Nabil Bank Limited
Savings Deposit
2.75–3.80%- Regular Savings (Digo Bachat) 2.75%
- Jestha Nagarik Savings (Senior Citizen) 2.75%
- Nari Bachat (Women Savings) 2.75%
- Karmashil Bachat (Salary Savings) 2.75%
- Dhukka Bachat (Premium Savings) 3.15%
- Premium Remit Savings 3.80%
Fixed Deposit
3.00–6.55%- Fixed Deposit – 3 to 6 Months 3.00%
- Fixed Deposit – 6 Months to 1 Year 3.75%
- Fixed Deposit – 1 Year to 2 Years 4.50%
- Fixed Deposit – 2 Years to 5 Years 4.75%
- Fixed Deposit – 5 Years to 10 Years 5.00%
- Fixed Deposit – 10 Years and Above 5.55%
- Cumulative Fixed Deposit – 6M to 1Y 3.75%
- Cumulative Fixed Deposit – 1Y to 2Y 4.25%
- Cumulative Fixed Deposit – 2Y+ 4.50%
- Remittance Special Fixed Deposit 6.55%
Call Deposit
2.75%- Call Deposit (NPR) 2.75%
Current Account
- Current Account —
Home / Housing Loan
9.55–10.55%- Home / Housing Loan — BR + 2.00% to 3.00% 9.55%
- Housing Loan above 1 crore — BR + 2.50% to 3.50% 10.05%
- Home Equity / Mortgage Loan — BR + 2.50% to 4.00% 10.55%
Auto / Vehicle Loan
10.05–10.55%- Auto / Private Vehicle Loan — BR + 2.50% to 3.50% 10.05%
- Two-Wheeler Loan — BR + 2.75% to 3.75% 10.30%
- Commercial Vehicle Loan — BR + 2.75% to 4.00% 10.55%
Hire Purchase
10.05%- Hire Purchase Loan — BR + 2.50% to 3.50% 10.05%
Personal / Professional
10.55–11.30%- Personal Term Loan — BR + 3.50% to 4.50% 11.05%
- Personal Overdraft Loan — BR + 3.75% to 4.75% 11.30%
- Professional Loan — BR + 2.75% to 4.00% 10.55%
Education Loan
10.55%- Education Loan — BR + 2.75% to 4.00% 10.55%
- Foreign Education Loan — BR + 3.00% to 4.00% 10.55%
Business / SME / Working Capital
10.05–10.55%- Business / SME Term Loan — BR + 1.75% to 3.50% 10.05%
- Working Capital / OD — BR + 1.25% to 3.50% 10.05%
- Bridge Gap Loan — BR + 2.50% to 4.00% 10.55%
- Cash Credit / STL / DL / TR — BR + 1.25% to 3.50% 10.05%
Agriculture Loan
9.55%- Agriculture / Agro Loan — BR + 1.50% to 3.00% 9.55%
- Agriculture Mechanisation Loan — BR + 1.50% to 3.00% 9.55%
Microfinance / Wholesale
8.55%- Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00% 8.55%
Gold Loan
10.55%- Gold Loan — BR + 2.50% to 4.00% 10.55%
Foreign Employment Loan
10.55%- Foreign Employment Loan — BR + 2.75% to 4.00% 10.55%
Deprived Sector Loan
10.05–10.55%- Deprived Sector Loan (Retail) — BR + 2.50% to 4.00% 10.55%
- Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50% 10.05%
Subsidised Loan
8.55%- Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00% 8.55%
Real Estate Loan
10.55%- Real Estate Loan — BR + 2.50% to 4.00% 10.55%
Other Loans
10.05–10.55%- Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher) —
- Loan against Govt / NRB Securities — Coupon + 2% —
- Loan against Life Insurance Policy — BR + 2.75% to 4.00% 10.55%
- Consortium Loan — per consortium decision —
- Fixed-rate Retail Loan (up to 10 yr, indicative) 10.05%