business loan interest rate in nepal

Bank/Financial Institution (FI)Loan NameInterest Rate RangeProcessing FeeTenure
Rastriya Banijya Bank (RBB)Overdraft5.06% - 6.56%--
Rastriya Banijya Bank (RBB)Hypothecation5.06% - 6.56%--
Rastriya Banijya Bank (RBB)Trust Receipt (NPR)/ Import Loan5.06% - 6.06%--
Rastriya Banijya Bank (RBB)Refinancing5.06% - 6.56%--
Agricultural Dev. Bank (Krishi Bikas)Industry, Processing & Mines Loan5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Wholesale Lending5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)Business Loan5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Overdraft Loan5.40% - 10.40%--
Agricultural Dev. Bank (Krishi Bikas)Saral Thekkapatta Karja5.40% - 8.40%--
Agricultural Dev. Bank (Krishi Bikas)Hypothecation Loan5.40% - 7.40%--
Agricultural Dev. Bank (Krishi Bikas)TR Loan5.40% - 6.40%--
Agricultural Dev. Bank (Krishi Bikas)Pre-shipment Loan5.40% - 6.40%--
Agricultural Dev. Bank (Krishi Bikas)Post shipment Loan5.40% - 6.40%--
Nepal Bank Ltd.WC-Industrial5.47% - 7.47%--
Rastriya Banijya Bank (RBB)Export Loan5.56% - 5.56%--
Nepal Bank Ltd.Export Finance in NPR5.72% - 7.22%--
Nepal Bank Ltd.Trust Receipt (NPR)5.72% - 6.97%--
Nepal Bank Ltd.Working Capital-Commercial5.72% - 7.47%--
Nepal Bank Ltd.Permanent WC5.72% - 7.72%--
Everest BankWorking Capital-Overdraft5.85% - 7.85%--
Siddhartha BankWorking Capital Loan5.86% - 9.36%--
Nepal SBI BankWorking Capital Loan5.88% - 7.88%--
Nepal SBI BankSME Loan5.88% - 7.88%--
Nepal SBI BankSaral Karja-MSME5.88% - 7.88%--
Kumari BankSME5.88% - 7.88%--
Laxmi SunriseExport Loans5.88% - 8.88%--
Himalayan BankWorking Capital Loan5.89% - 7.89%--
Himalayan BankSME/ Card Merchant Loan5.89% - 8.39%--
Citizens Bank Int'lWorking Capital Loan5.94% - 8.44%--
Citizens Bank Int'lSME Loan5.94% - 8.44%--
Nepal Bank Ltd.Sambriddha Byabasaya Karja5.97% - 7.97%--
Nepal Bank Ltd.85th ann. loan5.97% - 7.97%--
Nepal Investment Mega Bank (NIMB)Working Capital Loan6.01% - 8.01%--
Global IME BankWC Loan-Fluctuating6.08% - 8.83%--
Prime Commercial BankWorking Capital Loan6.12% - 11.12%--
Prime Commercial BankSME Loan6.12% - 11.12%--
Prime Commercial BankBewasahya Jevan Rakshya6.12% - 11.12%--
Nepal Bank Ltd.Sajilo Byabasaya Karja6.22% - 8.22%--
Nepal Bank Ltd.Laghu Udhyam Karja6.22% - 8.22%--
Mahalaxmi Bikas BankUdhamsil Loan6.33% - 10.08%--
Mahalaxmi Bikas BankWorking Capital Loan6.33% - 10.08%--
Standard Chartered Bank (SCB)Cash Credit6.35% - 8.35%--
Standard Chartered Bank (SCB)Short Term Loan6.35% - 8.35%--
Standard Chartered Bank (SCB)Export/Import Loan6.35% - 8.35%--
Himalayan BankSmall/Personal Business6.39% - 8.39%--
Excel Bikas BankBusiness Loan6.39% - 10.39%--
Excel Bikas BankSME Loan6.39% - 9.89%--
Nabil BankExport/OD/TR/DL/STL6.41% - 8.91%--
Jyoti Bikas BankBusiness Loan6.44% - 11.44%--
Jyoti Bikas BankWorking Capital6.44% - 11.44%--
Jyoti Bikas BankSME Loan6.44% - 11.44%--
Shine Resunga BBIndustrial Loans6.45% - 10.45%--
Shine Resunga BBService Business6.45% - 10.45%--
Shine Resunga BBWorking Capital6.45% - 10.45%--
Shine Resunga BBShort Term Loan6.45% - 10.45%--
Shine Resunga BBTrading Loans6.45% - 10.45%--
Kamana Sewa B.BankBusiness Loan6.56% - 11.56%--
Kamana Sewa B.BankSaral Byapar Karrja6.56% - 11.56%--
Shangrila Bikas BankWorking Capital Loan6.57% - 10.56%--
Shangrila Bikas BankSME Loan-OD6.57% - 10.56%--
Shangrila Bikas BankSME Loan-Term6.57% - 10.56%--
Sanima BankWorking Capital/STL6.61% - 8.61%--
Lumbini Bikas BankBusiness Plus -OD6.63% - 10.63%--
Lumbini Bikas BankBusiness Plus-DL6.63% - 10.63%--
Lumbini Bikas BankBusiness Plus-TL6.63% - 10.63%--
NIC ASIA BankEasy Business Loan6.68% - 8.68%--
NIC ASIA BankSmall Business Loan6.68% - 8.68%--
NMB BankWorking Capital Loan6.72% - 8.72%--
Garima Bikas BankSME Loan6.73% - 8.73%--
Garima Bikas BankBusiness Loan6.73% - 8.73%--
Machhapuchhre BankWorking Capital Loan6.76% - 8.76%--
Global IME BankWC Loan-Permanent6.83% - 8.83%--
Kumari BankCorporate6.88% - 8.63%--
Laxmi SunriseWorking Capital Loan6.88% - 8.88%--
Nabil BankNabil Nari Karja6.91% - 8.41%--
Nabil BankNabil Sajilo Karja6.91% - 8.41%--
Nabil BankSajilo Express Karja6.91% - 8.41%--
Miteri Bikas BankBusiness Loan6.91% - 10.91%--
Prabhu BankSana Byawasiee Karja6.99% - 8.99%--
Global IME BankSmall Business Loan7.33% - 9.33%--
Kumari BankMSME/SME7.38% - 9.38%--
Muktinath Bikas BankBusiness Loan7.44% - 9.44%--
Green Dev. BankOverdraft7.44% - 11.44%--
Green Dev. BankSME Loan7.44% - 11.44%--
Manjushree FinanceBusiness Loan7.55% - 11.55%--
Rastriya Banijya Bank (RBB)Demand Loan7.56% - 7.56%--
ICFC Finance LtdWorking Capital Loan7.58% - 11.58%--
ICFC Finance LtdSME Loan7.58% - 11.58%--
ICFC Finance LtdTrading Loan7.58% - 11.58%--
NIC ASIA BankPremium Business Loan7.68% - 9.68%--
NIC ASIA BankCorporate Loan7.68% - 9.68%--
Prabhu BankWorking Capital Loan7.69% - 9.69%--
Nepal Bank Ltd.Mortgage Loan7.72% - 9.72%--
Central Finance LtdWorking Capital8.10% - 13.10%--
Goodwill Finance Co.Trading Loan8.12% - 12.12%--
Goodwill Finance Co.Industrial Loan8.12% - 11.62%--
Sindhu Bikas BankBusiness Loan8.19% - 13.19%--
Sindhu Bikas BankOverdraft8.19% - 13.19%--
Progressive Fin. Co.SME Loan8.22% - 11.22%--
Progressive Fin. Co.Industrial Loan8.22% - 11.22%--
Muktinath Bikas BankSulav Byawasaya Karja8.44% - 10.44%--
Reliance Finance Ltd.SME Loan8.51% - 10.51%--
Reliance Finance Ltd.Business Loan8.76% - 10.51%--
Pokhara FinanceBusiness Loan8.80% - 13.80%--
Pokhara FinanceIndustrial Loan8.80% - 13.80%--
Global IME BankSmall Business Loan-Fixed Rate8.99% - 10.99%--
Best Finance Co.Industrial Loan9.41% - 14.41%--
Best Finance Co.SME Loan9.41% - 14.41%--
Best Finance Co.Working Capital Loan9.41% - 14.41%--
Kumari BankSME-Fixed Rate9.59% - 9.59%-7 years

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