Business / Industrial OD & Working Capital — BR + up to 3.75%
9.58%
Business / Industrial Term Loan — BR + up to 3.75%
9.58%
SME Revolving Loan — Fixed
6.99%
Agriculture Loan (Term/OD) — BR + up to 3.75%
9.58%
Deprived Sector (Individual) — BR + up to 3.75%
9.58%
Deprived Sector (Institutional)
—
Gold & Silver Loan — BR + up to 3.75%
9.58%
Loan Against Fixed Deposit (Own) — Coupon + 2%
—
Loan Against Govt/NRB Securities — Coupon + 2%
—
Consortium Loan — per consortium decision
—
Home Loan (Floating) — BR + up to 4%
10.00%
Home Loan (Fixed) — Up to 5 yr
11.00%
Home Loan (Fixed) — Above 5 yr
11.50%
Auto Loan (Floating) — BR + up to 4%
10.00%
Auto Loan (Fixed) — Up to 5 yr / Above 5 yr
11.50%
Two-Wheeler Loan (Floating) — BR + up to 4%
10.00%
Two-Wheeler Loan (Fixed) — Up to / Above 5 yr
11.50%
Hire Purchase Loan — BR + 1.5% to 4%
10.00%
Personal Loan (OD/TL) — BR + 1% to 4%
10.00%
Personal Term (Fixed)
11.50%
Professional Loan — BR + 2% to 4%
10.00%
Education Loan — BR + up to 4%
10.00%
Education Loan (Fixed)
11.50%
LBBL Green Loan — BR + up to 2%
8.00%
Comfort Loan — BR + up to 4%
10.00%
Comfort Loan (Fixed) — Above 5 yr
11.50%
Business Plus Loan (OD/DL/TL) — BR + up to 4%
10.00%
Agro Plus Loan (TL/OD/DL) — BR + up to 4%
10.00%
Gold Loan (OD/TL) — BR + up to 4%
10.00%
Foreign Employment Loan — BR + up to 4%
10.00%
Deprived Sector Loan (OD/TL) — BR + up to 4%
10.00%
Real Estate Loan (OD/DL/TL) — BR + 1.5% to 4%
10.00%
Refer to kamanasewabank.com for current loan rates
—
Refer to jbbl.com.np for current loan rates
—
Housing Loan — BR + 1% to 3% (BR 5.30%)
8.30%
Garima Aawas Karja — BR + 1% to 3%
8.30%
Home / SME (Fixed) — Up to 7 yr
13.25%
Home / SME (Fixed) — 7 to 10 yr
13.50%
Home / SME (Fixed) — 10 to 15 yr
13.75%
Home / SME (Fixed) — Above 15 yr
13.99%
Auto Loan — BR + 1% to 3%
8.30%
HP / Auto (Fixed) — Up to 7 yr
16.00%
HP / Auto (Fixed) — 7 to 10 yr
16.00%
Hire Purchase — BR + 2% to 4%
9.30%
Personal / Professional Loan — BR + 2.5% to 4.5%
9.80%
Personal/Mortgage/Demand (Fixed) — Up to 7 yr
15.75%
Personal/Mortgage/Demand (Fixed) — 7 to 10 yr
16.00%
Education Loan — BR + 1% to 3%
8.30%
Business / SME Term — BR + 1% to 3%
8.30%
Business / SME Cash Credit — BR + 0.5% to 2.5%
7.80%
Bridge Gap Loan — BR + 2% to 4%
9.30%
Mortgage Loan — BR + 1.5% to 3.5%
8.80%
Agriculture Loan — BR + 1% to 3%
8.30%
Microfinance Wholesale — BR + up to 2%
7.30%
Gold Loan — BR + 2% to 4%
9.30%
Deprived Sector Lending — BR + 2% to 4%
9.30%
Real Estate Loan — BR + 1% to 3%
8.30%
Force Loan — BR + 5%
10.30%
Loan Against Fixed Deposit — Coupon + up to 2%
—
All Loan Categories — BR + up to 4% (BR 5.80%)
9.80%
Home Loan — BR + 0.25% to 2.00% (BR 7.63%)
9.63%
Auto Loan — BR + 0.25% to 2.00%
9.63%
Commercial Vehicle Loan (HP) — BR + 0.25% to 2.25%
9.88%
Personal Loan — BR + 0.25% to 2.00%
9.63%
Professional Loan — BR + 2.00% to 3.00%
10.63%
Consumer Loan — BR + 0.25% to 2.25%
9.88%
Fixed Interest Rate Loan (Individual)
13.00%
Education Loan — BR + 1.25% to 2.50%
10.13%
Business Loan — BR + 0.25% to 2.00%
9.63%
SME Loan — BR + 0.25% to 2.00%
9.63%
Working Capital Loan — BR + 0.25% to 2.00%
9.63%
Agriculture Loan — BR + 0.75% to 2.50%
10.13%
Gold Loan — BR + up to 3.00%
10.63%
Deprived Sector Loan (Retail) — BR + 1.00% to 2.00%
9.63%
Deprived Sector Loan (Institutional) — BR + up to 2.00%
9.63%
Real Estate Loan — BR + 0.75% to 2.75%
10.38%
Loans Against FDR — Coupon + up to 2.00%
—
Loans against Govt Securities — Base/Coupon + up to 2%
—
Digital Lending — Fixed (varies)
—
Refer to pokharafinance.com.np for current loan rates
—
Home Loan (Fixed) — 1 to 3 yr
9.50%
Home Loan (Fixed) — 3 to 5 yr
9.75%
Home Loan (Fixed) — Above 5 yr
10.00%
Auto Loan Personal (Fixed) — 1 to 3 yr
9.50%
Auto Loan Personal (Fixed) — 3 to 5 yr
9.75%
Auto Loan Personal (Fixed) — Above 5 yr
10.00%
Other Retail (Fixed) — 1 to 3 yr
9.99%
Other Retail (Fixed) — 3 to 5 yr
10.50%
Other Retail (Fixed) — Above 5 yr
10.75%
Business Loan — BR + up to 3% (BR 8.26%)
11.26%
Consumer & Other Loan — BR + up to 4%
12.26%
Deprived Loan — BR + up to 2%
10.26%
Subsidised Loan — BR + up to 2%
10.26%
Loan Against Fixed Deposit — Coupon + up to 2% or min BR
—
Consortium Loan — per consortium decision
—
Refer to multipurposefinance.com for current loan rates
—
Refer to manjushreefinance.com.np for current loan rates
—
Refer to jfcjanakpur.com.np for current loan rates
—
Refer to icfcbank.com for current loan rates
—
Refer to gmbf.com.np for current loan rates
—
Refer to goodwillfinance.com.np for current loan rates
—
Home Loan — BR + up to 7% (BR 6.70%)
13.70%
Personal Loan — BR + up to 7%
13.70%
Business Loan — BR + up to 7%
13.70%
Gold Loan — BR + up to 7%
13.70%
Loan Against Fixed Deposit — Coupon + 2% or BR (higher)
—
Refer to centralfinance.com.np for current loan rates
—
Home Loan (Fixed) — Up to 5 yr
9.90%
Home Loan (Fixed) — Up to 10 yr
10.50%
Home Loan (Fixed) — Up to 15 yr
10.90%
Auto Loan (Fixed) — Up to 7 yr
10.50%
Other Loan (Fixed) — Up to 5 yr
9.90%
Other Loan (Fixed) — Up to 10 yr
10.50%
Other Loan (Fixed) — Up to 15 yr
10.90%
Variable Other Loans — BR + up to 5% (BR 8.75%)
13.75%
Loan against Fixed Deposit — Coupon/BR + up to 2%
—
Home Loan — BR + up to 3% (BR 7.66%)
10.66%
Auto / Hire Purchase Loan — BR + up to 3%
10.66%
Personal Loan — BR + up to 3%
10.66%
Educational Loan — BR + up to 3%
10.66%
Insurance Policy Loan — BR + up to 3%
10.66%
Business Loan — BR + up to 3%
10.66%
SME Loan — BR + up to 3%
10.66%
Unified Agriculture (Personal) — BR + up to 3%
10.66%
Unified Agriculture (Business) — BR + up to 3%
10.66%
Foreign Employment Loan — BR + up to 3%
10.66%
Deprived Sector (Wholesale / Retail) — BR + up to 2%
9.66%
Subsidy Loan — as defined by NRB
—
Real Estate Loan — BR + up to 3%
10.66%
FD Receipt Loan — Coupon + up to 2%
—
Consortium Loan — per consortium decision
—
Fixed Rate (first 5 years, all loans)
11.00%
Home / Housing Loan — Top 3 by class
Lowest home / housing loan headline rate per institution within Class A, B, and C; top three (lowest first) in each class.
Class A — Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
Home / Housing Loan — BR + 2.00% to 3.00%
8.85%
2
Nepal SBI
Nepal SBI Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.45%
3
RBB
Rastriya Banijya Bank
Home / Housing Loan — BR + 2.00% to 3.00%
9.50%
Class B — Development banks
1
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Home Loan — Fixed 7 years
6.99%
2
Muktinath
Muktinath Bikas Bank Limited
Housing Loan — BR + 0.40% to 2.40% (BR 5.83%)
8.23%
3
Garima
Garima Bikas Bank Limited
Housing Loan — BR + 1% to 3% (BR 5.30%)
8.30%
Class C — Finance companies
1
Nepal Finance
Nepal Finance Limited
Home Loan (Fixed) — 1 to 3 yr
9.50%
2
Reliance Finance
Reliance Finance Limited
Home Loan — BR + 0.25% to 2.00% (BR 7.63%)
9.63%
3
Best Finance
Best Finance Limited
Home Loan (Fixed) — Up to 5 yr
9.90%
Home / Housing Loan — all BFIs
Lowest home-loan headline rate published per institution. Ranked lowest first (best for borrowers).
1
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Home Loan — Fixed 7 years
6.99%
2
Muktinath
Muktinath Bikas Bank Limited
Housing Loan — BR + 0.40% to 2.40% (BR 5.83%)
8.23%
3
Garima
Garima Bikas Bank Limited
Housing Loan — BR + 1% to 3% (BR 5.30%)
8.30%
4
Std. Chartered
Standard Chartered Bank Nepal Limited
Home / Housing Loan — BR + 2.00% to 3.00%
8.85%
5
Saptakoshi
Saptakoshi Development Bank Limited
Home / Awas Karja — Base Rate + up to 2.50% (BR 6.35%)
8.85%
6
Nepal SBI
Nepal SBI Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.45%
7
RBB
Rastriya Banijya Bank
Home / Housing Loan — BR + 2.00% to 3.00%
9.50%
8
Nepal Finance
Nepal Finance Limited
Home Loan (Fixed) — 1 to 3 yr
9.50%
9
Nabil Bank
Nabil Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.55%
10
Reliance Finance
Reliance Finance Limited
Home Loan — BR + 0.25% to 2.00% (BR 7.63%)
9.63%
11
HBL
Himalayan Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.65%
12
Shangrila
Shangrila Development Bank Limited
Home Loan — BR + up to 3.99% (BR 5.76%)
9.75%
13
Everest Bank
Everest Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.80%
14
ADBL
Agricultural Development Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.85%
15
Nepal Bank
Nepal Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.90%
16
Best Finance
Best Finance Limited
Home Loan (Fixed) — Up to 5 yr
9.90%
17
Citizens Bank
Citizens Bank International Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
18
NIMB
Nepal Investment Mega Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
19
Sanima Bank
Sanima Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
9.95%
20
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.00%
21
NMB Bank
NMB Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.00%
22
Lumbini
Lumbini Bikas Bank Limited
Home Loan (Floating) — BR + up to 4%
10.00%
23
NIC Asia
NIC Asia Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.05%
24
Siddhartha Bank
Siddhartha Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.05%
25
Global IME
Global IME Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.10%
26
Prime Bank
Prime Commercial Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.10%
27
Kumari Bank
Kumari Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.20%
28
MBL
Machhapuchchhre Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.25%
29
Prabhu Bank
Prabhu Bank Limited
Home / Housing Loan — BR + 2.00% to 3.00%
10.40%
30
Progressive Finance
Progressive Finance Limited
Home Loan — BR + up to 3% (BR 7.66%)
10.66%
31
Miteri
Miteri Development Bank Limited
Housing Loan — BR + up to 4% (BR 6.95%)
10.95%
32
Gurkhas Finance
Gurkhas Finance Limited
Home Loan — BR + up to 7% (BR 6.70%)
13.70%
Auto / Vehicle Loan — Lowest rate per BFI
Lowest auto / vehicle loan headline rate published per institution, ranked lowest first.
1
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Auto Loan (Private) — Up to 5 years (Fixed)
7.49%
2
Garima
Garima Bikas Bank Limited
Auto Loan — BR + 1% to 3%
8.30%
3
Muktinath
Muktinath Bikas Bank Limited
Auto Loan — BR + 1.00% to 3.00%
8.83%
4
Std. Chartered
Standard Chartered Bank Nepal Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
9.35%
5
Nepal Finance
Nepal Finance Limited
Auto Loan Personal (Fixed) — 1 to 3 yr
9.50%
6
Reliance Finance
Reliance Finance Limited
Auto Loan — BR + 0.25% to 2.00%
9.63%
7
Shangrila
Shangrila Development Bank Limited
Auto Loan — BR + up to 3.99%
9.75%
8
Nepal SBI
Nepal SBI Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
9.95%
9
RBB
Rastriya Banijya Bank
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.00%
10
Lumbini
Lumbini Bikas Bank Limited
Auto Loan (Floating) — BR + up to 4%
10.00%
11
Nabil Bank
Nabil Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.05%
12
HBL
Himalayan Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.15%
13
Everest Bank
Everest Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.30%
14
ADBL
Agricultural Development Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.35%
15
Nepal Bank
Nepal Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.40%
16
Citizens Bank
Citizens Bank International Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
17
NIMB
Nepal Investment Mega Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
18
Sanima Bank
Sanima Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.45%
19
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.50%
20
NMB Bank
NMB Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.50%
21
Saptakoshi
Saptakoshi Development Bank Limited
Other Retail Fixed (Auto, Personal, etc.) — first 5 yr
10.50%
22
Best Finance
Best Finance Limited
Auto Loan (Fixed) — Up to 7 yr
10.50%
23
NIC Asia
NIC Asia Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.55%
24
Siddhartha Bank
Siddhartha Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.55%
25
Global IME
Global IME Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.60%
26
Prime Bank
Prime Commercial Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.60%
27
Kumari Bank
Kumari Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.70%
28
MBL
Machhapuchchhre Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.75%
29
Prabhu Bank
Prabhu Bank Limited
Auto / Private Vehicle Loan — BR + 2.50% to 3.50%
10.90%
Personal / Professional — Top 3 by class
Lowest personal / professional headline rate per institution within Class A, B, and C; top three (lowest first) in each class.
Class A — Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
Professional Loan — BR + 2.75% to 4.00%
9.85%
2
Nepal SBI
Nepal SBI Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.45%
3
RBB
Rastriya Banijya Bank
Professional Loan — BR + 2.75% to 4.00%
10.50%
Class B — Development banks
1
Saptakoshi
Saptakoshi Development Bank Limited
Personal Term / Overdraft — BR + up to 3.00%
9.35%
2
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Personal Loan (Term/OD) — BR + up to 3.75%
9.58%
3
Shangrila
Shangrila Development Bank Limited
Personal Term Loan — BR + up to 3.99%
9.75%
Class C — Finance companies
1
Reliance Finance
Reliance Finance Limited
Personal Loan — BR + 0.25% to 2.00%
9.63%
2
Best Finance
Best Finance Limited
Other Loan (Fixed) — Up to 5 yr
9.90%
3
Nepal Finance
Nepal Finance Limited
Other Retail (Fixed) — 1 to 3 yr
9.99%
Personal / Professional Loan — all BFIs
Lowest personal/professional headline rate per institution. Ranked lowest first.
1
Saptakoshi
Saptakoshi Development Bank Limited
Personal Term / Overdraft — BR + up to 3.00%
9.35%
2
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Personal Loan (Term/OD) — BR + up to 3.75%
9.58%
3
Reliance Finance
Reliance Finance Limited
Personal Loan — BR + 0.25% to 2.00%
9.63%
4
Shangrila
Shangrila Development Bank Limited
Personal Term Loan — BR + up to 3.99%
9.75%
5
Garima
Garima Bikas Bank Limited
Personal / Professional Loan — BR + 2.5% to 4.5%
9.80%
6
Muktinath
Muktinath Bikas Bank Limited
Personal Term Loan — BR + 2.00% to 4.00%
9.83%
7
Std. Chartered
Standard Chartered Bank Nepal Limited
Professional Loan — BR + 2.75% to 4.00%
9.85%
8
Best Finance
Best Finance Limited
Other Loan (Fixed) — Up to 5 yr
9.90%
9
Nepal Finance
Nepal Finance Limited
Other Retail (Fixed) — 1 to 3 yr
9.99%
10
Lumbini
Lumbini Bikas Bank Limited
Personal Loan (OD/TL) — BR + 1% to 4%
10.00%
11
Nepal SBI
Nepal SBI Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.45%
12
RBB
Rastriya Banijya Bank
Professional Loan — BR + 2.75% to 4.00%
10.50%
13
Nabil Bank
Nabil Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.55%
14
HBL
Himalayan Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.65%
15
Progressive Finance
Progressive Finance Limited
Personal Loan — BR + up to 3%
10.66%
16
Everest Bank
Everest Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.80%
17
ADBL
Agricultural Development Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.85%
18
Nepal Bank
Nepal Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.90%
19
Citizens Bank
Citizens Bank International Limited
Professional Loan — BR + 2.75% to 4.00%
10.95%
20
NIMB
Nepal Investment Mega Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.95%
21
Sanima Bank
Sanima Bank Limited
Professional Loan — BR + 2.75% to 4.00%
10.95%
22
Miteri
Miteri Development Bank Limited
Personal Loan — BR + up to 4%
10.95%
23
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.00%
24
NMB Bank
NMB Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.00%
25
NIC Asia
NIC Asia Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.05%
26
Siddhartha Bank
Siddhartha Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.05%
27
Global IME
Global IME Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.10%
28
Prime Bank
Prime Commercial Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.10%
29
Kumari Bank
Kumari Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.20%
30
MBL
Machhapuchchhre Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.25%
31
Prabhu Bank
Prabhu Bank Limited
Professional Loan — BR + 2.75% to 4.00%
11.40%
32
Gurkhas Finance
Gurkhas Finance Limited
Personal Loan — BR + up to 7%
13.70%
Business / SME / Working Capital — all BFIs
Lowest business/SME headline rate per institution. Ranked lowest first.
1
Mahalaxmi
Mahalaxmi Bikas Bank Limited
SME Revolving Loan — Fixed
6.99%
2
Garima
Garima Bikas Bank Limited
Business / SME Cash Credit — BR + 0.5% to 2.5%
7.80%
3
Muktinath
Muktinath Bikas Bank Limited
Business Loan — BR + up to 2.00%
7.83%
4
Lumbini
Lumbini Bikas Bank Limited
LBBL Green Loan — BR + up to 2%
8.00%
5
Saptakoshi
Saptakoshi Development Bank Limited
Business / Service Loan — BR + up to 2.50%
8.85%
6
Std. Chartered
Standard Chartered Bank Nepal Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
9.35%
7
Reliance Finance
Reliance Finance Limited
Business Loan — BR + 0.25% to 2.00%
9.63%
8
Shangrila
Shangrila Development Bank Limited
Term Loan — BR + up to 3.99%
9.75%
9
Nepal SBI
Nepal SBI Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
9.95%
10
RBB
Rastriya Banijya Bank
Business / SME Term Loan — BR + 1.75% to 3.50%
10.00%
11
Nabil Bank
Nabil Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.05%
12
HBL
Himalayan Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.15%
13
Everest Bank
Everest Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.30%
14
ADBL
Agricultural Development Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.35%
15
Nepal Bank
Nepal Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.40%
16
Citizens Bank
Citizens Bank International Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
17
NIMB
Nepal Investment Mega Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
18
Sanima Bank
Sanima Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.45%
19
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.50%
20
NMB Bank
NMB Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.50%
21
NIC Asia
NIC Asia Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.55%
22
Siddhartha Bank
Siddhartha Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.55%
23
Global IME
Global IME Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.60%
24
Prime Bank
Prime Commercial Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.60%
25
Progressive Finance
Progressive Finance Limited
Insurance Policy Loan — BR + up to 3%
10.66%
26
Kumari Bank
Kumari Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.70%
27
MBL
Machhapuchchhre Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.75%
28
Prabhu Bank
Prabhu Bank Limited
Business / SME Term Loan — BR + 1.75% to 3.50%
10.90%
29
Miteri
Miteri Development Bank Limited
Business Loan — BR + up to 4%
10.95%
30
Nepal Finance
Nepal Finance Limited
Business Loan — BR + up to 3% (BR 8.26%)
11.26%
31
Gurkhas Finance
Gurkhas Finance Limited
Business Loan — BR + up to 7%
13.70%
32
Best Finance
Best Finance Limited
Variable Other Loans — BR + up to 5% (BR 8.75%)
13.75%
Education Loan — Top 3 by class
Lowest education loan headline rate per institution within Class A, B, and C; top three (lowest first) in each class.
Class A — Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
Education Loan — BR + 2.75% to 4.00%
9.85%
2
Nepal SBI
Nepal SBI Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.45%
3
RBB
Rastriya Banijya Bank
Education Loan — BR + 2.75% to 4.00%
10.50%
Class B — Development banks
1
Garima
Garima Bikas Bank Limited
Education Loan — BR + 1% to 3%
8.30%
2
Saptakoshi
Saptakoshi Development Bank Limited
Education Loan — BR + up to 2.50%
8.85%
3
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Education Loan — BR + up to 3.75%
9.58%
Class C — Finance companies
1
Reliance Finance
Reliance Finance Limited
Education Loan — BR + 1.25% to 2.50%
10.13%
2
Progressive Finance
Progressive Finance Limited
Educational Loan — BR + up to 3%
10.66%
Education Loan — all BFIs
Lowest education-loan headline rate per institution. Ranked lowest first.
1
Garima
Garima Bikas Bank Limited
Education Loan — BR + 1% to 3%
8.30%
2
Saptakoshi
Saptakoshi Development Bank Limited
Education Loan — BR + up to 2.50%
8.85%
3
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Education Loan — BR + up to 3.75%
9.58%
4
Shangrila
Shangrila Development Bank Limited
Education Loan — BR + up to 3.99%
9.75%
5
Muktinath
Muktinath Bikas Bank Limited
Education Loan — BR + 2.00% to 4.00%
9.83%
6
Std. Chartered
Standard Chartered Bank Nepal Limited
Education Loan — BR + 2.75% to 4.00%
9.85%
7
Lumbini
Lumbini Bikas Bank Limited
Education Loan — BR + up to 4%
10.00%
8
Reliance Finance
Reliance Finance Limited
Education Loan — BR + 1.25% to 2.50%
10.13%
9
Nepal SBI
Nepal SBI Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.45%
10
RBB
Rastriya Banijya Bank
Education Loan — BR + 2.75% to 4.00%
10.50%
11
Nabil Bank
Nabil Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.55%
12
HBL
Himalayan Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.65%
13
Progressive Finance
Progressive Finance Limited
Educational Loan — BR + up to 3%
10.66%
14
Everest Bank
Everest Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.80%
15
ADBL
Agricultural Development Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.85%
16
Nepal Bank
Nepal Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.90%
17
Citizens Bank
Citizens Bank International Limited
Education Loan — BR + 2.75% to 4.00%
10.95%
18
NIMB
Nepal Investment Mega Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.95%
19
Sanima Bank
Sanima Bank Limited
Education Loan — BR + 2.75% to 4.00%
10.95%
20
Miteri
Miteri Development Bank Limited
Education Loan — BR + up to 4%
10.95%
21
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.00%
22
NMB Bank
NMB Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.00%
23
NIC Asia
NIC Asia Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.05%
24
Siddhartha Bank
Siddhartha Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.05%
25
Global IME
Global IME Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.10%
26
Prime Bank
Prime Commercial Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.10%
27
Kumari Bank
Kumari Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.20%
28
MBL
Machhapuchchhre Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.25%
29
Prabhu Bank
Prabhu Bank Limited
Education Loan — BR + 2.75% to 4.00%
11.40%
Gold Loan — Top 3 by class
Lowest gold loan headline rate per institution within Class A, B, and C; top three (lowest first) in each class.
Class A — Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
Gold Loan — BR + 2.50% to 4.00%
9.85%
2
Nepal SBI
Nepal SBI Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.45%
3
RBB
Rastriya Banijya Bank
Gold Loan — BR + 2.50% to 4.00%
10.50%
Class B — Development banks
1
Garima
Garima Bikas Bank Limited
Gold Loan — BR + 2% to 4%
9.30%
2
Saptakoshi
Saptakoshi Development Bank Limited
Gold Loan — BR + up to 3.00%
9.35%
3
Shangrila
Shangrila Development Bank Limited
Gold Loan — BR + up to 3.99%
9.75%
Class C — Finance companies
1
Reliance Finance
Reliance Finance Limited
Gold Loan — BR + up to 3.00%
10.63%
2
Gurkhas Finance
Gurkhas Finance Limited
Gold Loan — BR + up to 7%
13.70%
Gold Loan — all BFIs
Lowest gold-loan headline rate per institution. Ranked lowest first.
1
Garima
Garima Bikas Bank Limited
Gold Loan — BR + 2% to 4%
9.30%
2
Saptakoshi
Saptakoshi Development Bank Limited
Gold Loan — BR + up to 3.00%
9.35%
3
Shangrila
Shangrila Development Bank Limited
Gold Loan — BR + up to 3.99%
9.75%
4
Muktinath
Muktinath Bikas Bank Limited
Gold Loan — BR + 2.00% to 4.00%
9.83%
5
Std. Chartered
Standard Chartered Bank Nepal Limited
Gold Loan — BR + 2.50% to 4.00%
9.85%
6
Lumbini
Lumbini Bikas Bank Limited
Gold Loan (OD/TL) — BR + up to 4%
10.00%
7
Nepal SBI
Nepal SBI Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.45%
8
RBB
Rastriya Banijya Bank
Gold Loan — BR + 2.50% to 4.00%
10.50%
9
Nabil Bank
Nabil Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.55%
10
Reliance Finance
Reliance Finance Limited
Gold Loan — BR + up to 3.00%
10.63%
11
HBL
Himalayan Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.65%
12
Everest Bank
Everest Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.80%
13
ADBL
Agricultural Development Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.85%
14
Nepal Bank
Nepal Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.90%
15
Citizens Bank
Citizens Bank International Limited
Gold Loan — BR + 2.50% to 4.00%
10.95%
16
NIMB
Nepal Investment Mega Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.95%
17
Sanima Bank
Sanima Bank Limited
Gold Loan — BR + 2.50% to 4.00%
10.95%
18
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.00%
19
NMB Bank
NMB Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.00%
20
NIC Asia
NIC Asia Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.05%
21
Siddhartha Bank
Siddhartha Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.05%
22
Global IME
Global IME Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.10%
23
Prime Bank
Prime Commercial Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.10%
24
Kumari Bank
Kumari Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.20%
25
MBL
Machhapuchchhre Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.25%
26
Prabhu Bank
Prabhu Bank Limited
Gold Loan — BR + 2.50% to 4.00%
11.40%
27
Gurkhas Finance
Gurkhas Finance Limited
Gold Loan — BR + up to 7%
13.70%
Agriculture Loan — all BFIs
Lowest agriculture-loan headline rate per institution. Ranked lowest first.
1
Muktinath
Muktinath Bikas Bank Limited
Agriculture Loan — BR + up to 2.00%
7.83%
2
Garima
Garima Bikas Bank Limited
Agriculture Loan — BR + 1% to 3%
8.30%
3
Saptakoshi
Saptakoshi Development Bank Limited
Agriculture Loan (Term/OD) — BR + up to 2.00%
8.35%
4
Std. Chartered
Standard Chartered Bank Nepal Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
8.85%
5
Nepal SBI
Nepal SBI Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.45%
6
RBB
Rastriya Banijya Bank
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.50%
7
Nabil Bank
Nabil Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.55%
8
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Agriculture Loan (Term/OD) — BR + up to 3.75%
9.58%
9
HBL
Himalayan Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.65%
10
Everest Bank
Everest Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.80%
11
ADBL
Agricultural Development Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.85%
12
Nepal Bank
Nepal Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.90%
13
Citizens Bank
Citizens Bank International Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
14
NIMB
Nepal Investment Mega Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
15
Sanima Bank
Sanima Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
9.95%
16
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.00%
17
NMB Bank
NMB Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.00%
18
Lumbini
Lumbini Bikas Bank Limited
Agro Plus Loan (TL/OD/DL) — BR + up to 4%
10.00%
19
NIC Asia
NIC Asia Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.05%
20
Siddhartha Bank
Siddhartha Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.05%
21
Global IME
Global IME Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.10%
22
Prime Bank
Prime Commercial Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.10%
23
Reliance Finance
Reliance Finance Limited
Agriculture Loan — BR + 0.75% to 2.50%
10.13%
24
Kumari Bank
Kumari Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.20%
25
MBL
Machhapuchchhre Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.25%
26
Prabhu Bank
Prabhu Bank Limited
Agriculture / Agro Loan — BR + 1.50% to 3.00%
10.40%
27
Progressive Finance
Progressive Finance Limited
Unified Agriculture (Personal) — BR + up to 3%
10.66%
28
Miteri
Miteri Development Bank Limited
Agriculture Loan — BR + up to 4%
10.95%
Base Rates — all NRB-licensed BFIs
Lower Base Rate generally means cheaper floating loans (BR + premium). Updated monthly when each BFI files its rate notice with NRB.
1
Garima
Garima Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.30%
2
Shangrila
Shangrila Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.76%
3
Excel DBL
Excel Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.80%
4
Muktinath
Muktinath Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.83%
5
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.83%
6
Std. Chartered
Standard Chartered Bank Nepal Limited
Base Rate (Baishakh/Jestha 2083)
5.85%
7
Shine Resunga
Shine Resunga Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
5.91%
8
Lumbini
Lumbini Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.00%
9
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.20%
10
Jyoti Bikash
Jyoti Bikash Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.30%
11
Saptakoshi
Saptakoshi Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.35%
12
Nepal SBI
Nepal SBI Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.45%
13
RBB
Rastriya Banijya Bank
Base Rate (Baishakh/Jestha 2083)
6.50%
14
Sindhu Bikas
Sindhu Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.50%
15
Salapa Bikas
Salapa Bikas Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.50%
16
Nabil Bank
Nabil Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.55%
17
HBL
Himalayan Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.65%
18
Gurkhas Finance
Gurkhas Finance Limited
Base Rate (Baishakh/Jestha 2083)
6.70%
19
Everest Bank
Everest Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.80%
20
ADBL
Agricultural Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.85%
21
Nepal Bank
Nepal Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.90%
22
Citizens Bank
Citizens Bank International Limited
Base Rate (Baishakh/Jestha 2083)
6.95%
23
NIMB
Nepal Investment Mega Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.95%
24
Sanima Bank
Sanima Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.95%
25
Miteri
Miteri Development Bank Limited
Base Rate (Baishakh/Jestha 2083)
6.95%
26
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.00%
27
NMB Bank
NMB Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.00%
28
NIC Asia
NIC Asia Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.05%
29
Siddhartha Bank
Siddhartha Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.05%
30
Global IME
Global IME Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.10%
31
Prime Bank
Prime Commercial Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.10%
32
Kumari Bank
Kumari Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.20%
33
MBL
Machhapuchchhre Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.25%
34
Prabhu Bank
Prabhu Bank Limited
Base Rate (Baishakh/Jestha 2083)
7.40%
35
Pokhara Finance
Pokhara Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.50%
36
Manjushree Finance
Manjushree Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.50%
37
ICFC Finance
ICFC Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.50%
38
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.50%
39
Goodwill Finance
Goodwill Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.50%
40
Reliance Finance
Reliance Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.63%
41
Progressive Finance
Progressive Finance Limited
Base Rate (Baishakh/Jestha 2083)
7.66%
42
Multipurpose Finance
Multipurpose Finance Company Limited
Base Rate (Baishakh/Jestha 2083)
8.00%
43
Janaki Finance
Janaki Finance Company Limited
Base Rate (Baishakh/Jestha 2083)
8.00%
44
Central Finance
Central Finance Limited
Base Rate (Baishakh/Jestha 2083)
8.00%
45
Nepal Finance
Nepal Finance Limited
Base Rate (Baishakh/Jestha 2083)
8.26%
46
Best Finance
Best Finance Limited
Base Rate (Baishakh/Jestha 2083)
8.75%
Select two banks to compare all loan interest rates side by side.