Prabhu Bank Limited
Savings Deposit
2.75–4.00%- Regular Savings Account 2.75%
- Unnati / Shramik Premium Savings 4.00%
- Senior Citizen Savings 3.25%
- Mahila Bachat (Women Savings) 3.25%
Fixed Deposit
2.75–5.55%- Fixed Deposit – 3 to 6 Months 2.75%
- Fixed Deposit – 6 Months to 1 Year 3.25%
- Fixed Deposit – 1 Year to 2 Years 4.00%
- Fixed Deposit – 2 Years to 3 Years 4.50%
- Fixed Deposit – 3 Years and Above 5.00%
- Remittance Special Fixed Deposit 5.55%
Call Deposit
2.50%- Call Deposit 2.50%
Current Account
- Current Account —
Home / Housing Loan
10.40–11.40%- Home / Housing Loan — BR + 2.00% to 3.00% 10.40%
- Housing Loan above 1 crore — BR + 2.50% to 3.50% 10.90%
- Home Equity / Mortgage Loan — BR + 2.50% to 4.00% 11.40%
Auto / Vehicle Loan
10.90–11.40%- Auto / Private Vehicle Loan — BR + 2.50% to 3.50% 10.90%
- Two-Wheeler Loan — BR + 2.75% to 3.75% 11.15%
- Commercial Vehicle Loan — BR + 2.75% to 4.00% 11.40%
Hire Purchase
10.90%- Hire Purchase Loan — BR + 2.50% to 3.50% 10.90%
Personal / Professional
11.40–12.15%- Personal Term Loan — BR + 3.50% to 4.50% 11.90%
- Personal Overdraft Loan — BR + 3.75% to 4.75% 12.15%
- Professional Loan — BR + 2.75% to 4.00% 11.40%
Education Loan
11.40%- Education Loan — BR + 2.75% to 4.00% 11.40%
- Foreign Education Loan — BR + 3.00% to 4.00% 11.40%
Business / SME / Working Capital
10.90–11.40%- Business / SME Term Loan — BR + 1.75% to 3.50% 10.90%
- Working Capital / OD — BR + 1.25% to 3.50% 10.90%
- Bridge Gap Loan — BR + 2.50% to 4.00% 11.40%
- Cash Credit / STL / DL / TR — BR + 1.25% to 3.50% 10.90%
Agriculture Loan
10.40%- Agriculture / Agro Loan — BR + 1.50% to 3.00% 10.40%
- Agriculture Mechanisation Loan — BR + 1.50% to 3.00% 10.40%
Microfinance / Wholesale
9.40%- Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00% 9.40%
Gold Loan
11.40%- Gold Loan — BR + 2.50% to 4.00% 11.40%
Foreign Employment Loan
11.40%- Foreign Employment Loan — BR + 2.75% to 4.00% 11.40%
Deprived Sector Loan
10.90–11.40%- Deprived Sector Loan (Retail) — BR + 2.50% to 4.00% 11.40%
- Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50% 10.90%
Subsidised Loan
9.40%- Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00% 9.40%
Real Estate Loan
11.40%- Real Estate Loan — BR + 2.50% to 4.00% 11.40%
Other Loans
10.90–11.40%- Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher) —
- Loan against Govt / NRB Securities — Coupon + 2% —
- Loan against Life Insurance Policy — BR + 2.75% to 4.00% 11.40%
- Consortium Loan — per consortium decision —
- Fixed-rate Retail Loan (up to 10 yr, indicative) 10.90%