Loan

Agriculture Loan Interest Rate in Nepal

Agriculture Loan Rates — all BFIs

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Updated for Ashadh 2083 · Comparing 46 Nepal BFIs · Rates from published bank notices

For reference only — not financial advice. Always verify the latest rate sheet on the bank’s official website before applying. Published by Interest Rate in Nepal.

Agriculture Loan Interest rate in Nepal are mainly divided into two categories. Subsidized loans (Sahuliyat purna Karja) and Regular Commercial agro loans. These agricultural loan interest rate in Nepal are more competitive than other commercial loans.

As we know, all the Banks and Financial Institutions used to follow the methodology set by the Central banks for determining the Loan Interest Rate. Like the deposit interest rate, the Loan interest rates are also revised every month and practice in effect from the beginning of each month. The banks set the interest rate in loan products by adding a premium rate (spread rate) to their base rate. Here, you will get the Agriculture Loan Interest Rate in Nepal set by each BFI.

We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Agriculture Loan Interest Rate in Nepali Banks and get the best deal for your financing requirements.

Agriculture Loan Interest Rate in Nepali Banks

Here’s the latest Interest Rates of all BFIs for this month,

Bank/Financial Institution (FI)Loan NameInterest Rate RangeProcessing FeeTenure
Rastriya Banijya Bank (RBB)Kisan Saral Karja5.06% - 5.06%--
Rastriya Banijya Bank (RBB)Agro Loan-OD5.06% - 5.66%--
Nepal Bank Ltd.Saral Karja-WC5.22% - 5.72%--
Nepal Bank Ltd.Saral Karja-Term5.22% - 5.72%--
Agricultural Dev. Bank (Krishi Bikas)Hydropower & Alternative Energy Loan5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Easy Agriculture Loan5.40% - 10.40%--
Agricultural Dev. Bank (Krishi Bikas)Agro- Tools Purchase Loan5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Cold Storage Loan5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Sauliyatpurna Karja5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Fish Farming5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Livestock Loan5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Term5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Working Capital5.40% - 6.40%--
Agricultural Dev. Bank (Krishi Bikas)Agriculture Loan5.40% - 7.40%--
Rastriya Banijya Bank (RBB)Agro Loan-Term5.56% - 6.06%--
Machhapuchhre BankAgro/Livestock Loan5.76% - 7.76%--
Everest BankAgriculture Loan5.85% - 7.85%--
Siddhartha BankAgriculture Loan5.86% - 9.36%--
Kumari BankAgriculture Loan5.88% - 7.88%--
Himalayan BankFarmer's Loan-Premier5.89% - 7.89%--
Citizens Bank Int'lAgriculture & Enterprise Loan5.94% - 7.94%--
Sanima BankAgriculture Loan6.11% - 8.11%--
Prime Commercial BankLaghu Uddhyam Loan6.12% - 11.12%--
Prime Commercial BankAgriculture Loan6.12% - 11.12%--
Global IME BankAgriculture Loan6.33% - 7.33%--
Mahalaxmi Bikas BankAgro Term6.33% - 10.08%--
Mahalaxmi Bikas BankAgriculture-OD6.33% - 10.08%--
Nabil BankAgriculture Loan6.41% - 7.66%--
Jyoti Bikas BankAgriculture Loans6.44% - 11.44%--
Shine Resunga BBAgriculture Loan6.45% - 10.45%--
Shangrila Bikas BankAgriculture Loan-OD6.57% - 10.56%--
Shangrila Bikas BankAgriculture Loan-Term6.57% - 10.56%--
Lumbini Bikas BankAgro Plus-Term6.63% - 10.63%--
Lumbini Bikas BankAgro Plus-OD6.63% - 10.63%--
NMB BankAgriculture Loan6.72% - 8.72%--
Nepal Bank Ltd.Agriculture Loan6.72% - 7.22%--
Miteri Bikas BankAgro Loan6.91% - 10.91%--
Garima Bikas BankAgriculture Loan7.23% - 9.23%--
Green Dev. BankAgriculture Loan7.44% - 11.44%--
ICFC Finance LtdAgriculture Loan7.58% - 11.58%--
Nepal SBI BankKrishak Sathi7.88% - 9.88%--
Himalayan BankFarmer's Loan-Standard7.89% - 9.89%--
Central Finance LtdAgriculture Loan8.10% - 13.10%--
Goodwill Finance Co.Agriculture Loan8.12% - 11.62%--
Sindhu Bikas BankAgriculture Loan8.19% - 13.19%--
Progressive Fin. Co.Agriculture Loan8.22% - 11.22%--
Muktinath Bikas BankAgriculture Loan8.44% - 8.44%--
Pokhara FinanceAgriculture Loan8.80% - 12.80%--
Global IME BankKrishi Karja-Fixed Rate8.99% - 10.99%--
Everest BankAgriculture Loan-Fixed Rate9.00% - 9.00%-7 years
Reliance Finance Ltd.Agriculture Loan9.26% - 11.01%--
Best Finance Co.Agriculture Loan9.41% - 14.41%--
Agricultural Dev. Bank (Krishi Bikas)Agro Tools-Fixed Rate10.56% - 10.56%--

Interest Rate in Nepali Banks

Based on the Interest Rate collected from all licensed BIFs ‘A’, ‘B’ & ‘C’, we can see that the ‘C’ Class Finance Companies provide the highest Interest Rate. After Finance Companies, the ‘B’ Class Development Banks also offer a higher Interest Rate.

Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)

We hope you get the Agriculture Loan Interest Rate in Nepali Banks and financial institution to choose the best one for your financing requirements. With these interest rate data of each BFI, you will get the best idea and choose the right banks to fulfill the fund requirement and make the best decision.

Agriculture LoanInterest RateKrishi KarjaKrishi loanLoan Rate
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