Bank Interest Rates

Personal Loan Interest rates in Nepali banks are generally higher than other loans. The personal loans are unsecured or less secure as compared to other collateral-based loans. The personal loans are also termed as Personal Overdraft (OD). So, here’s the Personal Loan Interest rate in Nepal.

As we know, all the Banks and Financial Institutions used to follow the methodology set by the Central banks for determining the Loan Interest Rate. Like the deposit interest rate, the Loan interest rates are also revised every month and practice in effect from the beginning of each month. The banks set the interest rate in loan products by adding a premium rate (spread rate) to their base rate. Here, you will get the Personal Loan Interest Rate in Nepal set by each BFI.

We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Personal Loan Interest Rate in Nepali Banks and get the best deal for your financing requirements.

Personal Loan Interest Rate in Nepali Banks (Personal OD)

Here’s the latest Interest Rates of all BFIs for this month,

Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)

We hope you get the Personal Loan Interest Rate in Nepali Banks and financial institution to choose the best one for your financing requirements. With these interest rate data of each BFI, you will get the best idea and choose the right banks to fulfill the fund requirement and make the best decision.