Prime Commercial Bank Limited
Savings Deposit
2.76–5.01%- Regular Savings Account 2.76%
- Jeevan Suraksya / Supreme Savings 4.01%
- Senior Citizen Savings 3.50%
- Women Savings Account 3.50%
- Baideshik Remit Savings 5.01%
Fixed Deposit
3.00–5.15%- Fixed Deposit – 3 to 6 Months 3.00%
- Fixed Deposit – 6 Months to 1 Year 3.50%
- Fixed Deposit – 1 Year to 2 Years 4.50%
- Fixed Deposit – 2 Years and Above 5.00%
- Remittance Special Fixed Deposit 5.15%
- FCY USD Fixed Deposit 3.25%
Call Deposit
2.75%- Call Deposit 2.75%
Recurring Deposit
4.50%- Recurring Deposit 4.50%
Current Account
- Current Account —
Home / Housing Loan
10.10–11.10%- Home / Housing Loan — BR + 2.00% to 3.00% 10.10%
- Housing Loan above 1 crore — BR + 2.50% to 3.50% 10.60%
- Home Equity / Mortgage Loan — BR + 2.50% to 4.00% 11.10%
Auto / Vehicle Loan
10.60–11.10%- Auto / Private Vehicle Loan — BR + 2.50% to 3.50% 10.60%
- Two-Wheeler Loan — BR + 2.75% to 3.75% 10.85%
- Commercial Vehicle Loan — BR + 2.75% to 4.00% 11.10%
Hire Purchase
10.60%- Hire Purchase Loan — BR + 2.50% to 3.50% 10.60%
Personal / Professional
11.10–11.85%- Personal Term Loan — BR + 3.50% to 4.50% 11.60%
- Personal Overdraft Loan — BR + 3.75% to 4.75% 11.85%
- Professional Loan — BR + 2.75% to 4.00% 11.10%
Education Loan
11.10%- Education Loan — BR + 2.75% to 4.00% 11.10%
- Foreign Education Loan — BR + 3.00% to 4.00% 11.10%
Business / SME / Working Capital
10.60–11.10%- Business / SME Term Loan — BR + 1.75% to 3.50% 10.60%
- Working Capital / OD — BR + 1.25% to 3.50% 10.60%
- Bridge Gap Loan — BR + 2.50% to 4.00% 11.10%
- Cash Credit / STL / DL / TR — BR + 1.25% to 3.50% 10.60%
Agriculture Loan
10.10%- Agriculture / Agro Loan — BR + 1.50% to 3.00% 10.10%
- Agriculture Mechanisation Loan — BR + 1.50% to 3.00% 10.10%
Microfinance / Wholesale
9.10%- Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00% 9.10%
Gold Loan
11.10%- Gold Loan — BR + 2.50% to 4.00% 11.10%
Foreign Employment Loan
11.10%- Foreign Employment Loan — BR + 2.75% to 4.00% 11.10%
Deprived Sector Loan
10.60–11.10%- Deprived Sector Loan (Retail) — BR + 2.50% to 4.00% 11.10%
- Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50% 10.60%
Subsidised Loan
9.10%- Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00% 9.10%
Real Estate Loan
11.10%- Real Estate Loan — BR + 2.50% to 4.00% 11.10%
Other Loans
10.60–11.10%- Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher) —
- Loan against Govt / NRB Securities — Coupon + 2% —
- Loan against Life Insurance Policy — BR + 2.75% to 4.00% 11.10%
- Consortium Loan — per consortium decision —
- Fixed-rate Retail Loan (up to 10 yr, indicative) 10.60%