Muktinath Bikas Bank Limited
Savings Deposit
2.75–4.01%- Sambriddhi Remit IPO — 4.01% 4.01%
- Aashirwad Bachat (Gold/Platinum) — 3.01% 3.01%
- Normal, Premium Bachat, Sarvotkrishta, Sambriddhi, Karmachari, Mahila Pewa, Sunaulo Baal Shichha, Sharedhani, Pocket Money, Krishak, Sajilo — 2.75% (Q) 2.75%
Fixed Deposit
2.75–4.81%- Fixed Deposit – 3 months (Individual) 2.75%
- Fixed Deposit – 6 months (Individual) 2.75%
- Fixed Deposit – 6 months (Institutional) 2.75%
- Fixed Deposit – 1 year (Individual) 2.90%
- Fixed Deposit – 1 year (Institutional) 2.75%
- Fixed Deposit – 2 years (Individual) 3.25%
- Fixed Deposit – 2 years (Institutional) 2.90%
- Fixed Deposit – 3 to 5 years (Individual) 4.00%
- Fixed Deposit – 3 to 5 years (Institutional) 3.00%
- Fixed Deposit – >5 to 10 years (Individual) 4.81%
- Fixed Deposit – >5 to 10 years (Institutional) 3.81%
- Akshaya Kosh (Negotiable; Min Rs.5,000) —
- Remittance FD (up to 2 yrs) — +1% on tenor —
Call Deposit
1.35%- FCY Deposit (up to) 1.35%
- Call Deposit (up to) 1.35%
Current Account
- Current Account —
Home / Housing Loan
8.23–12.00%- Housing Loan — BR + 0.40% to 2.40% (BR 5.83%) 8.23%
- Home Equity Loan — BR + 0.40% to 2.40% 8.23%
- Fixed Rate Term Loan — up to 5 years 11.50%
- Fixed Rate Term Loan — 5 to 10 years 11.75%
- Fixed Rate Term Loan — above 10 years 12.00%
Auto / Vehicle Loan
8.83%- Auto Loan — BR + 1.00% to 3.00% 8.83%
Hire Purchase
9.83%- Hire Purchase Loan — BR + 2.00% to 4.00% 9.83%
Personal / Professional
9.83–10.83%- Personal Term Loan — BR + 2.00% to 4.00% 9.83%
- Personal Overdraft Loan — BR + 2.50% to 4.50% 10.33%
- General Loan — BR + 3.00% to 5.00% 10.83%
Education Loan
9.83%- Education Loan — BR + 2.00% to 4.00% 9.83%
Business / SME / Working Capital
7.83–10.33%- Business Loan — BR + up to 2.00% 7.83%
- Flexi Business Loan — BR + 1.00% to 3.00% 8.83%
- Short Term Business Loan — BR + 2.00% to 4.00% 9.83%
- Sambridhi Business Karja — BR + 2.00% to 4.00% 9.83%
- Shulav Bayawasaya Karja — BR + 2.00% to 4.00% 9.83%
- Small Enterprise Loan — BR + 2.50% to 4.50% 10.33%
- Demand Loan — BR + 1.00% to 3.00% 8.83%
- Bridge Gap Loan — BR + up to 2.00% 7.83%
- Service Loan — BR + 2.50% to 4.50% 10.33%
- Term Mortgage Loan — BR + 1.00% to 3.00% 8.83%
Agriculture Loan
7.83–10.83%- Agriculture Loan — BR + up to 2.00% 7.83%
- Micro-Enterprise Loan — BR + 3.00% to 5.00% 10.83%
Microfinance / Wholesale
7.83%- Wholesale Loan (Cooperative) — BR + up to 2.00% 7.83%
- Wholesale Loan (MFIs) — BR + up to 2.00% 7.83%
Gold Loan
9.83%- Gold Loan — BR + 2.00% to 4.00% 9.83%
Subsidised Loan
7.83%- Subsidised Loan — BR + 2.00% 7.83%
Real Estate Loan
8.83–9.33%- Real Estate Loan — BR + 1.00% to 3.00% 8.83%
- Real Estate Overdraft — BR + 1.50% to 3.50% 9.33%
Other Loans
10.33–12.83%- Force Loan — BR + 7% 12.83%
- All Other Small Banking — BR + 2.50% to 4.50% 10.33%