Fixed Deposit Interest Rate in Nepal

Highest FD Rate 7.00% Saptakoshi
Institutions 46 All classes
Fixed Deposit – Remittance 3 years and above ★ Best
7.00%
Fixed Deposit – Remittance 2 to <3 yr
6.50%
Fixed Deposit – 3 years and above (Individual)
6.00%
Fixed Deposit – Remittance 1 to <2 yr
6.00%
Fixed Deposit – 2 to <3 yr (Individual)
5.50%
Fixed Deposit – 1 to <2 yr (Individual)
5.00%
Fixed Deposit – Remittance 6 mo to <1 yr
5.00%
Fixed Deposit – 3 years and above (Institutional)
5.00%
Fixed Deposit – Remittance 3 to <6 mo
4.50%
Fixed Deposit – 2 to <3 yr (Institutional)
4.50%
Fixed Deposit – 6 mo to <1 yr (Individual)
4.00%
Fixed Deposit – 1 to <2 yr (Institutional)
4.00%
Fixed Deposit – 3 to <6 mo (Individual)
3.50%
Fixed Deposit – 6 mo to <1 yr (Institutional)
3.00%
Akshaya Kosh – 5 years and above (Negotiable)
Fixed Deposit – 2 years (Individual) ★ Best
7.00%
Fixed Deposit – 3+ years (Individual) ★ Best
7.00%
Fixed Deposit – 1 year (Individual; lump-sum tier 6.65% — verify)
6.50%
Fixed Deposit – 2 years (Institutional)
6.50%
Fixed Deposit – 3+ years (Institutional)
6.50%
Fixed Deposit – 9 months (Individual)
6.25%
Fixed Deposit – 6 months (Individual)
6.00%
Fixed Deposit – 1 year (Institutional)
6.00%
Fixed Deposit – 9 months (Institutional)
5.75%
Fixed Deposit – 3 months (Individual)
5.60%
Fixed Deposit – 6 months (Institutional)
5.50%
Remittance Special Fixed Deposit ★ Best
6.55%
Fixed Deposit – 10 Years and Above
5.55%
Fixed Deposit – 5 Years to 10 Years
5.00%
Fixed Deposit – 2 Years to 5 Years
4.75%
Fixed Deposit – 1 Year to 2 Years
4.50%
Cumulative Fixed Deposit – 2Y+
4.50%
Cumulative Fixed Deposit – 1Y to 2Y
4.25%
Fixed Deposit – 6 Months to 1 Year
3.75%
Cumulative Fixed Deposit – 6M to 1Y
3.75%
Fixed Deposit – 3 to 6 Months
3.00%
Fixed Deposit – 2 to 3 years (Remittance) ★ Best
6.50%
Fixed Deposit – above 3 years (Individual)
5.75%
Fixed Deposit – above 3 years (Remittance)
5.75%
Fixed Deposit – 1 to 2 years (Remittance)
5.50%
Fixed Deposit – 2 to 3 years (Individual)
5.50%
Fixed Deposit – above 3 years (Institutional)
5.15%
Fixed Deposit – 6 months to 1 year (Remittance)
5.10%
Fixed Deposit – 2 to 3 years (Institutional)
4.90%
Fixed Deposit – 3 to 6 months (Remittance)
4.50%
Fixed Deposit – 1 to 2 years (Individual)
4.50%
Fixed Deposit – 6 months to 1 year (Individual)
4.10%
Fixed Deposit – 3 months (Remittance)
4.00%
Fixed Deposit – 1 to 2 years (Institutional)
3.90%
Fixed Deposit – 3 to 6 months (Individual)
3.50%
Fixed Deposit – 6 months to 1 year (Institutional)
3.50%
Fixed Deposit – 3 months (Individual)
3.00%
Fixed Deposit – 3 to 6 months (Institutional)
3.00%
Fixed Deposit – ≥3 years (Individual) ★ Best
6.00%
Fixed Deposit – 2 to <3 years (Individual)
5.25%
Fixed Deposit – ≥3 years (Corporate)
5.00%
Fixed Deposit – 2 to <3 years (Corporate)
4.00%
Fixed Deposit – up to 1 year
3.50%
Fixed Deposit – 3 mo to <1 yr / 6 mo corp (Indiv/Corp)
3.25%
Fixed Deposit – >60 months (Individual NPR) ★ Best
6.00%
Fixed Deposit – >36 to 60 months (Individual NPR)
5.50%
Fixed Deposit – >60 months (Corporate NPR)
5.00%
Fixed Deposit – >36 to 60 months (Corporate NPR)
4.50%
Fixed Deposit – >12 to 36 months (Individual NPR)
4.25%
Fixed Deposit – >6 to 12 months (Individual NPR)
4.00%
Fixed Deposit – >12 to 36 months (Individual USD)
4.00%
Fixed Deposit – >36 to 60 months (Individual USD)
4.00%
Fixed Deposit – 3 to 6 months (Individual NPR)
3.50%
Fixed Deposit – >6 to 12 months (Individual USD)
3.50%
Fixed Deposit – >12 to 36 months (Corporate NPR)
3.25%
Fixed Deposit – >6 to 12 months (Corporate NPR)
3.00%
Fixed Deposit – >12 to 36 months (Institutional USD)
3.00%
Fixed Deposit – >36 to 60 months (Institutional USD)
3.00%
Fixed Deposit – >6 to 12 months (Institutional USD)
2.50%
Excel Remit FD (up to) ★ Best
5.81%
Fixed Deposits (General — up to)
4.81%
Remittance Special Fixed Deposit ★ Best
5.55%
Fixed Deposit – 3 Years and Above
5.00%
Fixed Deposit – 2 Years to 3 Years
4.50%
Fixed Deposit – 1 Year to 2 Years
4.00%
Fixed Deposit – 6 Months to 1 Year
3.25%
Fixed Deposit – 3 to 6 Months
2.75%
Fixed Deposit – above 5 years (Remittance) ★ Best
5.55%
Fixed Deposit – 2 to 5 years (Remittance)
5.00%
Fixed Deposit – 12 to 24 months (Remittance)
4.75%
Fixed Deposit – 9 months (Remittance)
4.50%
Fixed Deposit – 6 months (Remittance)
4.25%
Fixed Deposit – 3 months (Remittance)
4.15%
Fixed Deposit – above 5 years (Individual)
4.15%
Fixed Deposit – 2 to 5 years (Individual)
4.00%
Fixed Deposit – 12 to 24 months (Individual)
3.75%
Fixed Deposit – 9 months (Individual)
3.50%
Fixed Deposit – 6 months (Individual)
3.25%
Fixed Deposit – 2 to 5 years (Institutional)
3.25%
Fixed Deposit – 3 months (Individual)
3.15%
Fixed Deposit – 12 to 24 months (Institutional)
3.00%
Remittance Special Fixed Deposit ★ Best
5.50%
Fixed Deposit – 2 Years to 3 Years
4.50%
Fixed Deposit – 3 Years and Above
4.50%
Fixed Deposit – 1 Year to 2 Years
4.25%
Fixed Deposit – 6 Months to 1 Year
3.50%
FCY USD Fixed Deposit
3.25%
Fixed Deposit – Up to 6 Months
2.80%
Remittance Special Fixed Deposit ★ Best
5.50%
Fixed Deposit – 2 Years and Above
4.50%
Fixed Deposit – 1 Year to 2 Years
4.00%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
Remittance Special Fixed Deposit ★ Best
5.50%
Fixed Deposit – 2 Years and Above
4.00%
Fixed Deposit – 1 Year to 2 Years
3.50%
FCY USD Fixed Deposit
3.25%
Fixed Deposit – 6 Months to 1 Year
3.00%
Fixed Deposit – 3 to 6 Months
2.76%
Remittance Special Fixed Deposit ★ Best
5.50%
Fixed Deposit – 2 Years and Above
4.75%
Fixed Deposit – 1 Year to 2 Years
4.25%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
FCY USD Fixed Deposit – 1 Year
2.25%
FCY USD Fixed Deposit – Short Term
1.85%
FD Individual – above 2 years ★ Best
5.50%
FD Individual – >1 to 2 years
4.75%
FD Individual – 1 year
4.50%
FD Institutional – above 2 years
4.50%
FD Individual – 9 months
4.25%
FD Individual – 6 months
4.00%
FD Institutional – >1 to 2 years
3.75%
FD Institutional – 1 year
3.50%
Akshayakosh (Negotiable)
Fixed Deposit – 2 years ★ Best
5.50%
Fixed Deposit – 3 years ★ Best
5.50%
Fixed Deposit – 5 years ★ Best
5.50%
Fixed Deposit – 6 years ★ Best
5.50%
Fixed Deposit – 1 year
5.25%
Fixed Deposit – 9 months
5.00%
Fixed Deposit – 6 months
4.75%
Fixed Deposit – 3 months
4.50%
Fixed Deposit – 5+ years (Individual) ★ Best
5.43%
Fixed Deposit – 3 to 5 years (Individual)
5.00%
Fixed Deposit – 5+ years (Institutional)
4.45%
Fixed Deposit – FCY 6 months and above
4.00%
Fixed Deposit – 2 to 5 years (Institutional)
4.00%
Fixed Deposit – 1 to 3 years (Individual)
3.00%
Fixed Deposit – 3 to 6 months (Individual)
2.75%
Fixed Deposit – 6 months to 1 year (Individual)
2.75%
Fixed Deposit – 6 months to 1 year (Institutional)
2.75%
Fixed Deposit – 1 to 2 years (Institutional)
2.75%
Fixed Deposit – 36 months and above (Individual) ★ Best
5.35%
Fixed Deposit – 24 to 35 months (Individual)
4.75%
Fixed Deposit – 36 months and above (Institutional)
4.75%
Fixed Deposit – 12 to 23 months (Individual)
4.50%
Fixed Deposit – 9 months (Individual)
4.25%
Fixed Deposit – 24 to 35 months (Institutional)
4.25%
Fixed Deposit – 6 months (Individual)
4.00%
Fixed Deposit – 12 to 23 months (Institutional)
4.00%
Fixed Deposit – 3 months (Individual)
3.75%
Fixed Deposit – 9 months (Institutional)
3.65%
Fixed Deposit – 6 months (Institutional)
3.40%
Remittance Special Fixed Deposit ★ Best
5.15%
Fixed Deposit – 2 Years and Above
5.00%
Fixed Deposit – 1 Year to 2 Years
4.50%
Fixed Deposit – 6 Months to 1 Year
3.50%
FCY USD Fixed Deposit
3.25%
Fixed Deposit – 3 to 6 Months
3.00%
Fixed Deposit – 5 years and above (Individual) ★ Best
5.11%
Fixed Deposit – 4 to <5 years (Individual)
4.25%
Fixed Deposit – 1 to <2 years (Individual)
4.00%
Fixed Deposit – 2 to <3 years (Individual)
4.00%
Fixed Deposit – 3 to <4 years (Individual)
4.00%
Fixed Deposit – 4 to <5 years (Institutional)
3.50%
Fixed Deposit – 5 years and above (Institutional)
3.50%
Fixed Deposit – 3 to <4 years (Institutional)
3.25%
Fixed Deposit – 2 to <3 years (Institutional)
3.00%
Fixed Deposit – 6 months to <1 year (Individual)
2.75%
Fixed Deposit – 6 months to <1 year (Institutional)
2.75%
Fixed Deposit – 1 to <2 years (Institutional)
2.75%
Akshaya Kosh (Negotiable)
Fixed Deposit – 3 Years and Above ★ Best
5.05%
Fixed Deposit – 2 Years to 3 Years
4.75%
Fixed Deposit – 1 Year to 2 Years
4.25%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
Remittance Special Fixed Deposit ★ Best
5.00%
Fixed Deposit – 2 Years and Above
4.50%
Fixed Deposit – 1 Year to 2 Years
4.25%
Fixed Deposit – 6 Months to 1 Year
3.75%
Fixed Deposit – 3 to 6 Months
3.25%
Fixed Deposit – 5 years + (Individual) ★ Best
4.95%
Fixed Deposit – 5 years + (Institutional)
4.80%
Fixed Deposit – 3 to 5 years (Mobile App)
4.25%
Fixed Deposit – 3 to 5 years (Individual)
4.00%
Fixed Deposit – 2 to 3 years (Mobile App)
3.75%
Fixed Deposit – 2 to 3 years (Individual)
3.50%
Fixed Deposit – 3 to 5 years (Institutional)
3.50%
Fixed Deposit – 1 to 2 years (Mobile App)
3.25%
Fixed Deposit – 1 to 2 years (Individual)
3.00%
Fixed Deposit – 2 to 3 years (Institutional)
3.00%
Fixed Deposit – 1 to 2 years (Institutional)
2.75%
Akshaya Kosh (Negotiable)
Fixed Deposit – >5 years (Individual) ★ Best
4.85%
Remittance FD – 1 to 3 years
4.10%
Fixed Deposit – >3 to 5 years (Individual)
3.60%
Fixed Deposit – >3 to 5 years (Institutional)
3.25%
Fixed Deposit – >1 to 3 years (Individual)
3.10%
Fixed Deposit – >1 to 3 years (Institutional)
3.00%
Akshyaya Kosh (Negotiable)
Remittance FD ★ Best
4.85%
Fixed Deposit – 1 to 2 Years
4.50%
Fixed Deposit – 9 Months
4.25%
Fixed Deposit – 6 Months
4.00%
Fixed Deposit – 3 Months
3.75%
Fixed Deposit – >5 years ★ Best
4.81%
Fixed Deposit – >4 to 5 years
3.25%
Fixed Deposit – >3 to 4 years
3.15%
Fixed Deposit – >2 to 3 years
3.00%
Fixed Deposit – >1 to 2 years
2.90%
Fixed Deposit – 3 months to 1 year
2.75%
Institutional Kramik Mudatti (≥6 mo)
2.75%
Fixed Deposit – >5 to 10 years (Individual) ★ Best
4.81%
Fixed Deposit – 3 to 5 years (Individual)
4.00%
Fixed Deposit – >5 to 10 years (Institutional)
3.81%
Fixed Deposit – 2 years (Individual)
3.25%
Fixed Deposit – 3 to 5 years (Institutional)
3.00%
Fixed Deposit – 1 year (Individual)
2.90%
Fixed Deposit – 2 years (Institutional)
2.90%
Fixed Deposit – 3 months (Individual)
2.75%
Fixed Deposit – 6 months (Individual)
2.75%
Fixed Deposit – 6 months (Institutional)
2.75%
Fixed Deposit – 1 year (Institutional)
2.75%
Akshaya Kosh (Negotiable; Min Rs.5,000)
Remittance FD (up to 2 yrs) — +1% on tenor
Fixed Deposit – 2 Years and Above ★ Best
4.75%
Fixed Deposit – 1 Year to 2 Years
4.50%
Fixed Deposit – 6 Months to 1 Year
3.75%
Fixed Deposit – 3 to 6 Months
3.25%
Fixed Deposit – 2 Years and Above ★ Best
4.75%
Fixed Deposit – 1 Year to 2 Years
4.50%
Fixed Deposit – 6 Months to 1 Year
3.75%
Fixed Deposit – 3 to 6 Months
3.25%
Fixed Deposit – 5 Years and Above ★ Best
4.75%
Fixed Deposit – Above 3 Years to 5 Years
3.26%
Fixed Deposit – Above 2 Years to 3 Years
3.01%
Fixed Deposit – 3 Months to 2 Years
2.75%
Fixed Deposit – 2 Years and Above ★ Best
4.50%
FCY USD NRN Fixed Deposit – 1 Year
4.26%
Fixed Deposit – 1 Year to 2 Years
4.25%
FCY USD NRN Fixed Deposit – Short Term
3.51%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
Fixed Deposit – 2 Years and Above ★ Best
4.50%
Fixed Deposit – 1 Year
4.00%
Fixed Deposit – 6 Months
3.50%
Fixed Deposit – 3 Months
3.00%
Fixed Deposit – 1 Month
2.75%
Fixed Deposit – 2 Years and Above ★ Best
4.25%
Fixed Deposit – 1 Year to 2 Years
3.75%
Fixed Deposit – 6 Months to 1 Year
3.25%
Fixed Deposit – 3 to 6 Months
2.82%
Institutional Fixed Deposit
2.75%
Fixed Deposit – 2 Years and Above ★ Best
4.25%
Fixed Deposit – 1 Year to 2 Years
4.00%
FCY USD Fixed Deposit – 1 Year
3.60%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
FCY USD Fixed Deposit – Short Term
2.70%
Fixed Deposit – 2 Years and Above ★ Best
4.25%
Fixed Deposit – 1 Year to 2 Years
4.00%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
Fixed Deposit – 4 Years and Above ★ Best
4.15%
FCY USD Fixed Deposit – 1 Year
3.50%
FCY USD Fixed Deposit – Short Term
3.25%
Fixed Deposit – 3 Years
3.00%
Fixed Deposit – 2 Years
2.85%
Fixed Deposit – 3 Months to 1 Year
2.78%
(Verify) FD – 1 year ★ Best
4.12%
(Verify) FD – 1 year ★ Best
4.07%
(Verify) FD – 1 year ★ Best
4.06%
Fixed Deposit – 2 Years and Above ★ Best
4.05%
Fixed Deposit – 1 Year to 2 Years
3.75%
Fixed Deposit – 6 Months to 1 Year
3.25%
Fixed Deposit – 3 to 6 Months
2.75%
(Verify) Fixed Deposit – 1 Year ★ Best
4.05%
(Verify) FD – 1 year ★ Best
4.02%
Fixed Deposit – 1 Year to 2 Years ★ Best
4.00%
Fixed Deposit – 2 Years and Above ★ Best
4.00%
NRN FCY Fixed Deposit ★ Best
4.00%
Fixed Deposit – 6 Months to 1 Year
3.50%
Fixed Deposit – 3 to 6 Months
3.00%
Fixed Deposit – 1 to 2 Years ★ Best
3.85%
Fixed Deposit – 6 Months to 1 Year
3.05%
Fixed Deposit – 1 Year (verify) ★ Best
3.64%
(Verify) Fixed Deposit – 1 Year ★ Best
3.59%
Fixed Deposits — all tenors (image — verify) ★ Best
3.25%

Fixed Deposit Interest rate in Nepal is comparatively higher than other regular deposits products. Fixed Deposit (FD) is also called Term Deposit or Time Deposit. Such a Deposit is done for a specific period or limited term, so this Deposit’s interest remains fixed until its maturity. The term/period of fixed Deposit is in practice from 3 Months to 5 years in general.

As we know, all the Banks and Financial Institutions generally used to share and set the new or revised Interest rates each month. All the BFIs used to set and practice it in effect from the beginning of each Nepali Month. So, by collecting the Fixed Deposit Interest Rate in Nepal from all ‘A’, ‘B’ & ‘C’ Class institutions, we have shared the complete list of Interest Rates of each bank and Finance Companies for you.

We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Remittance FDs Interest Rate in Nepali Banks and get informed to set your Financial Goal.

Fixed Deposit Interest Rate in Nepali Banks

Here’s the latest Interest Rates of all BFIs for this month,

Fixed Deposit Rates 🔒

Maximize returns with the best FD schemes.

Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)

  • Generally, you can’t witdraw the funds from your fixed deposit account before maturity. To withdraw the funds, you must need to liquidate it or take loan against FD.

We hope you get the Fixed Deposit Interest Rate of each bank and financial institution to make it easy in your financial decision. With this latest and updated Interest Rate of Banks in Nepal, you will get the best idea to get ahead and make the best decision to get the higher interest rate.

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