LoanHire Purchase Loan Interest Rate By Basanta Published December 5, 2025 Updated May 17, 2026 Shrawan 2083 Hire Purchase Rates — all BFIsSort highest/lowest for this scheme only. Open a bank to see matching schemes. Sort Bank-wise (A–Z order)Lowest hire purchaseHighest hire purchase Search banks All Class A Class B Class C ★ Favorites Export CSV CompareSelect up to 3 banks, then compare side by side. Compare selected ★ Compare AD Agricultural Development Bank Limited Class A ADBL Savings 5.39% FD 4.15% RD 4.10% Call 2.00% Loan 8.85–11.60% Base 7.00% OD 10.35% Home 9.85% Auto 10.35% Hire purchase 10.35% Personal 10.85% Business 10.35% Education 10.85% Gold 10.85% Agriculture 9.85% Microfinance 8.85% Share 10.35% Foreign emp. 10.85% Deprived 10.35% Subsidised 8.85% Real estate 10.85% ★ Compare CI Citizens Bank International Limited Class A Citizens Bank Savings 4.50% FD 4.75% RD 4.50% Call 3.00% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% ★ Compare EV Everest Bank Limited Class A Everest Bank Savings 4.00% FD 5.00% No RD rate Call 3.00% Loan 8.80–11.55% Base 6.80% OD 10.30% Home 9.80% Auto 10.30% Hire purchase 10.30% Personal 10.80% Business 10.30% Education 10.80% Gold 10.80% Agriculture 9.80% Microfinance 8.80% Share 10.30% Foreign emp. 10.80% Deprived 10.30% Subsidised 8.80% Real estate 10.80% ★ Compare GL Global IME Bank Limited Class A Global IME Savings 3.75% FD 4.00% RD 4.00% Call 2.50% Loan 9.10–11.85% Base 7.10% OD 10.60% Home 10.10% Auto 10.60% Hire purchase 10.60% Personal 11.10% Business 10.60% Education 11.10% Gold 11.10% Agriculture 10.10% Microfinance 9.10% Share 10.60% Foreign emp. 11.10% Deprived 10.60% Subsidised 9.10% Real estate 11.10% ★ Compare HB Himalayan Bank Limited Class A HBL Savings 5.00% FD 5.50% RD 4.50% Call 2.75% Loan 8.65–11.40% Base 6.65% OD 10.15% Home 9.65% Auto 10.15% Hire purchase 10.15% Personal 10.65% Business 10.15% Education 10.65% Gold 10.65% Agriculture 9.65% Microfinance 8.65% Share 10.15% Foreign emp. 10.65% Deprived 10.15% Subsidised 8.65% Real estate 10.65% ★ Compare KU Kumari Bank Limited Class A Kumari Bank Savings 4.31% FD 4.05% RD 4.00% Call 2.50% Loan 9.20–11.95% Base 7.20% OD 10.70% Home 10.20% Auto 10.70% Hire purchase 10.70% Personal 11.20% Business 10.70% Education 11.20% Gold 11.20% Agriculture 10.20% Microfinance 9.20% Share 10.70% Foreign emp. 11.20% Deprived 10.70% Subsidised 9.20% Real estate 11.20% ★ Compare LA Laxmi Sunrise Bank Limited Class A Laxmi Sunrise Savings 4.00% FD 5.50% RD 4.50% Call 2.50% Loan 9.00–11.75% Base 7.00% OD 10.50% Home 10.00% Auto 10.50% Hire purchase 10.50% Personal 11.00% Business 10.50% Education 11.00% Gold 11.00% Agriculture 10.00% Microfinance 9.00% Share 10.50% Foreign emp. 11.00% Deprived 10.50% Subsidised 9.00% Real estate 11.00% ★ Compare MB Machhapuchchhre Bank Limited Class A MBL Savings 4.00% FD 4.50% No RD rate Call 2.50% Loan 9.25–12.00% Base 7.25% OD 10.75% Home 10.25% Auto 10.75% Hire purchase 10.75% Personal 11.25% Business 10.75% Education 11.25% Gold 11.25% Agriculture 10.25% Microfinance 9.25% Share 10.75% Foreign emp. 11.25% Deprived 10.75% Subsidised 9.25% Real estate 11.25% ★ Compare NA Nabil Bank Limited Class A Nabil Bank Savings 3.80% FD 6.55% No RD rate Call 2.75% Loan 8.55–11.30% Base 6.55% OD 10.05% Home 9.55% Auto 10.05% Hire purchase 10.05% Personal 10.55% Business 10.05% Education 10.55% Gold 10.55% Agriculture 9.55% Microfinance 8.55% Share 10.05% Foreign emp. 10.55% Deprived 10.05% Subsidised 8.55% Real estate 10.55% ★ Compare NE Nepal Bank Limited Class A Nepal Bank Savings 3.50% FD 5.50% No RD rate Call 2.50% Loan 8.90–11.65% Base 6.90% OD 10.40% Home 9.90% Auto 10.40% Hire purchase 10.40% Personal 10.90% Business 10.40% Education 10.90% Gold 10.90% Agriculture 9.90% Microfinance 8.90% Share 10.40% Foreign emp. 10.90% Deprived 10.40% Subsidised 8.90% Real estate 10.90% ★ Compare NI Nepal Investment Mega Bank Limited Class A NIMB Savings 4.75% FD 4.75% RD 4.50% Call 1.35% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% ★ Compare NE Nepal SBI Bank Limited Class A Nepal SBI Savings 3.25% FD 4.25% No RD rate Call 2.50% Loan 8.45–11.20% Base 6.45% OD 9.95% Home 9.45% Auto 9.95% Hire purchase 9.95% Personal 10.45% Business 9.95% Education 10.45% Gold 10.45% Agriculture 9.45% Microfinance 8.45% Share 9.95% Foreign emp. 10.45% Deprived 9.95% Subsidised 8.45% Real estate 10.45% ★ Compare NI NIC Asia Bank Limited Class A NIC Asia Savings 4.25% FD 4.75% No RD rate Call 2.75% Loan 9.05–11.80% Base 7.05% OD 10.55% Home 10.05% Auto 10.55% Hire purchase 10.55% Personal 11.05% Business 10.55% Education 11.05% Gold 11.05% Agriculture 10.05% Microfinance 9.05% Share 10.55% Foreign emp. 11.05% Deprived 10.55% Subsidised 9.05% Real estate 11.05% ★ Compare NM NMB Bank Limited Class A NMB Bank Savings 3.00% FD 4.25% RD 4.25% Call 2.50% Loan 9.00–11.75% Base 7.00% OD 10.50% Home 10.00% Auto 10.50% Hire purchase 10.50% Personal 11.00% Business 10.50% Education 11.00% Gold 11.00% Agriculture 10.00% Microfinance 9.00% Share 10.50% Foreign emp. 11.00% Deprived 10.50% Subsidised 9.00% Real estate 11.00% ★ Compare PR Prabhu Bank Limited Class A Prabhu Bank Savings 4.00% FD 5.55% No RD rate Call 2.50% Loan 9.40–12.15% Base 7.40% OD 10.90% Home 10.40% Auto 10.90% Hire purchase 10.90% Personal 11.40% Business 10.90% Education 11.40% Gold 11.40% Agriculture 10.40% Microfinance 9.40% Share 10.90% Foreign emp. 11.40% Deprived 10.90% Subsidised 9.40% Real estate 11.40% ★ Compare PR Prime Commercial Bank Limited Class A Prime Bank Savings 5.01% FD 5.15% RD 4.50% Call 2.75% Loan 9.10–11.85% Base 7.10% OD 10.60% Home 10.10% Auto 10.60% Hire purchase 10.60% Personal 11.10% Business 10.60% Education 11.10% Gold 11.10% Agriculture 10.10% Microfinance 9.10% Share 10.60% Foreign emp. 11.10% Deprived 10.60% Subsidised 9.10% Real estate 11.10% ★ Compare RB Rastriya Banijya Bank Class A RBB Savings 4.50% FD 4.25% No RD rate Call 2.50% Loan 8.50–11.25% Base 6.50% OD 10.00% Home 9.50% Auto 10.00% Hire purchase 10.00% Personal 10.50% Business 10.00% Education 10.50% Gold 10.50% Agriculture 9.50% Microfinance 8.50% Share 10.00% Foreign emp. 10.50% Deprived 10.00% Subsidised 8.50% Real estate 10.50% ★ Compare SA Sanima Bank Limited Class A Sanima Bank Savings 3.80% FD 5.50% RD 4.50% Call 2.50% Loan 8.95–11.70% Base 6.95% OD 10.45% Home 9.95% Auto 10.45% Hire purchase 10.45% Personal 10.95% Business 10.45% Education 10.95% Gold 10.95% Agriculture 9.95% Microfinance 8.95% Share 10.45% Foreign emp. 10.95% Deprived 10.45% Subsidised 8.95% Real estate 10.95% ★ Compare SI Siddhartha Bank Limited Class A Siddhartha Bank Savings 4.05% FD 5.05% RD 4.50% Call 2.50% Loan 9.05–11.80% Base 7.05% OD 10.55% Home 10.05% Auto 10.55% Hire purchase 10.55% Personal 11.05% Business 10.55% Education 11.05% Gold 11.05% Agriculture 10.05% Microfinance 9.05% Share 10.55% Foreign emp. 11.05% Deprived 10.55% Subsidised 9.05% Real estate 11.05% ★ Compare ST Standard Chartered Bank Nepal Limited Class A Std. Chartered Savings 5.50% FD 4.50% No RD rate Call 2.50% Loan 7.85–10.60% Base 5.85% OD 9.35% Home 8.85% Auto 9.35% Hire purchase 9.35% Personal 9.85% Business 9.35% Education 9.85% Gold 9.85% Agriculture 8.85% Microfinance 7.85% Share 9.35% Foreign emp. 9.85% Deprived 9.35% Subsidised 7.85% Real estate 9.85% ★ Compare SH Shine Resunga Development Bank Limited Class B Shine Resunga Savings 5.00% FD 5.11% RD 3.50% Call 1.37% Loan 7.91–9.91% Base 5.91% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate Deprived 7.91% No subsidised rate No real estate rate ★ Compare SI Sindhu Bikas Bank Limited Class B Sindhu Bikas Savings 2.75% FD 3.25% No RD rate Call 1.85% No loan rate Base 6.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare SA Saptakoshi Development Bank Limited Class B Saptakoshi Savings 4.00% FD 7.00% RD 6.00% Call 1.90% Loan 8.35–10.50% Base 6.35% OD 8.35% Home 8.85% Auto 10.50% Hire purchase 8.85% Personal 9.35% Business 8.85% Education 8.85% Gold 9.35% Agriculture 8.35% No microfinance rate Share 8.85% Foreign emp. 8.85% Deprived 8.35% Subsidised 8.35% Real estate 9.35% ★ Compare SH Shangrila Development Bank Limited Class B Shangrila Savings 4.00% FD 4.81% No RD rate Call 1.37% Loan 9.75–10.99% Base 5.76% OD 9.75% Home 9.75% Auto 9.75% Hire purchase 9.75% Personal 9.75% Business 9.75% Education 9.75% Gold 9.75% No agriculture rate No microfinance rate Share 9.75% Foreign emp. 9.75% Deprived 9.75% Subsidised 9.75% No real estate rate ★ Compare SA Salapa Bikas Bank Limited Class B Salapa Bikas Savings 3.90% FD 3.85% RD 3.75% Call 1.90% No loan rate Base 6.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare MU Muktinath Bikas Bank Limited Class B Muktinath Savings 4.01% FD 4.81% No RD rate Call 1.35% Loan 7.83–12.83% Base 5.83% OD 9.33% Home 8.23% Auto 8.83% Hire purchase 9.83% Personal 9.83% Business 7.83% Education 9.83% Gold 9.83% Agriculture 7.83% Microfinance 7.83% Share 8.83% No foreign emp. rate No deprived rate Subsidised 7.83% Real estate 8.83% ★ Compare MI Miteri Development Bank Limited Class B Miteri Savings 4.00% FD 6.00% No RD rate Call 1.37% Loan 8.95–12.00% Base 6.95% No OD rate Home 10.95% No auto rate Hire purchase 10.95% Personal 10.95% Business 10.95% Education 10.95% No gold rate Agriculture 10.95% No microfinance rate Share 10.95% No foreign emp. rate Deprived 8.95% No subsidised rate Real estate 10.95% ★ Compare MA Mahalaxmi Bikas Bank Limited Class B Mahalaxmi Savings 3.80% FD 4.95% RD 3.00% Call 1.88% Loan 6.99–9.58% Base 5.83% OD 9.58% Home 6.99% Auto 7.49% Hire purchase 9.58% Personal 9.58% Business 6.99% Education 9.58% No gold rate Agriculture 9.58% No microfinance rate Share 9.58% No foreign emp. rate Deprived 9.58% No subsidised rate No real estate rate ★ Compare LU Lumbini Bikas Bank Limited Class B Lumbini Savings 4.00% FD 4.85% No RD rate Call 1.37% Loan 8.00–11.50% Base 6.00% OD 10.00% Home 10.00% Auto 10.00% Hire purchase 10.00% Personal 10.00% Business 8.00% Education 10.00% Gold 10.00% Agriculture 10.00% No microfinance rate Share 10.00% Foreign emp. 10.00% Deprived 10.00% No subsidised rate Real estate 10.00% ★ Compare KA Kamana Sewa Bikas Bank Limited Class B Kamana Sewa Savings 3.93% FD 3.64% No RD rate Call 1.93% No loan rate Base 6.20% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare JY Jyoti Bikash Bank Limited Class B Jyoti Bikash Savings 2.75% FD 3.59% No RD rate Call 1.89% No loan rate Base 6.30% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare GA Garima Bikas Bank Limited Class B Garima Savings 4.75% FD 5.43% RD 3.00% Call 1.37% Loan 7.30–16.00% Base 5.30% No OD rate Home 8.30% Auto 8.30% Hire purchase 9.30% Personal 9.80% Business 7.80% Education 8.30% Gold 9.30% Agriculture 8.30% Microfinance 7.30% Share 8.30% No foreign emp. rate Deprived 9.30% No subsidised rate Real estate 8.30% ★ Compare EX Excel Development Bank Limited Class B Excel DBL Savings 3.50% FD 5.81% RD 4.00% Call 1.91% Loan 9.80% Base 5.80% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare RE Reliance Finance Limited Class C Reliance Finance Savings 5.25% FD 6.00% No RD rate Call 1.50% Loan 9.13–13.00% Base 7.63% No OD rate Home 9.63% Auto 9.63% No hire purchase rate Personal 9.63% Business 9.63% Education 10.13% Gold 10.63% Agriculture 10.13% No microfinance rate Share 9.13% No foreign emp. rate Deprived 9.63% No subsidised rate Real estate 10.38% ★ Compare PO Pokhara Finance Limited Class C Pokhara Finance Savings 3.15% FD 4.05% No RD rate Call 1.20% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare NE Nepal Finance Limited Class C Nepal Finance Savings 3.60% FD 5.50% No RD rate Call 1.50% Loan 9.50–12.26% Base 8.26% No OD rate Home 9.50% Auto 9.50% No hire purchase rate Personal 9.99% Business 11.26% No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate Deprived 10.26% Subsidised 10.26% No real estate rate ★ Compare MU Multipurpose Finance Company Limited Class C Multipurpose Finance Savings 4.25% FD 5.50% No RD rate Call 1.62% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare MA Manjushree Finance Limited Class C Manjushree Finance Savings 3.12% FD 4.02% No RD rate Call 1.18% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare JA Janaki Finance Company Limited Class C Janaki Finance Savings 5.75% FD 7.00% No RD rate Call 2.12% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare IC ICFC Finance Limited Class C ICFC Finance Savings 3.22% FD 4.12% No RD rate Call 1.28% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare GU Guheswori Merchant Banking & Finance Limited Class C Guheswori Finance Savings 3.14% FD 4.06% No RD rate Call 1.21% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare GO Goodwill Finance Limited Class C Goodwill Finance Savings 3.16% FD 4.07% No RD rate Call 1.23% No loan rate Base 7.50% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare GU Gurkhas Finance Limited Class C Gurkhas Finance Savings 3.75% FD 5.55% No RD rate Call 1.17% Loan 13.70% Base 6.70% No OD rate Home 13.70% No auto rate No hire purchase rate Personal 13.70% Business 13.70% No education rate Gold 13.70% No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare CE Central Finance Limited Class C Central Finance Savings 3.65% FD 4.85% No RD rate Call 1.50% No loan rate Base 8.00% No OD rate No home rate No auto rate No hire purchase rate No personal rate No business rate No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare BE Best Finance Limited Class C Best Finance Savings 5.75% FD 6.50% No RD rate Call 1.50% Loan 9.90–13.75% Base 8.75% No OD rate Home 9.90% Auto 10.50% No hire purchase rate Personal 9.90% Business 13.75% No education rate No gold rate No agriculture rate No microfinance rate No share rate No foreign emp. rate No deprived rate No subsidised rate No real estate rate ★ Compare PR Progressive Finance Limited Class C Progressive Finance Savings 3.75% FD 5.35% RD 5.35% Call 0.50% Loan 9.66–11.00% Base 7.66% No OD rate Home 10.66% No auto rate Hire purchase 10.66% Personal 10.66% Business 10.66% Education 10.66% No gold rate Agriculture 10.66% No microfinance rate Share 10.66% Foreign emp. 10.66% Deprived 9.66% No subsidised rate Real estate 10.66% Hire Purchase LoanInterest RateLoan Rate Share Facebook X WhatsApp ← PreviousStandard Chartered Bank Interest RatesNext →Share Loan Interest Rate in Nepal (Margin Trading Interest Rate)