Fixed Deposit Calculator

Dual Engine: FD Interest + Savings Compounding

Investment Details

FD Principal Amount
Rs.
FD Interest Rate (Paid Quarterly)
%
Savings Interest Rate (For Re-investment)
%
Time Period (Years)
Yr

Maturity Summary

Total FD Interest
Rs. 0
Interest on Interest
Rs. 0
Total Maturity Value
Rs. 0
Yearly Breakdown
Quarterly Breakdown
Period
FD Payout
Sav. Interest
Total Earned

How the “Dual Engine” Calculation Works

Engine 1: The FD Payout

In Nepal, Fixed Deposits typically pay interest Quarterly (every 3 months). This calculator computes that exact payout amount based on your Principal and FD Rate.

Engine 2: Savings Re-investment

Unlike standard calculators, we don’t just let that payout sit idle. We assume it is credited to your Savings Account. It immediately starts earning additional interest at your Savings Rate (Compounding).

The Benefit: This gives you the True Effective Return (FD Interest + Interest on Interest), which is always higher than the basic calculation shown by most banks.

Demo

By using this simple Savings Interest Calculator, you can easily calculate the returns on your regular deposit. If you are searching for the best and easy tool to calculate your return on your savings account, then this calculator helps you. Yes, we have designed this Investment Interest Calculator to calculate your interest and principal amount at your fingertips.