LoanHire Purchase Loan Interest Rate By Basanta Published December 5, 2025 Updated May 17, 2026 Shrawan 2083 Hire Purchase Rates — all BFIsSort highest/lowest for this scheme only. Open a bank to see matching schemes. Sort Bank-wise (A–Z order)Lowest hire purchaseHighest hire purchase Search banks AD Agricultural Development Bank Limited ADBL Savings 5.39% FD 4.15% RD 4.10% Call 2.00% Loan 8.85–11.60% Base 7.00% OD 10.35% Home 9.85% Auto 10.35% Hire purchase 10.35% Personal 10.85% Business 10.35% Education 10.85% Gold 10.85% Agriculture 9.85% Microfinance 8.85% Share 10.35% Foreign emp. 10.85% Deprived 10.35% Subsidised 8.85% Real estate 10.85% CI Citizens Bank International Limited Citizens Bank Savings 4.50% FD 4.75% RD 4.50% Call 3.00% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% EV Everest Bank Limited Everest Bank Savings 4.00% FD 5.00% No RD rate Call 3.00% Loan 8.80–11.55% Base 6.80% OD 10.30% Home 9.80% Auto 10.30% Hire purchase 10.30% Personal 10.80% Business 10.30% Education 10.80% Gold 10.80% Agriculture 9.80% Microfinance 8.80% Share 10.30% Foreign emp. 10.80% Deprived 10.30% Subsidised 8.80% Real estate 10.80% GL Global IME Bank Limited Global IME Savings 3.75% FD 4.00% RD 4.00% Call 2.50% Loan 9.10–11.85% Base 7.10% OD 10.60% Home 10.10% Auto 10.60% Hire purchase 10.60% Personal 11.10% Business 10.60% Education 11.10% Gold 11.10% Agriculture 10.10% Microfinance 9.10% Share 10.60% Foreign emp. 11.10% Deprived 10.60% Subsidised 9.10% Real estate 11.10% HB Himalayan Bank Limited HBL Savings 5.00% FD 5.50% RD 4.50% Call 2.75% Loan 8.65–11.40% Base 6.65% OD 10.15% Home 9.65% Auto 10.15% Hire purchase 10.15% Personal 10.65% Business 10.15% Education 10.65% Gold 10.65% Agriculture 9.65% Microfinance 8.65% Share 10.15% Foreign emp. 10.65% Deprived 10.15% Subsidised 8.65% Real estate 10.65% KU Kumari Bank Limited Kumari Bank Savings 4.31% FD 4.05% RD 4.00% Call 2.50% Loan 9.20–11.95% Base 7.20% OD 10.70% Home 10.20% Auto 10.70% Hire purchase 10.70% Personal 11.20% Business 10.70% Education 11.20% Gold 11.20% Agriculture 10.20% Microfinance 9.20% Share 10.70% Foreign emp. 11.20% Deprived 10.70% Subsidised 9.20% Real estate 11.20% LA Laxmi Sunrise Bank Limited Laxmi Sunrise Savings 4.00% FD 5.50% RD 4.50% Call 2.50% Loan 9.00–11.75% Base 7.00% OD 10.50% Home 10.00% Auto 10.50% Hire purchase 10.50% Personal 11.00% Business 10.50% Education 11.00% Gold 11.00% Agriculture 10.00% Microfinance 9.00% Share 10.50% Foreign emp. 11.00% Deprived 10.50% Subsidised 9.00% Real estate 11.00% MB Machhapuchchhre Bank Limited MBL Savings 4.00% FD 4.50% No RD rate Call 2.50% Loan 9.25–12.00% Base 7.25% OD 10.75% Home 10.25% Auto 10.75% Hire purchase 10.75% Personal 11.25% Business 10.75% Education 11.25% Gold 11.25% Agriculture 10.25% Microfinance 9.25% Share 10.75% Foreign emp. 11.25% Deprived 10.75% Subsidised 9.25% Real estate 11.25% NA Nabil Bank Limited Nabil Bank Savings 3.80% FD 6.55% No RD rate Call 2.75% Loan 8.55–11.30% Base 6.55% OD 10.05% Home 9.55% Auto 10.05% Hire purchase 10.05% Personal 10.55% Business 10.05% Education 10.55% Gold 10.55% Agriculture 9.55% Microfinance 8.55% Share 10.05% Foreign emp. 10.55% Deprived 10.05% Subsidised 8.55% Real estate 10.55% NE Nepal Bank Limited Nepal Bank Savings 3.50% FD 5.50% No RD rate Call 2.50% Loan 8.90–11.65% Base 6.90% OD 10.40% Home 9.90% Auto 10.40% Hire purchase 10.40% Personal 10.90% Business 10.40% Education 10.90% Gold 10.90% Agriculture 9.90% Microfinance 8.90% Share 10.40% Foreign emp. 10.90% Deprived 10.40% Subsidised 8.90% Real estate 10.90% NI Nepal Investment Mega Bank Limited NIMB Savings 4.75% FD 4.75% RD 4.50% Call 1.35% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% NE Nepal SBI Bank Limited Nepal SBI Savings 3.25% FD 4.25% No RD rate Call 2.50% Loan 8.45–11.20% Base 6.45% OD 9.95% Home 9.45% Auto 9.95% Hire purchase 9.95% Personal 10.45% Business 9.95% Education 10.45% Gold 10.45% Agriculture 9.45% Microfinance 8.45% Share 9.95% Foreign emp. 10.45% Deprived 9.95% Subsidised 8.45% Real estate 10.45% NI NIC Asia Bank Limited NIC Asia Savings 4.25% FD 4.75% No RD rate Call 2.75% Loan 9.05–11.80% Base 7.05% OD 10.55% Home 10.05% Auto 10.55% Hire purchase 10.55% Personal 11.05% Business 10.55% Education 11.05% Gold 11.05% Agriculture 10.05% Microfinance 9.05% Share 10.55% Foreign emp. 11.05% Deprived 10.55% Subsidised 9.05% Real estate 11.05% NM NMB Bank Limited NMB Bank Savings 3.00% FD 4.25% RD 4.25% Call 2.50% Loan 9.00–11.75% Base 7.00% OD 10.50% Home 10.00% Auto 10.50% Hire purchase 10.50% Personal 11.00% Business 10.50% Education 11.00% Gold 11.00% Agriculture 10.00% Microfinance 9.00% Share 10.50% Foreign emp. 11.00% Deprived 10.50% Subsidised 9.00% Real estate 11.00% PR Prabhu Bank Limited Prabhu Bank Savings 4.00% FD 5.55% No RD rate Call 2.50% Loan 9.40–12.15% Base 7.40% OD 10.90% Home 10.40% Auto 10.90% Hire purchase 10.90% Personal 11.40% Business 10.90% Education 11.40% Gold 11.40% Agriculture 10.40% Microfinance 9.40% Share 10.90% Foreign emp. 11.40% Deprived 10.90% Subsidised 9.40% Real estate 11.40% PR Prime Commercial Bank Limited Prime Bank Savings 5.01% FD 5.15% RD 4.50% Call 2.75% Loan 9.10–11.85% Base 7.10% OD 10.60% Home 10.10% Auto 10.60% Hire purchase 10.60% Personal 11.10% Business 10.60% Education 11.10% Gold 11.10% Agriculture 10.10% Microfinance 9.10% Share 10.60% Foreign emp. 11.10% Deprived 10.60% Subsidised 9.10% Real estate 11.10% RB Rastriya Banijya Bank RBB Savings 4.50% FD 4.25% No RD rate Call 2.50% Loan 8.50–11.25% Base 6.50% OD 10.00% Home 9.50% Auto 10.00% Hire purchase 10.00% Personal 10.50% Business 10.00% Education 10.50% Gold 10.50% Agriculture 9.50% Microfinance 8.50% Share 10.00% Foreign emp. 10.50% Deprived 10.00% Subsidised 8.50% Real estate 10.50% SA Sanima Bank Limited Sanima Bank Savings 3.80% FD 5.50% RD 4.50% Call 2.50% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% SI Siddhartha Bank Limited Siddhartha Bank Savings 4.05% FD 5.05% RD 4.50% Call 2.50% Loan 9.05–11.80% Base 7.05% OD 10.55% Home 10.05% Auto 10.55% Hire purchase 10.55% Personal 11.05% Business 10.55% Education 11.05% Gold 11.05% Agriculture 10.05% Microfinance 9.05% Share 10.55% Foreign emp. 11.05% Deprived 10.55% Subsidised 9.05% Real estate 11.05% ST Standard Chartered Bank Nepal Limited Std. Chartered Savings 5.50% FD 4.50% No RD rate Call 2.50% Loan 7.85–10.60% Base 5.85% OD 9.35% Home 8.85% Auto 9.35% Hire purchase 9.35% Personal 9.85% Business 9.35% Education 9.85% Gold 9.85% Agriculture 8.85% Microfinance 7.85% Share 9.35% Foreign emp. 9.85% Deprived 9.35% Subsidised 7.85% Real estate 9.85% SH Shine Resunga Development Bank Limited Shine Resunga Savings 5.00% FD 5.11% RD 3.50% Call 1.37% Loan 7.91–9.91% Base 5.91% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate Deprived 7.91% No subsidised rate No real estate rate SI Sindhu Bikas Bank Limited Sindhu Bikas Savings 2.75% FD 3.25% No RD rate Call 1.85% No loan rate Base 6.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate SA Saptakoshi Development Bank Limited Saptakoshi Savings 4.00% FD 7.00% RD 6.00% Call 1.90% Loan 8.35–10.50% Base 6.35% OD 8.35% Home 8.85% Auto 10.50% Hire purchase 8.85% Personal 9.35% Business 8.85% Education 8.85% Gold 9.35% Agriculture 8.35% No microfinance rate Share 8.85% Foreign emp. 8.85% Deprived 8.35% Subsidised 8.35% Real estate 9.35% SH Shangrila Development Bank Limited Shangrila Savings 4.00% FD 4.81% No RD rate Call 1.37% Loan 9.75–10.99% Base 5.76% OD 9.75% Home 9.75% Auto 9.75% Hire purchase 9.75% Personal 9.75% Business 9.75% Education 9.75% Gold 9.75% No agriculture rate No microfinance rate Share 9.75% Foreign emp. 9.75% Deprived 9.75% Subsidised 9.75% No real estate rate SA Salapa Bikas Bank Limited Salapa Bikas Savings 3.90% FD 3.85% RD 3.75% Call 1.90% No loan rate Base 6.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate MU Muktinath Bikas Bank Limited Muktinath Savings 4.01% FD 4.81% No RD rate Call 1.35% Loan 7.83–12.83% Base 5.83% OD 9.33% Home 8.23% Auto 8.83% Hire purchase 9.83% Personal 9.83% Business 7.83% Education 9.83% Gold 9.83% Agriculture 7.83% Microfinance 7.83% Share 8.83% No foreign emp. rate No deprived rate Subsidised 7.83% Real estate 8.83% MI Miteri Development Bank Limited Miteri Savings 4.00% FD 6.00% No RD rate Call 1.37% Loan 8.95–12.00% Base 6.95% No OD rate Home 10.95% No auto rate Hire purchase 10.95% Personal 10.95% Business 10.95% Education 10.95% No gold rate Agriculture 10.95% No microfinance rate Share 10.95% No foreign emp. rate Deprived 8.95% No subsidised rate Real estate 10.95% MA Mahalaxmi Bikas Bank Limited Mahalaxmi Savings 3.80% FD 4.95% RD 3.00% Call 1.88% Loan 6.99–9.58% Base 5.83% OD 9.58% Home 6.99% Auto 7.49% Hire purchase 9.58% Personal 9.58% Business 6.99% Education 9.58% No gold rate Agriculture 9.58% No microfinance rate Share 9.58% No foreign emp. rate Deprived 9.58% No subsidised rate No real estate rate LU Lumbini Bikas Bank Limited Lumbini Savings 4.00% FD 4.85% No RD rate Call 1.37% Loan 8.00–11.50% Base 6.00% OD 10.00% Home 10.00% Auto 10.00% Hire purchase 10.00% Personal 10.00% Business 8.00% Education 10.00% Gold 10.00% Agriculture 10.00% No microfinance rate Share 10.00% Foreign emp. 10.00% Deprived 10.00% No subsidised rate Real estate 10.00% KA Kamana Sewa Bikas Bank Limited Kamana Sewa Savings 3.93% FD 3.64% No RD rate Call 1.93% No loan rate Base 6.20% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate JY Jyoti Bikash Bank Limited Jyoti Bikash Savings 2.75% FD 3.59% No RD rate Call 1.89% No loan rate Base 6.30% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate GA Garima Bikas Bank Limited Garima Savings 4.75% FD 5.43% RD 3.00% Call 1.37% Loan 7.30–16.00% Base 5.30% No OD rate Home 8.30% Auto 8.30% Hire purchase 9.30% Personal 9.80% Business 7.80% Education 8.30% Gold 9.30% Agriculture 8.30% Microfinance 7.30% Share 8.30% No foreign emp. rate Deprived 9.30% No subsidised rate Real estate 8.30% EX Excel Development Bank Limited Excel DBL Savings 3.50% FD 5.81% RD 4.00% Call 1.91% Loan 9.80% Base 5.80% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate RE Reliance Finance Limited Reliance Finance Savings 5.25% FD 6.00% No RD rate Call 1.50% Loan 9.13–13.00% Base 7.63% No OD rate Home 9.63% Auto 9.63% No hire purchase rate Personal 9.63% Business 9.63% Education 10.13% Gold 10.63% Agriculture 10.13% No microfinance rate Share 9.13% No foreign emp. rate Deprived 9.63% No subsidised rate Real estate 10.38% PO Pokhara Finance Limited Pokhara Finance Savings 3.15% FD 4.05% No RD rate Call 1.20% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate NE Nepal Finance Limited Nepal Finance Savings 3.60% FD 5.50% No RD rate Call 1.50% Loan 9.50–12.26% Base 8.26% No OD rate Home 9.50% Auto 9.50% No hire purchase rate Personal 9.99% Business 11.26% No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate Deprived 10.26% Subsidised 10.26% No real estate rate MU Multipurpose Finance Company Limited Multipurpose Finance Savings 4.25% FD 5.50% No RD rate Call 1.62% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate MA Manjushree Finance Limited Manjushree Finance Savings 3.12% FD 4.02% No RD rate Call 1.18% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate JA Janaki Finance Company Limited Janaki Finance Savings 5.75% FD 7.00% No RD rate Call 2.12% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate IC ICFC Finance Limited ICFC Finance Savings 3.22% FD 4.12% No RD rate Call 1.28% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate GU Guheswori Merchant Banking & Finance Limited Guheswori Finance Savings 3.14% FD 4.06% No RD rate Call 1.21% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate GO Goodwill Finance Limited Goodwill Finance Savings 3.16% FD 4.07% No RD rate Call 1.23% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate GU Gurkhas Finance Limited Gurkhas Finance Savings 3.75% FD 5.55% No RD rate Call 1.17% Loan 13.70% Base 6.70% No OD rate Home 13.70% No auto rate No hire purchase rate Personal 13.70% Business 13.70% No education rate Gold 13.70% No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate CE Central Finance Limited Central Finance Savings 3.65% FD 4.85% No RD rate Call 1.50% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate BE Best Finance Limited Best Finance Savings 5.75% FD 6.50% No RD rate Call 1.50% Loan 9.90–13.75% Base 8.75% No OD rate Home 9.90% Auto 10.50% No hire purchase rate Personal 9.90% Business 13.75% No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate PR Progressive Finance Limited Progressive Finance Savings 3.75% FD 5.35% RD 5.35% Call 0.50% Loan 9.66–11.00% Base 7.66% No OD rate Home 10.66% No auto rate Hire purchase 10.66% Personal 10.66% Business 10.66% Education 10.66% No gold rate Agriculture 10.66% No microfinance rate Share 10.66% Foreign emp. 10.66% Deprived 9.66% No subsidised rate Real estate 10.66% Hire Purchase LoanInterest RateLoan Rate Share Facebook X WhatsApp ← PreviousStandard Chartered Bank Interest RatesNext →Share Loan Interest Rate in Nepal (Margin Trading Interest Rate)
