Professional Loan Interest Rate
If you are a salaried professional or a high-income individual personal then you will get this loan from BFIs easily. Professional loans are specially targeted to those who have high net value, such as doctors, engineers, CAs, senior corporate employees, etc. These professionals are considered low-risk, so the Professional Loan Interest rate in Nepali banks is generally favourable than the standard Personal OD.
As we know, all the Banks and Financial Institutions used to follow the methodology set by the Central banks for determining the Loan Interest Rate. Like the deposit interest rate, the Loan interest rates are also revised every month and practice in effect from the beginning of each month. The banks set the interest rate in loan products by adding a premium rate (spread rate) to their base rate. Here, you will get the Professional Loan Interest Rate in Nepal set by each BFI.
We have extract the exact Interest Rate provided by each BFI on their Website, Social Pages and Circulars. So, let’s find the Professional Loan Interest Rate in Nepali Banks and get the best deal for your financing requirements.
Professional Loan Interest Rate in Nepali Banks
Here’s the latest Interest Rates of all BFIs for this month,
| Bank/Financial Institution (FI) | Loan Name | Interest Rate Range | Processing Fee | Tenure |
|---|---|---|---|---|
| Agricultural Dev. Bank (Krishi Bikas) | Employee Service Loan | 5.40% - 7.40% | - | - |
| Nabil Bank | Corporate Employees Loan | 5.41% - 7.41% | - | - |
| Everest Bank | Professional Loan | 5.85% - 7.85% | - | - |
| Siddhartha Bank | Professional Loan | 5.86% - 9.11% | - | - |
| Prime Commercial Bank | Professional Loan | 6.12% - 11.12% | - | - |
| Rastriya Banijya Bank (RBB) | Professional Loan | 6.31% - 7.31% | - | - |
| Jyoti Bikas Bank | Professional Loan | 6.44% - 11.44% | - | - |
| Shine Resunga BB | Professional Loan | 6.45% - 10.45% | - | - |
| Kamana Sewa B.Bank | Professional Loan | 6.56% - 11.56% | - | - |
| NIC ASIA Bank | Professional Loan-Prime | 6.68% - 8.68% | - | - |
| Machhapuchhre Bank | Professional Loan-Specific | 6.76% - 8.76% | - | - |
| Sanima Bank | Professional Loan | 7.11% - 9.11% | - | - |
| NIC ASIA Bank | Professional Loan-Standard | 7.68% - 9.68% | - | - |
| Nepal Bank Ltd. | Professional OD | 7.72% - 8.72% | - | - |
| Nepal Bank Ltd. | NBL professional-Term Loan | 7.72% - 8.72% | - | - |
| Machhapuchhre Bank | Professional Loan-Normal | 7.76% - 9.76% | - | - |
| Central Finance Ltd | Professional Loan | 8.10% - 13.10% | - | - |
| Global IME Bank | Professional Loans | 8.33% - 10.33% | - | - |
| Lumbini Bikas Bank | Professional Loan | 8.63% - 10.63% | - | - |
| Garima Bikas Bank | Professional Loan | 8.73% - 10.73% | - | - |
| Pokhara Finance | Professional Loan | 8.80% - 13.80% | - | - |
| Kumari Bank | Professional Loan | 8.88% - 9.88% | - | - |
| Best Finance Co. | Professional Loan | 9.41% - 14.41% | - | - |
| Rastriya Banijya Bank (RBB) | Professional Loan-Fixed Rate | 9.50% - 9.50% | - | 5 years |
| Siddhartha Bank | Professional Loan-Fixed Rate | 9.75% - 9.75% | - | 5 years |
| Nepal Bank Ltd. | Professional Loan-Fixed Rate | 9.99% - 9.99% | - | 5 years |
| Nepal Bank Ltd. | Professional Loan-Fixed Rate | 9.99% - 9.99% | - | 10 years |
| Everest Bank | Professional Loan-Fixed Rate | 10.00% - 10.00% | - | 7 years |
| Reliance Finance Ltd. | Professional Loan | 10.51% - 11.51% | - | - |
| Global IME Bank | Professional Loan-Fixed | 10.99% - 12.99% | - | - |
Interest Rate in Nepali Banks
Based on the Interest Rate collected from all licensed BIFs ‘A’, ‘B’ & ‘C’, we can see that the ‘C’ Class Finance Companies provide the highest Interest Rate. After Finance Companies, the ‘B’ Class Development Banks also offer a higher Interest Rate.
Note: All the interest rates mentioned here and every BFIs are measured in p.a. (Per Anum/ Anually)
We hope you get the Professional Loan Interest Rate in Nepali Banks and financial institution to choose the best one for your financing requirements. With these interest rate data of each BFI, you will get the best idea and choose the right banks to fulfill the fund requirement and make the best decision.