Shine Resunga Development Bank Limited
Savings Deposit
2.75–5.00%- Shine Shareholder Saving (Rs.100), Shine Unnati Bachat (500), Shine Samunnat, Shine Nari Bachat (500), Professional Saving (1), Shine Baal Bachat, Salary Saving (100), S.R. Saving (1,000), Shine Jestha Nagrik Bachat (100), Student Saving (100), Shine Surplus Saving, Social Security Saving, Shine Surakchya Bachat, PF & Gratuity Saving, Mero Bachat, Compulsory Saving, Upakar Fund Saving, Shine Utsav Saving (100), Shine Bachat — 2.75% 2.75%
- Shine Pragati Bachat (5,000) — 3.00% 3.00%
- Shine Samriddhi Bachat — 4.00% 4.00%
- Shine Remittance Bachat (1,000) — 5.00% 5.00%
Fixed Deposit
2.75–5.11%- Fixed Deposit – 6 months to <1 year (Individual) 2.75%
- Fixed Deposit – 6 months to <1 year (Institutional) 2.75%
- Fixed Deposit – 1 to <2 years (Individual) 4.00%
- Fixed Deposit – 1 to <2 years (Institutional) 2.75%
- Fixed Deposit – 2 to <3 years (Individual) 4.00%
- Fixed Deposit – 2 to <3 years (Institutional) 3.00%
- Fixed Deposit – 3 to <4 years (Individual) 4.00%
- Fixed Deposit – 3 to <4 years (Institutional) 3.25%
- Fixed Deposit – 4 to <5 years (Individual) 4.25%
- Fixed Deposit – 4 to <5 years (Institutional) 3.50%
- Fixed Deposit – 5 years and above (Individual) 5.11%
- Fixed Deposit – 5 years and above (Institutional) 3.50%
- Akshaya Kosh (Negotiable) —
Call Deposit
1.37%- Call Deposit (up to) 1.37%
Recurring Deposit
3.50%- Recurring Deposit (up to) 3.50%
Current Account
- Current Account —
Business / SME / Working Capital
- Consortium Loan — per consortium decision —
Deprived Sector Loan
7.91%- Deprived Sector Wholesale (D-class FIs) — BR + up to 2% 7.91%
Subsidised Loan
- Subsidised Loan — as per NRB directive —
Other Loans
7.91–9.91%- All retail loans — Base Rate + up to 4% (BR 5.91%) 9.91%
- Loan against Fixed Deposit — BR or coupon + 2% (whichever higher) 7.91%