Garima Bikas Bank Limited
Savings Deposit
2.75–4.75%- Foreign Remittance Saving / Foreign Employment IPO (1,000) 4.75%
- Mero Share (500) / PMS / Green Saver (500) 3.75%
- Garima Shuva Lava / Garima Dampati (10,000) 2.95%
- Five in One (1,000) 3.00%
- Anibarya / Home Employee / Janakalyan / Super Saving / Staff / General (500) / Sworojgar / Surakshit Talab — 2.75% 2.75%
- FCY savings ($10 min) — 2.75% 2.75%
Fixed Deposit
2.75–5.43%- Fixed Deposit – 3 to 6 months (Individual) 2.75%
- Fixed Deposit – 6 months to 1 year (Individual) 2.75%
- Fixed Deposit – 6 months to 1 year (Institutional) 2.75%
- Fixed Deposit – FCY 6 months and above 4.00%
- Fixed Deposit – 1 to 2 years (Institutional) 2.75%
- Fixed Deposit – 1 to 3 years (Individual) 3.00%
- Fixed Deposit – 2 to 5 years (Institutional) 4.00%
- Fixed Deposit – 3 to 5 years (Individual) 5.00%
- Fixed Deposit – 5+ years (Individual) 5.43%
- Fixed Deposit – 5+ years (Institutional) 4.45%
Call Deposit
1.37%- Call Account — corporate/financial (up to) 1.37%
Recurring Deposit
2.75–3.00%- Sunaulo Bhabisya Baal / Recurring / Swornim 3.00%
- Garima Surakshit — quarterly payout 2.75%
- Garima Surakshit — at maturity 3.00%
Current Account
- Current / Margin Account (deposit; 0%) —
Home / Housing Loan
8.30–13.99%- Housing Loan — BR + 1% to 3% (BR 5.30%) 8.30%
- Garima Aawas Karja — BR + 1% to 3% 8.30%
- Home / SME (Fixed) — Up to 7 yr 13.25%
- Home / SME (Fixed) — 7 to 10 yr 13.50%
- Home / SME (Fixed) — 10 to 15 yr 13.75%
- Home / SME (Fixed) — Above 15 yr 13.99%
Auto / Vehicle Loan
8.30–16.00%- Auto Loan — BR + 1% to 3% 8.30%
- HP / Auto (Fixed) — Up to 7 yr 16.00%
- HP / Auto (Fixed) — 7 to 10 yr 16.00%
Hire Purchase
9.30%- Hire Purchase — BR + 2% to 4% 9.30%
Personal / Professional
9.80–16.00%- Personal / Professional Loan — BR + 2.5% to 4.5% 9.80%
- Personal/Mortgage/Demand (Fixed) — Up to 7 yr 15.75%
- Personal/Mortgage/Demand (Fixed) — 7 to 10 yr 16.00%
Education Loan
8.30%- Education Loan — BR + 1% to 3% 8.30%
Business / SME / Working Capital
7.80–9.30%- Business / SME Term — BR + 1% to 3% 8.30%
- Business / SME Cash Credit — BR + 0.5% to 2.5% 7.80%
- Bridge Gap Loan — BR + 2% to 4% 9.30%
- Mortgage Loan — BR + 1.5% to 3.5% 8.80%
Agriculture Loan
8.30%- Agriculture Loan — BR + 1% to 3% 8.30%
Microfinance / Wholesale
7.30%- Microfinance Wholesale — BR + up to 2% 7.30%
Gold Loan
9.30%- Gold Loan — BR + 2% to 4% 9.30%
Deprived Sector Loan
9.30%- Deprived Sector Lending — BR + 2% to 4% 9.30%
Real Estate Loan
8.30%- Real Estate Loan — BR + 1% to 3% 8.30%
Other Loans
10.30%- Force Loan — BR + 5% 10.30%
- Loan Against Fixed Deposit — Coupon + up to 2% —