Laxmi Sunrise Bank Limited
Savings Deposit
2.75–4.00%- Regular Savings Account 2.75%
- Sunrise Plus Premium Savings 3.50%
- Senior Citizen Savings 3.75%
- Nari Bachat (Women Savings) 3.25%
- Remittance Savings 4.00%
Fixed Deposit
3.00–5.50%- Fixed Deposit – 3 to 6 Months 3.00%
- Fixed Deposit – 6 Months to 1 Year 3.50%
- Fixed Deposit – 1 Year to 2 Years 4.00%
- Fixed Deposit – 2 Years and Above 4.50%
- Remittance Special Fixed Deposit 5.50%
Call Deposit
2.50%- Call Deposit 2.50%
Recurring Deposit
4.50%- Recurring Deposit 4.50%
Current Account
- Current Account —
Home / Housing Loan
10.00–11.00%- Home / Housing Loan — BR + 2.00% to 3.00% 10.00%
- Housing Loan above 1 crore — BR + 2.50% to 3.50% 10.50%
- Home Equity / Mortgage Loan — BR + 2.50% to 4.00% 11.00%
Auto / Vehicle Loan
10.50–11.00%- Auto / Private Vehicle Loan — BR + 2.50% to 3.50% 10.50%
- Two-Wheeler Loan — BR + 2.75% to 3.75% 10.75%
- Commercial Vehicle Loan — BR + 2.75% to 4.00% 11.00%
Hire Purchase
10.50%- Hire Purchase Loan — BR + 2.50% to 3.50% 10.50%
Personal / Professional
11.00–11.75%- Personal Term Loan — BR + 3.50% to 4.50% 11.50%
- Personal Overdraft Loan — BR + 3.75% to 4.75% 11.75%
- Professional Loan — BR + 2.75% to 4.00% 11.00%
Education Loan
11.00%- Education Loan — BR + 2.75% to 4.00% 11.00%
- Foreign Education Loan — BR + 3.00% to 4.00% 11.00%
Business / SME / Working Capital
10.50–11.00%- Business / SME Term Loan — BR + 1.75% to 3.50% 10.50%
- Working Capital / OD — BR + 1.25% to 3.50% 10.50%
- Bridge Gap Loan — BR + 2.50% to 4.00% 11.00%
- Cash Credit / STL / DL / TR — BR + 1.25% to 3.50% 10.50%
Agriculture Loan
10.00%- Agriculture / Agro Loan — BR + 1.50% to 3.00% 10.00%
- Agriculture Mechanisation Loan — BR + 1.50% to 3.00% 10.00%
Microfinance / Wholesale
9.00%- Wholesale Microfinance (MFI / NBFC) — BR + up to 2.00% 9.00%
Gold Loan
11.00%- Gold Loan — BR + 2.50% to 4.00% 11.00%
Foreign Employment Loan
11.00%- Foreign Employment Loan — BR + 2.75% to 4.00% 11.00%
Deprived Sector Loan
10.50–11.00%- Deprived Sector Loan (Retail) — BR + 2.50% to 4.00% 11.00%
- Deprived Sector Loan (Wholesale) — BR + 2.00% to 3.50% 10.50%
Subsidised Loan
9.00%- Subsidised Loan (per NRB directive) — BR + 2.00% to 2.00% 9.00%
Real Estate Loan
11.00%- Real Estate Loan — BR + 2.50% to 4.00% 11.00%
Other Loans
10.50–11.00%- Loan against Fixed Deposit — Coupon + 2% (or BR, whichever higher) —
- Loan against Govt / NRB Securities — Coupon + 2% —
- Loan against Life Insurance Policy — BR + 2.75% to 4.00% 11.00%
- Consortium Loan — per consortium decision —
- Fixed-rate Retail Loan (up to 10 yr, indicative) 10.50%