personal loan interest rate in nepal

Bank/Financial Institution (FI)Loan NameInterest Rate RangeProcessing FeeTenure
Agricultural Dev. Bank (Krishi Bikas)Overdraft-Individual5.40% - 10.40%--
Prime Commercial BankPersonal Loan6.12% - 11.12%--
Nepal SBI BankPersonal Loan6.38% - 8.38%--
Excel Bikas BankDep. Sector-Business6.39% - 10.39%--
Excel Bikas BankPersonal Loan6.39% - 10.39%--
Excel Bikas BankPersonal-OD6.39% - 10.39%--
Excel Bikas BankConsumer Loan6.39% - 10.39%--
Himalayan BankSecured Loan-Premier6.39% - 8.39%--
Jyoti Bikas BankPersonal Loan-OD6.44% - 11.44%--
Jyoti Bikas BankPersonal Loan6.44% - 11.44%--
Shine Resunga BBPersonal Loan6.45% - 10.45%--
Shangrila Bikas BankPersonal OD6.57% - 10.56%--
Nepal SBI BankPersonal Overdraft6.88% - 8.88%--
Laxmi SunrisePersonal Loans6.88% - 8.88%--
Miteri Bikas BankPersonal Loan6.91% - 10.91%--
Nabil BankPersonal Overdraft6.91% - 8.91%--
NIC ASIA BankPersonal Loan-RRF6.93% - 8.93%-5 years
Sanima BankPersonal OD/Loan7.11% - 9.11%--
Rastriya Banijya Bank (RBB)Personal Loan7.31% - 7.56%--
Kumari BankPersonal Loan7.38% - 9.38%--
Green Dev. BankPersonal OD7.44% - 11.44%--
ICFC Finance LtdPersonal Loan7.58% - 11.58%--
Lumbini Bikas BankPersonal Loan7.63% - 10.63%--
Lumbini Bikas BankPersonal OD7.63% - 10.63%--
NIC ASIA BankPersonal Loan7.68% - 9.68%--
Nepal Bank Ltd.Personal Loan7.72% - 8.72%--
Laxmi SunrisePersonal Loan-Fixed Rate7.99% - 11.99%-15 years
Nepal Investment Mega Bank (NIMB)Personal OD8.01% - 10.01%--
Central Finance LtdPersonal Loan8.10% - 13.10%--
Goodwill Finance Co.Personal Loan8.12% - 12.12%--
Gurkhas Finance LtdPersonal Loan8.12% - 15.12%--
Sindhu Bikas BankPersonal Mortgage8.19% - 13.19%--
Prabhu BankOther Personal Loan8.19% - 10.19%--
Progressive Fin. Co.Personal Loan8.22% - 11.22%--
Nepal Bank Ltd.Personal OD8.22% - 9.22%--
NMB BankPersonal Overdraft8.22% - 10.22%--
Himalayan BankSecured Personal Loan-Fixed8.25% - 8.25%-7 years
Himalayan BankSecured Loan-Standard8.39% - 9.89%--
Muktinath Bikas BankPersonal Loan8.44% - 10.44%--
Garima Bikas BankPersonal Loan8.73% - 10.73%--
Reliance Finance Ltd.Personal Term8.76% - 10.51%--
Reliance Finance Ltd.Personal OD8.76% - 10.51%--
Pokhara FinancePersonal Loan8.80% - 13.80%--
Standard Chartered Bank (SCB)Personal Loan8.85% - 9.35%--
Kumari BankPersonal Overdraft8.88% - 9.88%--
Prime Commercial BankPersonal Loan-Fixed Rate9.00% - 11.00%--
Best Finance Co.Personal Loan9.41% - 14.41%--
Nepal SBI BankPersonal TL-Fixed9.99% - 11.99%--
Nepal Bank Ltd.Personal Loan-Fixed Rate9.99% - 9.99%-5 years
Nepal Bank Ltd.Personal Term -Fixed Rate9.99% - 9.99%-10 years
Rastriya Banijya Bank (RBB)Personal Loan-Fixed Rate10.00% - 10.00%-10 years
Standard Chartered Bank (SCB)Personal Loan-Fixed Rate10.25% - 10.25%-5 years

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