MAMahalaxmi Bikas Bank Limited
Class B · Development Bank · Base 5.83% · Official site
Savings Deposit
2.75–3.80%- Remittance Bachat 3.80%
- Sambridhhi / Staff Salary / Dollar Account 2.80%
- PMS, Karmachari, Investor's, Grihalaxmi, Student, Jestha Nagarik, Baal, Bhukampa, Samajik Surakshya, Online, Margin Locker, Normal — 2.75% 2.75%
Fixed Deposit
2.75–4.95%- Fixed Deposit – 1 to 2 years (Individual) 3.00%
- Fixed Deposit – 1 to 2 years (Mobile App) 3.25%
- Fixed Deposit – 1 to 2 years (Institutional) 2.75%
- Fixed Deposit – 2 to 3 years (Individual) 3.50%
- Fixed Deposit – 2 to 3 years (Mobile App) 3.75%
- Fixed Deposit – 2 to 3 years (Institutional) 3.00%
- Fixed Deposit – 3 to 5 years (Individual) 4.00%
- Fixed Deposit – 3 to 5 years (Mobile App) 4.25%
- Fixed Deposit – 3 to 5 years (Institutional) 3.50%
- Fixed Deposit – 5 years + (Individual) 4.95%
- Fixed Deposit – 5 years + (Institutional) 4.80%
- Akshaya Kosh (Negotiable) —
Call Deposit
1.88%- Call Deposit 1.88%
Recurring Deposit
3.00%- Recurring (Kramik / Baal RD) 3.00%
Current Account
- Current Account —
Home / Housing Loan
6.99–9.58%- Home Loan (Term/OD) — BR + up to 3.75% (BR 5.83%) 9.58%
- Home Loan — Fixed 7 years 6.99%
- Home Equity Loan — BR + up to 3.75% 9.58%
Auto / Vehicle Loan
7.49–7.99%- Auto Loan (Private) — Up to 5 years (Fixed) 7.49%
- Auto Loan (Private) — Up to 7 years (Fixed) 7.99%
Hire Purchase
9.58%- Hire Purchase Loan — BR + up to 3.75% 9.58%
Personal / Professional
9.58%- Personal Loan (Term/OD) — BR + up to 3.75% 9.58%
Education Loan
9.58%- Education Loan — BR + up to 3.75% 9.58%
Business / SME / Working Capital
6.99–9.58%- Mahalaxmi Udhyamshil Karja — BR + up to 3.75% 9.58%
- Business / Industrial OD & Working Capital — BR + up to 3.75% 9.58%
- Business / Industrial Term Loan — BR + up to 3.75% 9.58%
- SME Revolving Loan — Fixed 6.99%
Agriculture Loan
9.58%- Agriculture Loan (Term/OD) — BR + up to 3.75% 9.58%
Share / Margin Lending
9.58%- Loan Against Shares — BR + up to 3.75% 9.58%
Deprived Sector Loan
9.58%- Deprived Sector (Individual) — BR + up to 3.75% 9.58%
- Deprived Sector (Institutional) —
Other Loans
9.58%- Gold & Silver Loan — BR + up to 3.75% 9.58%
- Loan Against Fixed Deposit (Own) — Coupon + 2% —
- Loan Against Govt/NRB Securities — Coupon + 2% —
- Consortium Loan — per consortium decision —
