home loan interest rate in nepal

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Bank/Financial Institution (FI)Loan NameInterest Rate RangeProcessing FeeTenure
Rastriya Banijya Bank (RBB)Home Loan-Quake Victim4.81% - 4.81%--
Rastriya Banijya Bank (RBB)Home Loan (For Army)4.88% - 4.88%--
Agricultural Dev. Bank (Krishi Bikas)Land Purchase Loan5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Home Loan5.40% - 8.40%-15 years
Agricultural Dev. Bank (Krishi Bikas)Home Loan5.40% - 7.40%-10 years
Agricultural Dev. Bank (Krishi Bikas)Complex and HL5.40% - 8.40%--
Nepal Investment Mega Bank (NIMB)Home Loan (3 cr)5.51% - 7.51%0.0075-
Nepal Bank Ltd.Sarvasulav Awash Karja5.72% - 7.22%-25 years
Everest BankHome Loan5.85% - 7.85%0.0075-
Nabil BankHome Loan5.91% - 7.91%0.0075-
Citizens Bank Int'lHome Loan7.99% offer-7 years
Siddhartha BankHome Loan7.75% offer-7 years
Siddhartha BankHome Loan - Women7.49% offer-7 years
Rastriya Banijya Bank (RBB)Home Loan-Mero (3 cr)6.06% - 6.31%--
Prime Commercial BankHome Loan6.12% - 11.12%--
Prime Commercial BankHome Loan-Repair6.12% - 11.12%--
Nabil BankAffordable Loan6.16% - 6.16%--
NMB BankHome Loan (≤3 cr)6.22% - 8.22%-20 years
NMB BankHome Loan (>3 Cr.)6.22% - 8.22%-20 years
Machhapuchhre BankHome Loan (≤2 Cr)6.26% - 8.26%--
Mahalaxmi Bikas BankHome Loan6.33% - 10.08%--
Standard Chartered Bank (SCB)Home Loan6.35% - 8.35%--
Nepal SBI BankHome Loan6.38% - 8.38%--
Laxmi SunriseHome Loans6.38% - 8.38%--
Excel Bikas BankHome Loan6.39% - 10.39%--
Himalayan BankHome Loan-Premier6.39% - 8.39%0.0075-
Nabil BankSustainable Home Loan6.41% - 8.16%--
Nabil BankSuper Home Loan6.41% - 8.41%--
Jyoti Bikas BankHome Loan6.44% - 11.44%--
Shine Resunga BBHome Loan6.49% - 10.49%--
Rastriya Banijya Bank (RBB)Your Own Home Loan6.56% - 7.31%0.007520 years
Rastriya Banijya Bank (RBB)Home Loan6.56% - 7.06%0.007515 years
Kamana Sewa Bikas BankHome Loan6.56% - 11.56%--
Rastriya Banijya Bank (RBB)Home Loan-Mahalaxmi6.56% - 7.06%0.007520 years
Rastriya Banijya Bank (RBB)Home Loan-Mero (> 3 Cr.)6.56% - 6.56%--
Lumbini Bikas BankHome Loan6.63% - 10.63%--
Shangrila Bikas BankHome Loan6.69% - 10.68%--
NMB BankLand Purchase (1 Cr)6.72% - 8.72%--
Machhapuchhre BankHome Loan (>2Cr)6.76% - 8.76%--
Global IME BankHome Loan6.83% - 8.83%--
Muktinath Bikas BankHome Loan6.84% - 8.84%--
Laxmi SunriseHome Loan-Equity6.88% - 8.88%--
Miteri Bikas BankHome Loan6.91% - 10.91%--
NIC ASIA BankHome Loan6.93% - 8.93%--
Nepal Bank Ltd.Ghaderi Karja6.97% - 8.97%0.0075-
Sanima BankHome Loan-Equity7.11% - 9.11%--
Sanima BankHome Loan7.11% - 9.11%--
Nepal Bank Ltd.Shulav Aawas Karja7.21% - 7.21%0.0075-
Garima Bikas BankHome Loan7.23% - 9.23%--
Laxmi SunriseHome Equity Revolving Credit7.38% - 9.38%--
Kumari BankHome Loan7.38% - 9.38%--
Green Dev. BankHome Loan7.44% - 11.44%--
Nepal Investment Mega Bank (NIMB)Housing Loan >3cr7.51% - 9.51%--
Manjushree FinanceHome Loan7.55% - 11.55%-15 years
ICFC Finance LtdHome Loan7.58% - 11.58%--
Nepal Bank Ltd.Home Loan7.64% - 7.64%0.0075-
Prabhu BankLow Cost Housing7.69% - 9.69%--
Prabhu BankPrabhu Home Loan7.69% - 9.69%-25 years
NMB BankLand Purchase >1Cr7.72% - 9.72%--
Nabil BankHome Loan-Dhukka7.99% offer-7 years
Laxmi SunriseHome Loan-Fixed Rate7.99% - 11.99%-15 years
Prabhu BankHome Loan-Fixed Rate8.00% - 8.00%-7 years
Central Finance LtdHome Loan8.10% - 13.10%--
Goodwill Finance Co.Home Loan8.12% - 12.12%--
Gurkhas Finance LtdHome loan8.12% - 15.12%--
Sindhu Bikas BankHome Loan8.19% - 13.19%--
Progressive Fin. Co.Home Loan8.22% - 11.22%--
Himalayan BankHome Loan-Standard8.39% - 9.89%0.0075-
Prabhu BankHome Loan-Fixed Rate8.50% - 8.50%--
Kumari BankHome Loan-Fixed Rate8.59% - 8.59%-7 years
Reliance Finance Ltd.Home Loan8.76% - 10.51%--
Pokhara FinanceHome Loan8.80% - 12.80%--
Global IME BankHome Loan-Fixed Rate8.99% - 10.99%--
Nepal SBI BankHome Loan-Fixed Rate8.99% - 10.49%--
Prime Commercial BankHome Loan-Fixed rate9.00% - 11.00%-20 years
Rastriya Banijya Bank (RBB)Home Loan-Fixed Rate9.25% - 10.25%0.007515 years
Standard Chartered Bank (SCB)Home Loan-Fixed Rate9.25% - 9.25%0.00755 years
Best Finance Co.Home Loan9.41% - 14.41%--
Machhapuchhre BankHome Loans-Fixed rate9.50% - 9.50%-5 years
Rastriya Banijya Bank (RBB)Mahalaxmi HL-Fixed Rate9.50% - 9.75%0.007520 years
Nepal Bank Ltd.Home Loan-Fixed Rate9.90% - 9.90%0.00755 years
NMB BankSulav Home Loan9.99% offer-10 years
Nepal Bank Ltd.Home -Fixed Rate9.99% - 9.99%-10 years
Nepal Bank Ltd.Ghaderi Karja-Fixed Rate9.99% - 9.99%0.007510 years
Standard Chartered Bank (SCB)Home Loan-Fixed Rate10.00% - 10.00%0.007510 years
Everest BankHome Loan-Fixed Rate7.49% - 7.49%0.00757 years
Himalayan BankHome Loan-Fixed Rate7.50% - 7.50%0.00757 years
Agricultural Dev. Bank (Krishi Bikas)Home Purchase-Fixed Rate10.15% - 11.65%-15 years
Agricultural Dev. Bank (Krishi Bikas)Home Loan -Fixed Rate10.15% - 11.65%--
Standard Chartered Bank (SCB)Home Loan-Fixed Rate10.25% - 10.25%0.0075-
Machhapuchhre BankHome Loans-Fixed rate10.50% - 10.50%-10 years
Agricultural Dev. Bank (Krishi Bikas)Land Purchase-Fixed Rate10.65% - 10.65%--
Machhapuchhre BankHome Loans-Fixed rate11.50% - 11.50%--

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