Savings Calculator
Project your savings with monthly compounding — tailored for Nepali rupee savers
* Illustration follows the same Nepali convention as our FD calculator: interest is credited each fiscal quarter using simple interest at one-fourth of the annual rate, applied to the average balance during that quarter; any leftover months use a proportional payout. Monthly deposits are added at month-end. Actual banks may use daily-balance rules — results may differ slightly.
| Period | Deposited | Interest | Balance |
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How this savings calculator works
Enter your opening balance, optional monthly deposits, and the annual rate. Interest is applied quarter-by-quarter (every three months), like typical Nepali bank savings that pay and credit interest quarterly — not month-on-month compound interest.
Formula
Each full quarter: interest = (average balance in the quarter) × (annual rate ÷ 100) ÷ 4. With equal month-end deposits, average balance ≈ balance at quarter start + 1.5 × monthly deposit. Shorter final stretches use the same proportional rule as our FD tool: average × rate × (months ÷ 12). Credited interest increases your balance for following quarters.
By using this simple Savings Interest Calculator, you can easily calculate the returns on your regular deposit. If you are searching for the best and easy tool to calculate your return on your savings account, then this calculator helps you. Yes, we have designed this Investment Interest Calculator to calculate your interest and principal amount at your fingertips.
Saving Interest Calculator
How Saving Interest Calculator Works?
This Saving Investment Calculator works at your command. Here you have to enter your data and tap to get the investment summary showing your principal amount, interest earned and total maturity amount. Here’s the breakdown of these steps,
- Please enter the amount you want to deposit in the Initial Deposit. Suppose you have 2,00,000/, then enter it.
- Enter the Interest rate provided by the bank. Suppose if Nabil Bank delivers 3% interest rate in your Nabil GenN Account, then enter 3.
- Choose the duration based on your goal in Duration Type. Suppose if you want to deposit for more than years, then choose Years; by default, it is set to Years.
- Now enter the duration, the years as 10 years, 5 years, etc.
- That’s it.